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ELLINORE

Active
Private limited companyfounded 2010active for 16 yearsVan Havrelei 58, 2100 Antwerpen, BelgiumKBO/BCE: BE 0828.735.039
Summary

ELLINORE has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €217,008 and a net result of €9,169. Equity has been growing by about 8.8% per year since 2018. Its solvency ranks better than 36% of 12,777 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 25-08-2010 Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811and 2 others
Establishment units
2.220.890.818 2100 Antwerpen, since 01-07-2013
2.289.778.139 2160 Wommelgem, since 01-05-2018
Financial year end
31 December
Peppol
Reachable since 11-09-2026

Board and ownership

Board
Shareholders
  • Fahd FINICHannual accounts 2017
  • Soufyane FINICHannual accounts 2017

Financial position

89 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€90,742
▼ 29.5%
Turnover
≈ €690,000
estimated
Profit
€9,169
▼ 91.4%
Equity
€217,008
▲ 4.4%
Total assets
€905,165
▼ 13.9%
Employees on 31-12-2025
1
Score breakdownraises risk1 of the last 3 accounts lateSector: Retail trade (NACE 47)lowers riskSize: total assets €905,165Founded in 2010Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 47% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 49+4
equity 24.0% of total assets
Liquidity 46+21
short-term debt 67.8% · cash 26.0%
Profitability 70-11
return on assets 1.0%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.5%▲ +0.1 percentage points vs 05-2025 07-2025: 0.7%▲ +0.2 percentage points vs 06-2025highest value 08-2025: 0.3%▼ -0.4 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.4%▲ +0.1 percentage points vs 06-2026 08-2026: 0.2%▼ -0.2 percentage points vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value
Credit of up to €19,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.46 (1.24 in 2024), below the usual 1.5. Short-term debt is 67.8% and cash 26% of total assets. 76% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 40% of them on solvency, 46% on liquidity, 51% on profitability and 51% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €905,165
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 1 of the last 3 accounts late
NBB · filings
lowers risk · Founded in 2010
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 days early
2024
2 days early
2023
31 days late
2022
99 days late
2021
33 days early
2020
18 days late
2019
23 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 13 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (4 of the last 5 accounts filed within 34 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025from €107,127 to €9,169 ▼ 91.4% View
  • Positive: 8 profitable years in a rowprofit 2025: €9,169 8 years View

Recent changes

  1. · Gazette deed Resignation: FINICH Fahd (manager)Reappointment: FINICH Fahd (director)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as ELLINORE: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €747,000 and €1.1m, founded between 2008 and 2012.

CompanyTotal assetsGross margin
ELLINORE Antwerpen€0.9m€0.09m
AMR Cars Mechelen€0.7m€0.07m
Busavialuxe Belgium Dilsen-Stokkem€0.9m€0.1m
SD MONS AUTO Estinnes€0.8m€0.1m
DQ-CARS Leuven€0.8m€0.1m
JOAX Stavelot€1.1m€0.1m
Auto's Koen Leopoldsburg€0.9m€0.09m
Full comparison

Key facts about ELLINORE

What is the company number of ELLINORE?
The company number of ELLINORE is 0828.735.039. The VAT number is the same number with BE in front: BE 0828.735.039.
Where is ELLINORE based?
The registered office is at Van Havrelei 58, 2100 Antwerpen.Company details
What does ELLINORE do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of ELLINORE?
The legal form of ELLINORE is Private limited company (BV).
When was ELLINORE founded?
ELLINORE was founded on 25-08-2010.
Is ELLINORE still active?
Yes, ELLINORE is an active enterprise in the KBO register.
How many employees does ELLINORE have?
ELLINORE had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of ELLINORE?
The turnover in financial year 2025 is ≈ €690,000. This figure is estimated from the gross margin of €90,742 and 34 comparable companies (NACE 47811). It probably lies between €410,000 and €1.5m.
Is ELLINORE profitable?
In financial year 2025, ELLINORE made a profit of €9,169.
Where can I find the annual accounts of ELLINORE?
ELLINORE filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ELLINORE due?
ELLINORE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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