Tier One Invest
ActiveSummary
Tier One Invest has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.76M and a net result of €1.13M. Equity is growing by ~149.8% per year across the filed fiscal years. Its solvency ranks better than 21% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▲+19
Solvency43▲+11
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity short (current ratio 0.84 against 0.2 in 2024; short-term debt: 6.9% and cash: 0.5% of total assets), and 81.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.3%
Return on assets
11.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 8663 sector peers (2025).
NBB · sector comparisonPosition among 8663 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
23 d early
2024
34 d early
2023
6 d early
2022
26 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.76M▲ 178%
2024 · €635k
2022: €112k
2023: €254k
2024: €635k
2022 → 2025
Total assets
€9.63M▲ 4.8%
2024 · €9.18M
2022: €233k
2023: €640k
2024: €9.18M
2022 → 2025
Net result
€1.13M▲ 196%
2024 · €380k
2022: €108k
2023: €142k
2024: €380k
2022 → 2025
Working capital
€-104k▲ 78.4%
2024 · €-482k
2022: €43k
2023: €313k
2024: €-482k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€112k-€254k▲ 126%€635k▲ 150%€1.76M▲ 178%
Operating result€138k-€187k▲ 35.8%€544k▲ 190%€925k▲ 70.0%
Net result€108k-€142k▲ 30.8%€380k▲ 168%€1.13M▲ 196%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 70% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.63M
Fixed assets
€9.06M =
Current assets
€564k ▲ 365%
Equity and liabilities €9.63M
Equity
€1.76M ▲ 178%
Debt
€7.86M ▼ 8.0%
Debt's share of the balance-sheet total falls from 93.1% to 81.7%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
0.84▲
2024 · 0.20
Debt to equity
4.47▼
2024 · 13.47
ROE
64.0%▲
2024 · 59.9%
ROA
11.7%▲
2024 · 4.1%
Debt ≤ 1 year
€668k▲
2024 · €603k
Debt > 1 year
€7.20M▼
2024 · €7.91M
Income taxes
€202k▲
2024 · €127k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€9.18M€9.63M▲
Fixed assets21/28€9.06M€9.06M=
Financial fixed assets28€9.06M€9.06M=
Current assets29/58€121k€564k▲
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€0€520k▲
Other amounts receivable41€0€520k▲
Cash at bank and in hand54/58€121k€44k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€9.18M€9.63M▲
Equity10/15€635k€1.76M▲
Contributions10/11€4k€4k=
Reserves13€631k€1.76M▲
Distributable reserves133€631k€1.76M▲
Amounts payable17/49€8.55M€7.86M▼
Amounts payable after more than one year17€7.91M€7.20M▼
Financial debts170/4€7.91M€7.20M▼
Amounts payable within one year42/48€603k€668k▲
Current portion of amounts payable after more than one year42€388k€402k▲
Financial debts43-€38k
Credit institutions430/8-€38k
Taxes, remuneration and social security45€215k€228k▲
Taxes450/3€215k€228k▲
Accrued charges and deferred income492/3€31k€0▼
Income statement
Code20242025
Other operating charges640/8€594€609▲
Gross operating margin9900€544k€925k▲
Operating profit (loss)9901€544k€925k▲
Financial income75/76B€14k€500k▲
Recurring financial income75€14k€500k▲
Financial charges65/66B€51k€96k▲
Recurring financial charges65€51k€96k▲
Profit (loss) for the period before taxes9903€507k€1.33M▲
Income taxes67/77€127k€202k▲
Profit (loss) for the period9904€380k€1.13M▲
Profit (loss) for the period to be appropriated9905€380k€1.13M▲
Appropriation of the result
Profit (loss) to be appropriated9906€380k€1.13M▲
Transfer to equity691/2€380k€1.13M▲
To other reserves6921€380k€1.13M▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2022net €1.13M ▲196%
Operating result €925k, net result €1.13M, both a record.
31-12
Financial
Equity above €1MEq €1.76M ▲178%
4 profitable years in a row build equity to €1.76M.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €500kEq €635k ▲150%
3 profitable years in a row build equity to €635k.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 5.47
Current ratio from 1.36 to 5.47; short-term debt falls from €120k to €70k.
31-12
Financial
Equity above €200kEq €254k ▲126%
2 profitable years in a row build equity to €254k.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lintsesteenweg 311A2570 DuffelGround area
1,010 m²
Building footprint
172 m²
Volume, LiDAR
1 m³
Parcel 12009A0328/00H000, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
Tier One Invest
since 20212.321.747.062
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12009A0328/00H000 | Flanders | 1,009 m² | 1 · 172 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AXIAL BELGIUM
BE 0474.294.267
Evere · Eq €1,760,996
Frijters Holding
BE 0841.963.859
Kalmthout · Eq €1,762,007
DRIMAKO
BE 0480.711.511
Berlare · Eq €1,759,830
GIMAR MANAGEMENT
BE 0458.864.834
Zandhoven · Eq €1,762,128
FLM INVEST
BE 0643.996.262
Faimes · Eq €1,759,528
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 21,636 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-09-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.