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AMIRA-AYA

Active
Public limited companyfounded 1996active for 30 yearsHoveniersstraat 30, 2018 Antwerpen, Belgium256 active companies are registered at this addressKBO/BCE: BE 0458.471.191

From the official registers: KBO 29 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

AMIRA-AYA has been active since 1996 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.5m and a net result of -€458,242. Equity has been shrinking by about 18% per year since 2018. Its solvency ranks better than 76% of 9,829 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

KBO
Status
Active since 27-06-1996 Normal situation
Legal form
Public limited company
Registered office
Hoveniersstraat 30, 2018 Antwerpen
Activity
Wholesale of diamonds and other precious stones NACE 46861
Establishment unit
2.077.493.144 2018 Antwerpen, since 24-07-1996
Financial year end
31 December
Peppol
Reachable since 05-03-2025

Board and ownership

Board
Shareholders

Financial position

85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
-€254,521
▲ 57.0%
Loss
€458,242
▼ 17.8%
Equity
€2.5m
▼ 15.7%
Total assets
€3.5m
▼ 21.1%
Turnover not published (abbreviated format)2025 accounts filed 63 days before the deadline
Filed on 29-05-2026PDF
Score breakdownraises riskLoss of €458,242, the second in a row (financial year 2025)Liquidity: current ratio 3.14, cash €5,644lowers riskSize: total assets €3.5mFounded in 1996Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 34% of small companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Average
Solvency 95+5
equity 69.8% of total assets
Liquidity 38+3
short-term debt 30.2% · cash 0.2%
Profitability 2-1
return on assets -13.0%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,376 companies, NACE 46, small)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● unchanged vs 11-2024 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.4%▲ +0.1 percentage points vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026highest value 06-2026: 0.2%▼ -0.2 percentage points vs 05-2026lowest value 07-2026: 0.2%● unchanged vs 06-2026lowest value 08-2026: 0.2%● unchanged vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value
Credit of up to €200,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.14 (2.76 in 2024), above the usual 1.5. Short-term debt is 30.2% and cash 0.2% of total assets. 30.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small). It does better than 79% of them on solvency, 41% on liquidity, 4% on profitability and 13% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €458,242, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €3.5m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 3.14, cash €5,644
NBB · annual accounts
lowers risk · Founded in 1996
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€458,242
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
63 days early
2024
2 days early
2023
14 days late
2022
30 days late
2021
23 days late
2020
23 days late
2019
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 17 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€458,242 View
  • Caution: Lower net result than 95% of companies in wholesale tradesector median €26,864 · 9,808 companies -€458,242 View

Documents

Annual accounts at the NBB

All 29 annual accounts

Articles and registers

Key facts about AMIRA-AYA

What is the company number of AMIRA-AYA?
The company number of AMIRA-AYA is 0458.471.191. The VAT number is the same number with BE in front: BE 0458.471.191.
Where is AMIRA-AYA based?
The registered office is at Hoveniersstraat 30, 2018 Antwerpen.Company details
What does AMIRA-AYA do?
According to the KBO register, the main activity is wholesale of diamonds and other precious stones (NACE 46861).
What is the legal form of AMIRA-AYA?
The legal form of AMIRA-AYA is Public limited company (NV).
When was AMIRA-AYA founded?
AMIRA-AYA was founded on 27-06-1996.
Is AMIRA-AYA still active?
Yes, AMIRA-AYA is an active enterprise in the KBO register.
What is the turnover of AMIRA-AYA?
The annual accounts for financial year 2025 state no turnover. The abbreviated format does not require it.Financials
Is AMIRA-AYA profitable?
In financial year 2025, AMIRA-AYA made a loss of €458,242.
Where can I find the annual accounts of AMIRA-AYA?
AMIRA-AYA filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of AMIRA-AYA due?
AMIRA-AYA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as AMIRA-AYA: wholesale of diamonds and other precious stones (NACE 46861). They are comparable in size and age: total assets between €3.1m and €3.7m, founded between 1993 and 1998.

CompanyTotal assetsGross margin
AMIRA-AYA Antwerpen€3.5m-€0.3m
MALOUS DIAMONDS Antwerpen€3.4m-€0.4m
A.N. STAR Antwerpen€3.7m-€0.3m
HF DIAMONDS Antwerpen€3.4m-€0.1m
SUNNEX Antwerpen€3.2m-€0.08m
Rish-Diam Antwerpen€3.1m-€0.02m
EVER SHINE Antwerpen€3.3m-€0.05m
Full comparison

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