MALOUS DIAMONDS
ActiveSummary
MALOUS DIAMONDS has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €3.54M and a net result of €-54k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 85% of 9040 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability22▼-13
Solvency100=
Growth36=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €230k at 30 days acceptable
Liquidity ample (current ratio 6.34 against 5.09 in 2023; short-term debt: 15.6% and cash: 6.8% of total assets), and 20.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-07-2025, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
7 d early
2023
5 d early
2022
3 d early
2021
24 d early
2020
4 d early
2019
3 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Turnover
€13.15M▲ 48.8%
2020 · €8.84M
2018: €17.43Mhighest in 4 years
2019: €9.74M▼ -44.1% vs 2018
2020: €8.84M▼ -9.3% vs 2019lowest in 4 years
2021: €13.15M▲ +48.8% vs 2020
2018 → 2021
EBIT margin
-0.8%▼ 2.1pp
2020 · 1.3%
2018: 8.6%highest in 4 years
2019: 0.4%▼ -95.4% vs 2018
2020: 1.3%▲ +239% vs 2019
2021: -0.8%▼ -159% vs 2020lowest in 4 years
2018 → 2021
Net result
€-54k
2023 · €40k
2018: €1.42Mhighest in 7 years
2019: €-5k▼ -100% vs 2018
2020: €5k▲ +189% vs 2019
2021: €7k▲ +48.5% vs 2020
2022: €236k▲ +3438% vs 2021
2023: €40k▼ -83.2% vs 2022
2024: €-54k▼ -236% vs 2023lowest in 7 years
2018 → 2024
Working capital
€3.71M▼ 0.4%
2023 · €3.73M
2018: €3.42Mlowest in 7 years
2019: €3.42M● +0.0% vs 2018
2020: €3.43M▲ +0.3% vs 2019
2021: €3.43M▲ +0.1% vs 2020
2022: €3.74M▲ +8.8% vs 2021highest in 7 years
2023: €3.73M▼ -0.2% vs 2022
2024: €3.71M▼ -0.4% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€8.84M-€13.15M▲ 48.8%
2020: €8.84M
2021: €13.15M▲ +48.8% vs 2020
Equity€3.31M-€3.32M▲ 0.2%€3.56M▲ 7.1%€3.60M▲ 1.1%€3.54M▼ 1.5%
2020: €3.31Mlowest in 5 years
2021: €3.32M▲ +0.2% vs 2020
2022: €3.56M▲ +7.1% vs 2021
2023: €3.60M▲ +1.1% vs 2022highest in 5 years
2024: €3.54M▼ -1.5% vs 2023
Operating result€118k-€-104k€335k€140k▼ 58.1%€48k▼ 65.8%
2020: €118k
2021: €-104k▼ -188% vs 2020lowest in 5 years
2022: €335k▲ +423% vs 2021highest in 5 years
2023: €140k▼ -58.1% vs 2022
2024: €48k▼ -65.8% vs 2023
Net result€5k-€7k▲ 48.5%€236k▲ 3,438%€40k▼ 83.2%€-54k
2020: €5k
2021: €7k▲ +48.5% vs 2020
2022: €236k▲ +3438% vs 2021highest in 5 years
2023: €40k▼ -83.2% vs 2022
2024: €-54k▼ -236% vs 2023lowest in 5 years
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 66% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €4.46M
Fixed assets
€48k ▼ 13.1%
Current assets
€4.41M ▼ 5.0%
Equity and liabilities €4.46M
Equity
€3.54M ▼ 1.5%
Debt
€916k ▼ 16.7%
Debt's share of the balance-sheet total falls from 23.4% to 20.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€55k▼
2023 · €155k
Cash flow
€-47k▼
2023 · €55k
Current ratio
6.34▲
2023 · 5.09
Quick ratio
2.24▼
2023 · 2.38
Debt to equity
0.26▼
2023 · 0.31
ROE
-1.5%▼
2023 · 1.1%
ROA
-1.2%▼
2023 · 0.8%
Interest coverage
0.61▼
2023 · 1.81
Debt ≤ 1 year
€695k▼
2023 · €911k
Debt > 1 year
€180k=
2023 · €180k
Income taxes
€12k▼
2023 · €15k
Staff costs
€66k▲
2023 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 52 lines
Balance sheet
Code20232024
Assets
Total assets20/58€4.70M€4.46M▼
Fixed assets21/28€55k€48k▼
Tangible fixed assets22/27€54k€46k▼
Land and buildings22€49k€44k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€479-
Financial fixed assets28€2k€2k=
Current assets29/58€4.64M€4.41M▼
Amounts receivable after more than one year29€5k€6k▲
Other amounts receivable291€5k€6k▲
Stocks and contracts in progress3€2.47M€2.85M▲
Stocks30/36€2.47M€2.85M▲
Amounts receivable within one year40/41€2.01M€1.25M▼
Trade receivables40€2.00M€1.24M▼
Other amounts receivable41€9k€7k▼
Cash at bank and in hand54/58€152k€305k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€4.70M€4.46M▼
Equity10/15€3.60M€3.54M▼
Contributions10/11€222k€222k=
Reserves13€3.37M€3.32M▼
Tax-exempt reserves132€13k€13k=
Distributable reserves133€3.36M€3.31M▼
Amounts payable17/49€1.10M€916k▼
