Equity
€498,388 ▲ 116%
Equity rose in 2025 from €231,084 to €498,388.
MALACA MANAGEMENT
Lifetime
2 annual accounts with figures on one time axispeak €356,064 (2025)
€356,064▲ 19.7%
peak €267,304 (2025)
€267,304▲ 17.2%
peak €498,388 (2025)
€498,388▲ 116%
€192,110▲ 42.3%
Board1 name since 2024
Documentsfilings and deeds
09-10-202670 days late
2025abbreviated format
Gross margin from €297,446 to €356,064Equity from €231,084 to €498,388Debts from €134,993 to €192,110Cash from €366,077 to €690,498
Key points
from the 2025 annual accountsTurnover
≈ €530,000 estimated
The abbreviated format states no turnover.
Debts
€192,110 ▲ 42.3%
Debts rose by €57,117 in 2025.
Liquidity
3.59 was 2.71 in 2024
Short-term debts rose from €134,993 to €192,110.
At the same address
16 companies
Position in the sector
€267,304
Higher net result than 87% of companies in office administrative support. Sector median €20,941 · 2,831 companies.
2025 accounts filed 70 days after the deadline
Checked score
98
Excellent
Financially stronger than 83% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: < 0.1%lowest value
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026lowest value
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026highest value
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 70 days late; 1 of the last 3 accounts late
lowers risk
Liquidity: current ratio 3.59, cash €690,498
Sector: Office administrative, office support and other business support activities (NACE 82)
Equity €498,388 (72.2% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 72% of them on solvency, 83% on liquidity, 87% on profitability and 90% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 144 companies had the same profile as MALACA MANAGEMENT has now. Each dot is one company, two years later.
95.1%
were still trading
4.2%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of MALACA MANAGEMENT itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 144 companies, not a prediction for MALACA MANAGEMENT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €45,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 3.59 (2.71 in 2024), above the usual 1.5. Short-term debt is 27.8% and cash 100% of total assets. 27.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Young company
Founded in 2024, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 70 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-10-2026, 70 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
70 days late
2024
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 20 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1017044010
Incorporation
Founding capital of €3,000, 10,000 shares · Founder: GARNIER-GUISGAND Gary · Appointment: GARNIER-GUISGAND Gary Jean-Brice Maximilien Marie (director) · published on 10-12-2024 · Gazette deed
First establishment
Drève Richelle 161H, Waterloo
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MALACA MANAGEMENT Waterloo | €690,498 | €356,064 | 72.2% | - |
| Cingulum Zaventem | €600,191 | €312,233 | 26.4% | 5.8 |
| Luc Van den hove Lubbeek | €735,778 | €342,935 | 67.1% | - |
| Joris Van den Broeck Overijse | €559,282 | €394,548 | 76.3% | - |
| CALUWAERTS CONSULTING Pajottegem | €476,090 | €407,154 | 58.8% | - |
| SITEC Quality Group Antwerp | €448,528 | €380,035 | 35.5% | - |
| INITIUM INVEST Quaregnon | €620,919 | €417,776 | 52.6% | - |
These companies have the same main activity as MALACA MANAGEMENT: other business support services (NACE 82990). They are comparable in size and age: total assets between €449,000 and €736,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 06-12-2024Normal situation
- Registered office
- 17 active companies are registered at this addressSource: KBO register, as of 10 November 2026.
- Activity
- Other business support servicesNACE 82990and 1 other
- Establishment unit
- 2.367.448.1181410 Waterloo, since 06-12-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 06-02-2026
Insights on MALACA MANAGEMENT
MALACA MANAGEMENT has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €498,388 and a net result of €267,304.
Its solvency ranks better than 75% of 2,829 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MALACA MANAGEMENT
- What is the company number of MALACA MANAGEMENT?
- The company number of MALACA MANAGEMENT is 1017.044.010. The VAT number is the same number with BE in front: BE 1017.044.010.
- Where is MALACA MANAGEMENT based?
- The registered office is at Drève Richelle 161H, 1410 Waterloo.Company details
- What does MALACA MANAGEMENT do?
- According to the KBO register, the main activity is other business support services (NACE 82990).
- What is the legal form of MALACA MANAGEMENT?
- MALACA MANAGEMENT is a private limited company (BV).
- When was MALACA MANAGEMENT founded?
- MALACA MANAGEMENT was founded on 06-12-2024.
- Is MALACA MANAGEMENT still active?
- Yes, MALACA MANAGEMENT is an active enterprise in the KBO register.
- What is the turnover of MALACA MANAGEMENT?
- The turnover in financial year 2025 is ≈ €530,000. This figure is estimated from the gross margin of €356,064 and 33 comparable companies (NACE 82990). It probably lies between €440,000 and €750,000.Financials
- Is MALACA MANAGEMENT profitable?
- In financial year 2025, MALACA MANAGEMENT made a profit of €267,304.
- Where can I find the annual accounts of MALACA MANAGEMENT?
- MALACA MANAGEMENT filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MALACA MANAGEMENT due?
- MALACA MANAGEMENT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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