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MALACA MANAGEMENT

Active
Private limited companyfounded 2024active for 1 yearDrève Richelle 161H, 1410 Waterloo, BelgiumKBO/BCE: BE 1017.044.010
Summary

MALACA MANAGEMENT has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €498,388 and a net result of €267,304. Its solvency ranks better than 75% of 2,816 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 06-12-2024 Normal situation
Registered office
17 active companies are registered at this address Source: KBO register, as of 4 November 2026.
Activity
Other business support services NACE 82990and 1 other
Establishment unit
2.367.448.118 1410 Waterloo, since 06-12-2024
Financial year end
31 December
Peppol
Reachable since 06-02-2026

Financial position

98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€356,064
▲ 19.7%
Turnover
≈ €530,000
estimated
Profit
€267,304
▲ 17.2%
Equity
€498,388
▲ 116%
Total assets
€690,498
▲ 88.6%
  • 2025 accounts filed 70 days after the deadline
Score breakdownraises riskLast filed accounts filed 70 days late; 1 of the last 3 accounts latelowers riskLiquidity: current ratio 3.59, cash €690,498Sector: Office administrative, office support and other business support activities (NACE 82)Equity €498,388 (72.2% of total assets)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 83% of micro companies in office administrative support (NACE 82)
Financial strength · tick: 2024
Strong
Solvency 97+9
equity 72.2% of total assets
Liquidity 89+6
short-term debt 27.8% · cash 100.0%
Profitability 100=
return on assets 38.7%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,671 companies, NACE 82, micro)
Last 24 months 01-2026: < 0.1%lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026highest value 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €45,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 3.59 (2.71 in 2024), above the usual 1.5. Short-term debt is 27.8% and cash 100% of total assets. 27.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 73% of them on solvency, 83% on liquidity, 87% on profitability and 91% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 3.59, cash €690,498
NBB · annual accounts
raises risk · Last filed accounts filed 70 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
lowers risk · Equity €498,388 (72.2% of total assets)
NBB · annual accounts
raises risk · Young company
Founded in 2024, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
raises risk · 2025 accounts filed 70 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-10-2026, 70 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
70 days late
2024
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 20 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Financials

Financials · financial year 2025, abbreviated format

2025 annual accounts filed 70 days after the deadline Filed on 9 October 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00552221.

Annual accounts 2025 filed on 09-10-2026 at the NBB all 2 filings

Turnover
≈ €530,000
Estimated: probably between €440,000 and €750,000
Total assets
€690,498▲ 88.6%
2024 · €366,077
Net result
€267,304▲ 17.2%
2024 · €228,084
Working capital
€498,388▲ 116%
2024 · €231,084
Multi-year overview
2024 to 2025, 2 financial years
Operating result
€354,986
▲ 19.3% 2025
20242025
Net result
€267,304
▲ 17.2% 2025
highest quarter of the sector
20242025
Equity
€498,388
▲ 116% 2025
middle half of the sector
20242025
Total assets
€690,498
▲ 88.6% 2025
middle half of the sector
20242025
Debt
€192,110
▲ 42.3% 2025
20242025
Working capital
€498,388
▲ 116% 2025
highest quarter of the sector
20242025
Solvency
72.2%
▲ 9.1pp 2025
highest quarter of the sector
20242025
Current ratio
3.59
▲ 0.88 2025
highest quarter of the sector
20242025
Return on assets (ROA)
38.7%
▼ 23.6pp 2025
highest quarter of the sector
20242025
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€297,446-€354,986▲ 19.3%
Net result€228,084above the sector's middle half-€267,304above the sector's middle half▲ 17.2%
Equity€231,084within the sector's middle half-€498,388within the sector's middle half▲ 116%
Total assets€366,077within the sector's middle half-€690,498within the sector's middle half▲ 88.6%
Debt€134,993-€192,110▲ 42.3%
Working capital€231,084within the sector's middle half-€498,388above the sector's middle half▲ 116%
Solvency63.1%within the sector's middle half-72.2%above the sector's middle half▲ 9.1pp
Current ratio2.71within the sector's middle half-3.59above the sector's middle half▲ 0.88
Return on assets (ROA)62.3%above the sector's middle half-38.7%above the sector's middle half▼ 23.6pp
above within below The sector band is the middle half of the companies in Office administrative, office support and other business support activities (NACE 82). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2025 is 19% higher than in 2024.

Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €690,498
Equity €498,388 ▲ 116%
Debt €192,110 ▲ 42.3%
Debt's share of the balance-sheet total falls from 36.9% to 27.8%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Debt to equity
0.39▼
2024 · 0.58
ROE
53.6%▼
2024 · 98.7%
Debt ≤ 1 year
€192,110▲
2024 · €134,993
Income taxes
€84,049▲
2024 · €69,361
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 26 lines
Balance sheet Code20242025
Assets
Total assets20/58€366,077€690,498▲
Current assets29/58€366,077€690,498▲
Cash at bank and in hand54/58€366,077€690,498▲
Equity and liabilities
Total equity and liabilities10/49€366,077€690,498▲
Equity10/15€231,084€498,388▲
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14€228,084€495,388▲
Amounts payable17/49€134,993€192,110▲
Amounts payable within one year42/48€134,993€192,110▲
Trade debts44€2,418€6,024▲
Suppliers440/4€2,418€6,024▲
Taxes, remuneration and social security45€131,998€185,286▲
Taxes450/3€131,998€181,886▲
Remuneration and social security454/9-€3,400
Other amounts payable47/48€577€800▲
Income statement Code20242025
Other operating charges640/8-€1,078
Gross operating margin9900€297,446€356,064▲
Operating profit (loss)9901€297,446€354,986▲
Financial charges65/66B-€3,632
Recurring financial charges65-€3,632
Profit (loss) for the period before taxes9903€297,446€351,353▲
Income taxes67/77€69,361€84,049▲
Profit (loss) for the period9904€228,084€267,304▲
Profit (loss) for the period to be appropriated9905€228,084€267,304▲
Appropriation of the result
Profit (loss) to be appropriated9906€228,084€495,388▲
Profit (loss) brought forward from the previous period14P-€228,084

The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 09-10-2026.

Line20242025Change
Other operating charges640/8-€1,078-
Gross operating margin9900€297,446€356,064▲ 19.7%
Operating profit (loss)9901€297,446€354,986▲ 19.3%
Financial charges65/66B-€3,632-
Recurring financial charges65-€3,632-
Profit (loss) for the period before taxes9903€297,446€351,353▲ 18.1%
Income taxes67/77€69,361€84,049▲ 21.2%
Profit (loss) for the period9904€228,084€267,304▲ 17.2%
Profit (loss) for the period to be appropriated9905€228,084€267,304▲ 17.2%
Line20242025Change
Assets
Total assets20/58€366,077€690,498▲ 88.6%
Current assets29/58€366,077€690,498▲ 88.6%
Cash at bank and in hand54/58€366,077€690,498▲ 88.6%
Equity and liabilities
Total equity and liabilities10/49€366,077€690,498▲ 88.6%
Equity10/15€231,084€498,388▲ 116%
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14€228,084€495,388▲ 117%
Amounts payable17/49€134,993€192,110▲ 42.3%
Amounts payable within one year42/48€134,993€192,110▲ 42.3%
Trade debts44€2,418€6,024▲ 149%
Suppliers440/4€2,418€6,024▲ 149%
Taxes, remuneration and social security45€131,998€185,286▲ 40.4%
Taxes450/3€131,998€181,886▲ 37.8%
Remuneration and social security454/9-€3,400-
Other amounts payable47/48€577€800▲ 38.6%
Line20242025Change
Profit (loss) for the period9904€228,084€267,304▲ 17.2%
Operating cash flow (approximation)€228,084€267,304▲ 17.2%
Change in cash-€324,420-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Historical observation

In July 2024, 144 companies had the same profile as MALACA MANAGEMENT has now. Two years later, 95.1% were still going and 0.7% had gone bankrupt.

