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HF DIAMONDS

Active
Private limited companyfounded 1997active for 28 yearsHoveniersstraat 30, 2018 Antwerpen, Belgium256 active companies are registered at this addressKBO/BCE: BE 0461.799.974
Summary

HF DIAMONDS has been active since 1997 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €472,965 and a net result of -€310,993. Equity is shrinking by about 13% per year across the filed financial years. Its solvency ranks better than 21% of 9,770 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Risk analysisFollow ReportCompare
HF DIAMONDSActiveChecked score 66/100
Risk analysis ReportCompare

Overview

Activity
Wholesale of diamonds and other precious stones
NACE 46861
1 site
Size
€3.4mtotal assets 2025
Staff
0.6 FTE
Equity
€472,965
Loss
-€310,993
Financial health
66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Structure
  • AHMAD,Adam AfifDirector
2025 accounts 7 days early2 of 15 deeds summarised
Why 66raises riskLoss of €310,993, the second in a row (financial year 2025)Equity €472,965 (13.8% of total assets)1 change of registered office in 24 monthslowers riskSize: 0.6 FTE, total assets €3.4mShow the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 21% of its sector peers (NACE 46, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 39-16
equity 13.8% of total assets
Liquidity 32+18
short-term debt 83.0% · cash 22.5%
Profitability 7+7
return on assets -9.1%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,883 companies, NACE 46, micro)
Last 24 months 11-2024: 0.2%lowest value 12-2024: 0.2%● unchanged vs 11-2024lowest value 01-2025: 0.2%● unchanged vs 12-2024lowest value 02-2025: 0.2%● unchanged vs 01-2025lowest value 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.3%▲ +0.1 percentage points vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.8%▲ +0.5 percentage points vs 05-2025 07-2025: 1.3%▲ +0.5 percentage points vs 06-2025 08-2025: 1.3%● unchanged vs 07-2025 09-2025: 1.3%● unchanged vs 08-2025 10-2025: 1.3%● unchanged vs 09-2025 11-2025: 1.3%● unchanged vs 10-2025 12-2025: 1.3%● unchanged vs 11-2025 01-2026: 1.3%● unchanged vs 12-2025 02-2026: 1.3%● unchanged vs 01-2026 03-2026: 1.6%▲ +0.3 percentage points vs 02-2026 04-2026: 1.7%▲ +0.1 percentage points vs 03-2026 05-2026: 1.9%▲ +0.2 percentage points vs 04-2026 06-2026: 2.0%▲ +0.1 percentage points vs 05-2026highest value 07-2026: 2.0%● unchanged vs 06-2026 08-2026: 0.9%▼ -1.1 percentage points vs 07-2026 09-2026: 0.9%● unchanged vs 08-2026 10-2026: 0.9%● unchanged vs 09-2026
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.21, compared with 1.42 in 2024, below the usual 1.5; short-term debt: 83% and cash: 22.5% of total assets), and 86.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 26% on solvency, 30% on liquidity, 15% on profitability and 12% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Loss of €310,993, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Equity €472,965 (13.8% of total assets)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: 0.6 FTE, total assets €3.4m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€310,993
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 9770 sector peers (2025).
NBB · sector comparison
Position among 9770 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
7 days early
2024
58 days early
2023
1 day early
2022
40 days early
2021
18 days early
2020
11 days late
2019
88 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Permanent representative: Lambregts JanRegistered-office move

Key points

  • Caution: Among the weakest 5% on net resultsector median €26,866 · 9,749 companies -€310,993 View
  • Caution: Equity fell in 2025from €783,958 to €472,965 ▼ 39.7% View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€310,993 View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

By topic

Financials

Financial year
2025
Total assets
€3.4m
Loss
-€310,993
Solvency
13.8%
Turnover▼ 46.3%
Net result
20182020
Go to Financials

Timeline

Events
32
Since
2000
Next accounts
by 31-07-2027
  1. 31-12-2024Weakest financial year
  2. 30-07-2024Annual accounts filed
  3. 27-10-2023Resignation: AHMAD,Adam Afif (manager)
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of diamonds and other precious stonesNACE 46861
Founded
30-10-1997
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
11
Annual meeting
2 May at 14:00
Purpose
“De handel in diamant en de in- en uitvoer van ruwe en geslepen diamant,edelstenen en…” (deed in Dutch)
Go to Articles of association

Key facts about HF DIAMONDS

What is the company number of HF DIAMONDS?
0461.799.974. In Belgium the VAT number is the company number with BE in front: BE 0461.799.974.
Where is HF DIAMONDS based?
The registered office is at Hoveniersstraat 30, 2018 Antwerpen.Company details
What does HF DIAMONDS do?
According to the KBO register, the main activity is wholesale of diamonds and other precious stones (NACE 46861).
What is the legal form of HF DIAMONDS?
Private limited company (BV).
When was HF DIAMONDS founded?
On 30-10-1997.
Is HF DIAMONDS still active?
Yes, HF DIAMONDS is an active enterprise in the KBO register.
How many employees does HF DIAMONDS have?
On average 0.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of HF DIAMONDS?
€3.1m in financial year 2020, according to the filed annual accounts.
Is HF DIAMONDS profitable?
In financial year 2025, HF DIAMONDS made a loss of €310,993.
Where can I find the annual accounts of HF DIAMONDS?
HF DIAMONDS filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HF DIAMONDS due?
By 31-07-2027, for financial year 2026.Timeline

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