Amounts payable after more than one year17€180k€180k=
Financial debts170/4€180k€180k=
Amounts payable within one year42/48€911k€695k▼
Financial debts43€557k€682k▲
Credit institutions430/8€557k€682k▲
Trade debts44€354k€1k▼
Suppliers440/4€354k€1k▼
Taxes, remuneration and social security45-€12k
Taxes450/3-€12k
Accrued charges and deferred income492/3€9k€41k▲
Income statement
Code20232024
Remuneration, social security and pensions62€31k€66k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€7k▼
Other operating charges640/8€14k€6k▼
Gross operating margin9900€200k€127k▼
Operating profit (loss)9901€140k€48k▼
Financial income75/76B€122€0▼
Recurring financial income75€122€0▼
Financial charges65/66B€86k€90k▲
Recurring financial charges65€86k€90k▲
Profit (loss) for the period before taxes9903€55k€-42k▼
Income taxes67/77€15k€12k▼
Profit (loss) for the period9904€40k€-54k▼
Profit (loss) for the period to be appropriated9905€40k€-54k▼
Appropriation of the result
Profit (loss) to be appropriated9906€40k€-54k▼
Transfer from equity791/2-€54k
Transfer to equity691/2€40k-
To other reserves6921€40k-
Social balance
Average headcount (FTE)90870.41.0▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | €13.16M | - | - | - | - |
| Turnover70 | €8.84M | €13.15M | - | - | - | - |
| Other operating income74 | - | €8k | - | - | - | - |
| Operating charges60/66A | - | €13.26M | - | - | - | - |
| Goods for resale, raw materials and consumables60 | - | €13.00M | - | - | - | - |
| Purchases600/8 | - | €11.37M | - | - | - | - |
| Change in stocks: decrease (increase)609 | - | €1.63M | - | - | - | - |
| Services and other goods61 | - | €156k | - | - | - | - |
| Remuneration, social security and pensions62 | - | €10k | €12k | €31k | €66k | ▲ 114% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6k | €8k | €16k | €15k | €7k | ▼ 52.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €-12k | - | - | - |
| Other operating charges640/8 | - | €86k | €18k | €14k | €6k | ▼ 59.1% |
| Gross operating margin9900 | - | - | €368k | €200k | €127k | ▼ 36.7% |
| Operating profit (loss)9901 | €118k | €-104k | €335k | €140k | €48k | ▼ 65.8% |
| Financial income75/76B | - | €363k | €25 | €122 | €0 | ▼ 99.6% |
| Recurring financial income75 | €207k | €363k | €25 | €122 | €0 | ▼ 99.6% |
| Other financial income752/9 | - | €363k | - | - | - | - |
| Financial charges65/66B | - | €252k | €66k | €86k | €90k | ▲ 5.0% |
| Recurring financial charges65 | €308k | €252k | €66k | €86k | €90k | ▲ 5.0% |
| Debt charges650 | €31k | €14k | - | - | - | - |
| Other financial charges652/9 | - | €238k | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €17k | €7k | €269k | €55k | €-42k | ▼ 177% |
| Income taxes67/77 | €13k | €556 | €32k | €15k | €12k | ▼ 18.3% |
| Taxes670/3 | - | €556 | - | - | - | - |
| Profit (loss) for the period9904 | €5k | €7k | €236k | €40k | €-54k | ▼ 236% |
| Profit (loss) for the period to be appropriated9905 | €5k | €7k | €236k | €40k | €-54k | ▼ 236% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €5.32M | €4.00M | €5.26M | €4.70M | €4.46M | ▼ 5.1% |
| Fixed assets21/28 | €61k | €66k | €66k | €55k | €48k | ▼ 13.1% |
| Tangible fixed assets22/27 | €60k | €64k | €64k | €54k | €46k | ▼ 13.5% |
| Land and buildings22 | - | €58k | €55k | €49k | €44k | ▼ 11.9% |
| Plant, machinery and equipment23 | - | - | - | €4k | €3k | ▼ 23.2% |
| Furniture and vehicles24 | - | €7k | €9k | €479 | - | - |
| Financial fixed assets28 | €2k | €2k | €2k | €2k | €2k | = |
| Other financial fixed assets284/8 | - | €2k | - | - | - | - |
| Amounts receivable and cash guarantees285/8 | - | €2k | - | - | - | - |
| Current assets29/58 | €5.26M | €3.93M | €5.20M | €4.64M | €4.41M | ▼ 5.0% |
| Amounts receivable after more than one year29 | - | €5k | €6k | €5k | €6k | ▲ 6.0% |
| Other amounts receivable291 | - | €5k | €6k | €5k | €6k | ▲ 6.0% |
| Stocks and contracts in progress3 | €2.73M | €1.10M | €1.95M | €2.47M | €2.85M | ▲ 15.4% |
