Malioes
ActiveSummary
Malioes has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73,182 and a net result of €10,379. Equity is shrinking by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 22% of 2591 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability54▲+16
Solvency32▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity short (current ratio 0.84 against 1.03 in 2024; short-term debt: 17.3% and cash: 0.4% of total assets), and 93% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7%
Return on assets
1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 2591 sector peers (2025).
NBB · sector comparisonPosition among 2591 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-05-2026, 67 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
67 d early
2024
31 d late
2023
17 d late
2022
on the day
2021
1 d early
2020
29 d late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€73,182▲ 16.5%
2024 · €62,803
Total assets
€1.0m▲ 2.8%
2024 · €1.0m
Net result
€10,379
2024 · -€20,913
Working capital
-€29,324
2024 · €1,900
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€102,817€61,005€24,994▼ 59.0%€1,552▼ 93.8%€32,474▲ 1,992%
Net result-€117,178▼ 2,959%€39,492€876▼ 97.8%-€20,913€10,379
Equity€43,348▼ 73.0%€82,840▲ 91.1%€83,717▲ 1.1%€62,803▼ 25.0%€73,182▲ 16.5%
Total assets€1.2m▼ 8.6%€1.2m▼ 4.2%€1.1m▼ 8.7%€1.0m▼ 5.7%€1.0m▲ 2.8%
Debt€1.2m▲ 0.1%€1.1m▼ 7.7%€989,154▼ 9.4%€948,634▼ 4.1%€966,269▲ 1.9%
Working capital-€61,027▼ 172%€26,948€3,658▼ 86.4%€1,900▼ 48.1%-€29,324
Staff (FTE)2.3▼ 23.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1,992% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.0m
Fixed assets
€889,131 ▼ 6.1%
Current assets
€150,319 ▲ 132%
Equity and liabilities €1.0m
Equity
€73,182 ▲ 16.5%
Debt
€966,269 ▲ 1.9%
Debt's share of the balance-sheet total falls from 93.8% to 93.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€89,895▲
2024 · €59,193
Cash flow
€67,800▲
2024 · €36,728
Current ratio
0.84▼
2024 · 1.03
Debt to equity
13.20▼
2024 · 15.10
ROE
14.2%▲
2024 · -33.3%
ROA
1.0%▲
2024 · -2.1%
Interest coverage
4.07▲
2024 · 2.63
Debt ≤ 1 year
€179,643▲
2024 · €62,985
Debt > 1 year
€778,006▼
2024 · €885,649
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,445 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 96% are still going.
- Small
- 10 to 20 years old
- solvency under 10%
- a profit under 5% of the balance sheet
1.9%
went bankrupt
2.0%
stopped otherwise
96%
still going
A further 0.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,445 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €3,216 | €17,563 | €8,296 | €0 | - | - |
| Remuneration, social security and pensions62 | €156,404 | €41,487 | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €68,693 | €64,418 | €60,883 | €57,641 | €57,421 | ▼ 0.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €40,000 | €0 | - | - |
| Other operating charges640/8 | €12,641 | €1,962 | €3,860 | €3,203 | €3,255 | ▲ 1.6% |
| Gross operating margin9900 | €134,921 | €168,872 | €129,736 | €62,396 | €93,150 | ▲ 49.3% |
| Operating profit (loss)9901 | -€102,817 | €61,005 | €24,994 | €1,552 | €32,474 | ▲ 1,992% |
| Financial income75/76B | €0 | €4,032 | €0 | - | - | - |
| Recurring financial income75 | €0 | €4,032 | €0 | - | - | - |
| Financial charges65/66B | €14,204 | €25,394 | €24,117 | €22,465 | €22,095 | ▼ 1.6% |
| Recurring financial charges65 | €14,204 | €25,394 | €24,117 | €22,465 | €22,095 | ▼ 1.6% |
| Profit (loss) for the period before taxes9903 | -€117,022 | €39,644 | €876 | -€20,913 | €10,379 | ▲ 150% |
| Income taxes67/77 | €156 | €152 | €0 | - | - | - |
| Profit (loss) for the period9904 | -€117,178 | €39,492 | €876 | -€20,913 | €10,379 | ▲ 150% |
| Profit (loss) for the period to be appropriated9905 | -€117,178 | €39,492 | €876 | -€20,913 | €10,379 | ▲ 150% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.2m | €1.2m | €1.1m | €1.0m | €1.0m | ▲ 2.8% |
| Fixed assets21/28 | €1.1m | €1.1m | €1.0m | €946,553 | €889,131 | ▼ 6.1% |
| Intangible fixed assets21 | €111,390 | €95,477 | €79,564 | €63,652 | €47,739 | ▼ 25.0% |
| Tangible fixed assets22/27 | €1.0m | €972,664 | €924,629 | €882,901 | €841,393 | ▼ 4.7% |
| Land and buildings22 | €130,270 | €123,339 | €116,408 | €109,477 | €102,546 | ▼ 6.3% |
| Plant, machinery and equipment23 | €33,792 | €22,161 | €15,697 | €12,475 | €9,473 | ▼ 24.1% |
| Furniture and vehicles24 | €13,863 | €3,065 | €0 | - | - | - |
| Leasing and similar rights25 | €855,674 | €824,099 | €792,524 | €760,949 | €729,374 | ▼ 4.1% |
