ELLINORE
ActiveELLINORE has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €217k and a net result of €9k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 35% of 10289 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-11
Solvency49▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity tight (current ratio 1.46 against 1.24 in 2024; short-term debt: 67.8% and cash: 26% of total assets), and 76% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24%
Return on assets
1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
2 d early
2023
31 d late
2022
99 d late
2021
33 d early
2020
18 d late
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€217k▲ 4.4%
2024 · €208k
2018: €125k
2019: €129k
2020: €143k
2021: €155k
2022: €166k
2023: €185k
2024: €208k
2018 → 2025
Total assets
€905k▼ 13.9%
2024 · €1.05M
2018: €498k
2019: €565k
2020: €417k
2021: €466k
2022: €526k
2023: €876k
2024: €1.05M
2018 → 2025
Net result
€9k▼ 91.4%
2024 · €107k
2018: €85
2019: €4k
2020: €14k
2021: €13k
2022: €11k
2023: €32k
2024: €107k
2018 → 2025
Working capital
€279k▲ 37.6%
2024 · €203k
2018: €122k
2019: €122k
2020: €133k
2021: €148k
2022: €140k
2023: €166k
2024: €203k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€155k-€166k▲ 6.8%€185k▲ 11.4%€208k▲ 12.5%€217k▲ 4.4%
Operating result€29k-€12k▼ 60.9%€38k▲ 230%€117k▲ 208%€10k▼ 91.8%
Net result€13k-€11k▼ 16.1%€32k▲ 206%€107k▲ 231%€9k▼ 91.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 92% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €905k
Fixed assets
€12k▲ 145%
Current assets
€893k▼ 14.7%
Equity and liabilities €905k
Equity
€217k▲ 4.4%
Debt
€688k▼ 18.4%
The debt ratio falls from 80.2% to 76.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13k▼
2024 · €119k
Cash flow
€12k▼
2024 · €109k
Solvency
24.0%▲
2024 · 19.8%
Current ratio
1.46▲
2024 · 1.24
Quick ratio
0.58▲
2024 · 0.24
Debt / equity
3.17▼
2024 · 4.06
ROE
4.2%▼
2024 · 51.5%
ROA
1.0%▼
2024 · 10.2%
Interest coverage
197.90▼
2024 · 3612.04
Debt
€688k▼
2024 · €844k
Debt ≤ 1 year
€614k▼
2024 · €844k
Debt > 1 year
€72k
Income taxes
€396▼
2024 · €10k
Staff costs
€56k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.05M€905k▼
Fixed assets21/28€5k€12k▲
Tangible fixed assets22/27€3k€10k▲
Plant, machinery and equipment23€1k€3k▲
Furniture and vehicles24€2k€7k▲
Financial fixed assets28€2k€2k=
Current assets29/58€1.05M€893k▼
Stocks and contracts in progress3€847k€539k▼
Stocks30/36€847k€539k▼
Amounts receivable within one year40/41€35k€112k▲
Trade receivables40€35k€112k▲
Cash at bank and in hand54/58€161k€235k▲
Deferred charges and accrued income490/1€4k€8k▲
Equity and liabilities
Total equity and liabilities10/49€1.05M€905k▼
Equity10/15€208k€217k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€3k€3k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€860€860=
Profit (loss) carried forward14€187k€196k▲
Amounts payable17/49€844k€688k▼
Amounts payable after more than one year17-€72k
Other amounts payable178/9-€72k
Amounts payable within one year42/48€844k€614k▼
Trade debts44€33k€68k▲
Suppliers440/4€33k€68k▲
Advances received on contracts in progress46-€820
Taxes, remuneration and social security45€37k€14k▼
Taxes450/3€37k€10k▼
Remuneration and social security454/9-€4k
Other amounts payable47/48€774k€531k▼
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Remuneration, social security and pensions62-€56k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k▲
Other operating charges640/8€10k€14k▲
Non-recurring operating charges66A-€8k
Gross operating margin9900€129k€91k▼
Operating profit (loss)9901€117k€10k▼
Financial income75/76B€103€30▼
Recurring financial income75€103€30▼
Financial charges65/66B€33€64▲
Recurring financial charges65€33€64▲
Profit (loss) for the period before taxes9903€117k€10k▼
Income taxes67/77€10k€396▼
Profit (loss) for the period9904€107k€9k▼
Profit (loss) for the period to be appropriated9905€107k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€271k€196k▼
Profit (loss) brought forward from the previous period14P€163k€187k▲
Profit to be distributed694/7€84k-
Directors or managers695€84k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €107k ▲231%
Operating result €117k, net result €107k, both a record.
31-12
Financial
Equity above €200kEq €208k ▲12.5%
7 profitable years in a row build equity to €208k.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 31 days late
2023
07-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 99 days late
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €150kEq €155k ▲8.8%
4 profitable years in a row build equity to €155k.
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 18 days late
2020
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
21-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Havrelei 582100 AntwerpenGround area
3,258 m²
Building footprint
1,177 m²
Volume, LiDAR
4,622 m³
2 parcels, Flanders · tallest building 15.9 m, ±1 floor. Linked by address, not a title deed.
2 establishment units
Ellinore
since 20132.220.890.818
Immerseelstraat 27 B, 2160 Wommelgem
since 20182.289.778.139
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11052A0065/00K000 | Flanders | 2,782 m² | 1 · 739 m² | 12.4 m · 1 fl. |
| 11346B0986/00G002 | Flanders | 477 m² | 1 · 438 m² | 15.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VD AUTO
BE 0418.363.869
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EUROCARROSSERIE
BE 0879.702.601
Braine-le-Comte · Eq €217k
CARROMNIA
BE 0432.360.573
Mons · Eq €217k
GARAGE GUISSARD
BE 0440.932.009
Chiny · Eq €217k
GOOSSE AUTOS
BE 0834.276.511
Bastogne · Eq €217k
Of 10,674 companies in sector 47811 we hold annual accounts for 5,223. 3,727 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-08-2010
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
46711Wholesale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.