| Stocks30/36 | - | €1.10M | €1.95M | €2.47M | €2.85M | ▲ 15.4% |
| Goods purchased for resale34 | - | €1.10M | - | - | - | - |
| Amounts receivable within one year40/41 | €2.20M | €2.71M | €3.06M | €2.01M | €1.25M | ▼ 38.0% |
| Trade receivables40 | - | €2.70M | €3.05M | €2.00M | €1.24M | ▼ 38.1% |
| Other amounts receivable41 | - | €8k | €12k | €9k | €7k | ▼ 25.9% |
| Cash at bank and in hand54/58 | €314k | €114k | €179k | €152k | €305k | ▲ 100% |
| Deferred charges and accrued income490/1 | - | €867 | €1k | €2k | €2k | ▲ 1.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €5.32M | €4.00M | €5.26M | €4.70M | €4.46M | ▼ 5.1% |
| Equity10/15 | €3.31M | €3.32M | €3.56M | €3.60M | €3.54M | ▼ 1.5% |
| Contributions10/11 | - | €222k | €222k | €222k | €222k | = |
| Reserves13 | €3.09M | €3.10M | €3.33M | €3.37M | €3.32M | ▼ 1.6% |
| Non-distributable reserves130/1 | - | €23k | €23k | - | - | - |
| Reserves not available under the articles1311 | - | €23k | €23k | - | - | - |
| Tax-exempt reserves132 | - | €13k | €13k | €13k | €13k | = |
| Distributable reserves133 | - | €3.06M | €3.30M | €3.36M | €3.31M | ▼ 1.6% |
| Amounts payable17/49 | €2.01M | €680k | €1.71M | €1.10M | €916k | ▼ 16.7% |
| Amounts payable after more than one year17 | €180k | €180k | €180k | €180k | €180k | = |
| Financial debts170/4 | - | €180k | €180k | €180k | €180k | = |
| Subordinated loans170 | - | €180k | - | - | - | - |
| Amounts payable within one year42/48 | €1.83M | €499k | €1.46M | €911k | €695k | ▼ 23.7% |
| Financial debts43 | - | €221k | €1.07M | €557k | €682k | ▲ 22.3% |
| Credit institutions430/8 | - | €221k | €1.07M | €557k | €682k | ▲ 22.3% |
| Trade debts44 | €764k | €1k | €113k | €354k | €1k | ▼ 99.6% |
| Suppliers440/4 | - | €1k | €113k | €354k | €1k | ▼ 99.6% |
| Taxes, remuneration and social security45 | - | €2k | - | - | €12k | - |
| Taxes450/3 | - | €556 | - | - | €12k | - |
| Remuneration and social security454/9 | - | €2k | - | - | - | - |
| Other amounts payable47/48 | - | €275k | €275k | - | - | - |
| Accrued charges and deferred income492/3 | - | €803 | €67k | €9k | €41k | ▲ 334% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5k | €7k | €236k | €40k | €-54k | ▼ 236% |
| + Depreciation and write-downs630 | €6k | €8k | €16k | €15k | €7k | ▼ 52.0% |
| Operating cash flow (approximation) | €10k | €14k | €252k | €55k | €-47k | ▼ 186% |
| Investment in fixed assets (approximation) | - | €-12k | €-16k | €-4k | €0 | ▲ 100% |
| Change in cash | - | €-200k | €65k | €-27k | €153k | ▲ 659% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-54k
Net result drops to €-54k, the lowest in the series.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Liquidity triplescurrent ratio 7.88
Current ratio from 2.88 to 7.88; short-term debt falls from €1.83M to €499k.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
23-03
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1996
Ground area
3,604 m²
Building footprint
2,774 m²
Volume, LiDAR
71,494 m³
Parcel 11808H1178/00F008, Flanders · tallest building 45.0 m, ±8 floors. Linked by address, not a title deed.
207
companies at this address
See who is registered here
1 establishment unit
Hoveniersstraat 2, 2018 Antwerpen
since 19962.075.193.353
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1178/00F008 | Flanders | 3,604 m² | 1 · 2,774 m² | 45.0 m · 8 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
V BEE DIAM
BE 0643.922.919
Antwerpen · Eq €3.54M
DIACORP
BE 0546.680.023
Antwerpen · Eq €3.59M
ASIAN - DIAMONDS
BE 0446.607.992
Antwerpen · Eq €3.49M
CRYSTAL TRADERS
BE 0423.257.619
Antwerpen · Eq €3.62M
EXELCO
BE 0454.661.071
Antwerpen · Eq €3.42M
Of 1,229 companies in sector 46861 we hold annual accounts for 678. 390 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-01-1996
Fiscal year end31-12
Activities, NACEBEL 2025
46861Wholesale of diamonds and other precious stones
Scores and ratios are computed by Checked and are not a credit decision.