| Current assets29/58 | €81,920 | €106,796 | €68,677 | €64,885 | €150,319 | ▲ 132% |
| Stocks and contracts in progress3 | €33,721 | €0 | - | - | - | - |
| Stocks30/36 | €33,721 | €0 | - | - | - | - |
| Amounts receivable within one year40/41 | €37,162 | €100,079 | €61,840 | €62,217 | €144,233 | ▲ 132% |
| Trade receivables40 | €36,358 | €100,079 | €60,878 | €60,878 | €132,878 | ▲ 118% |
| Other amounts receivable41 | €804 | €0 | €962 | €1,339 | €11,356 | ▲ 748% |
| Cash at bank and in hand54/58 | €3,577 | €5,022 | €4,929 | €699 | €3,996 | ▲ 472% |
| Deferred charges and accrued income490/1 | €7,460 | €1,695 | €1,909 | €1,969 | €2,090 | ▲ 6.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.2m | €1.2m | €1.1m | €1.0m | €1.0m | ▲ 2.8% |
| Equity10/15 | €43,348 | €82,840 | €83,717 | €62,803 | €73,182 | ▲ 16.5% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €23,348 | €62,840 | €63,717 | €42,803 | €53,182 | ▲ 24.2% |
| Non-distributable reserves130/1 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Reserves not available under the articles1311 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Distributable reserves133 | €21,348 | €60,840 | €61,717 | €40,803 | €51,182 | ▲ 25.4% |
| Amounts payable17/49 | €1.2m | €1.1m | €989,154 | €948,634 | €966,269 | ▲ 1.9% |
| Amounts payable after more than one year17 | €1.0m | €1.0m | €924,134 | €885,649 | €778,006 | ▼ 12.2% |
| Financial debts170/4 | €1.0m | €1.0m | €924,134 | €885,649 | €778,006 | ▼ 12.2% |
| Amounts payable within one year42/48 | €142,948 | €79,848 | €65,020 | €62,985 | €179,643 | ▲ 185% |
| Current portion of amounts payable after more than one year42 | €62,991 | €64,144 | €62,379 | €62,985 | €64,143 | ▲ 1.8% |
| Financial debts43 | €21,695 | €0 | - | - | - | - |
| Credit institutions430/8 | €21,695 | €0 | - | - | - | - |
| Trade debts44 | €39,767 | €4,105 | €2,641 | €0 | - | - |
| Suppliers440/4 | €39,767 | €4,105 | €2,641 | €0 | - | - |
| Taxes, remuneration and social security45 | €15,845 | €11,599 | €0 | - | - | - |
| Taxes450/3 | €6,517 | €11,599 | €0 | - | - | - |
| Remuneration and social security454/9 | €9,328 | €0 | - | - | - | - |
| Other amounts payable47/48 | €2,650 | €0 | - | - | €115,500 | - |
| Accrued charges and deferred income492/3 | €4,481 | €0 | - | - | €8,619 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€117,178 | €39,492 | €876 | -€20,913 | €10,379 | ▲ 150% |
| + Depreciation and write-downs630 | €68,693 | €64,418 | €60,883 | €57,641 | €57,421 | ▼ 0.4% |
| Operating cash flow (approximation) | -€48,485 | €103,910 | €61,759 | €36,728 | €67,800 | ▲ 84.6% |
| Investment in fixed assets (approximation) | - | €12,430 | €3,065 | €0 | €0 | - |
| Change in cash | - | €1,444 | -€93 | -€4,230 | €3,297 | ▲ 178% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €10,379
Net result €10,379 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
17-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 17 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €39,492
Net result €39,492 after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 1.34
Current ratio from 0.57 to 1.34; short-term debt falls from €142,948 to €79,848.
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet -€117,178
Net result drops to -€117,178, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €57,247 ▲173%
Operating result €62,559, net result €57,247, both a record.
Show earlier events
31-12
Financial
Equity above €150,000Eq €164,357 ▲53.4%
2 profitable years in a row build equity to €164,357.
26-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 2012
Ground area
1,010 m²
Building footprint
172 m²
Volume, LiDAR
1 m³
Parcel 12009A0328/00H000, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
8
companies at this address
See who is registered here
1 establishment unit
Carrosserie Waumans
since 20122.214.944.223
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12009A0328/00H000 | Flanders | 1,009 m² | 1 · 172 m² | 0.1 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,378 companies in sector 95311 we hold annual accounts for 2,961. 2,244 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-08-2012
Fiscal year end31-12
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
64210Activities of holding companies
95314Bodywork repair (including spraying and painting)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0848066842
Also
9925:BE0848066842
Registered
31-03-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.