  • Small
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
95.1% was still going
4.2% stopped otherwise
0.7% went bankrupt

That fits the bankruptcy probability of MALACA MANAGEMENT itself: 0.1% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 144 companies, not a prediction for MALACA MANAGEMENT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (2)
Financial year Type Filed Reference Document
31-12-2025 abbreviated format 09-10-2026 2026-00552221 PDF
31-12-2024 abbreviated format 30-06-2025 2025-00200644 PDF

Board & ownership

Directors

Directors
1 director, no change since 2024
GARNIER-GUISGAND Gary Jean-Brice Maximilien Marie
Director (not named in the articles) · appointed in the act of 10-12-2024 · term without a fixed end · listed in the 2025 annual accounts, filed on 09-10-2026
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 10-12-2024

Owners and capital

Shareholders

At incorporation act of 10-12-2024 ↗
  • GARNIER-GUISGAND Gary sole founder · 100% at incorporation

Capital transactions

Capital over time
  1. 10-12-2024 Incorporation · €3,000 · 10,000 shares

Articles of association

Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Articles of association, deed of 10-12-2024 (in French)

Network & group

MALACA MANAGEMENT shares no director with another company.

Companies at the same address

16 other companies

Connections & network

1 current director
Depth

The network starts from the directors of MALACA MANAGEMENT. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
09-10
NBB filing Annual accounts 2025 filedNBB
abbreviated format · 70 days late
2025
30-06
NBB filing Annual accounts 2024 filedNBB
abbreviated format · 31 days before the deadline
2024
10-12
Gazette deed Incorporation
Starting capital €3,000 · Appointment: GARNIER-GUISGAND Gary Jean-Brice Maximilien Marie (director) · Registered office clause · Board rule8 points ▸
  • Registered office clause, “1410 Waterloo, Drève Richelle 161/H” (deed in French)
  • Board rule, 1
  • Director appointment, GARNIER-GUISGAND Gary Jean-Brice Maximilien Marie (director (not named in the articles))
  • Pre-incorporation commitments, “takeover, tous engagements obligations et activités entrepris dans délai légal par comparants au nom et pour compte société en formation” (deed in French)
  • Incorporation, 05-12-2024
  • Founder, GARNIER-GUISGAND Gary
  • Founding capital, €3,000
  • Other provision, “statuts de la société, arrêté des statuts” (deed in French)

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

On 6 December 2024, MALACA MANAGEMENT was incorporated as a private limited company by one natural person, with a starting capital of €3,000.12 GARNIER-GUISGAND Gary Jean-Brice Maximilien Marie is director of the company, appointed in the act of 10-12-2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 10-12-2024
  3. 3National Bank, annual accounts 2025

Company details

Register details

Identity

KBO record
Name MALACA MANAGEMENT in French
Enterprise number 1017.044.010
Legal form Private limited company
Status Active, normale toestand
Founded 06-12-2024
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 10-12-2024 (in French)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région wallonne, sièges administratifs,agences,ateliers,dépôts et succursales en Belgique et à l’étranger par simple décision de l’organe…”
deed of 10-12-2024 (in French)

Registered office and establishments

Registered office Drève Richelle 161H, 1410 Waterloo, Belgium
Establishment unit MALACA MANAGEMENT, Drève Richelle 161H, 1410 Waterloo since 06-12-2024 · unit number 2.367.448.118

Activities

NACEBEL 2025
82990 Other business support services main activity
70200 Business and other management consultancy
Codes under NACEBEL 2008
82990 Other business support services main activity
70220 Business consulting
PurposeThe purpose describes the activities the company may carry out under its articles.
“Le développement d’activités telles que le management,l’assistance,le conseil aux entreprises et le partenariat d’entreprises dans la mise…”
10 activities
  1. Le développement d’activités telles que le management,l’assistance,le conseil aux entreprises et le partenariat d’entreprises dans la mise en place de systèmes de gestion (qualité,sécurité,environnement),la publicité,la fourniture et le rassemblement d’informations,l’exécution de travaux informatiques et d’analyse financière,ainsi que toutes prestations de services liées directement ou indirectement à ces activités
  2. La consultance et/ou la prestation de services dans les domaines de la gestion,de l’administration,de la restructuration,du développement et de commercialisation de logiciels de tous types et/ou de tous concepts de gestion et de management d’entreprises en général
  3. Toutes activités visant à effectuer des études,à programmer et mettre en route des systèmes d’organisation,de vente,de publicité,de marketing,à mettre en application des systèmes pour traiter des données et toutes techniques en rapport avec la gestion technique,administrative,économique et générale d’entreprise
  4. La recherche,la conception,le développement,l’engineering,la production,le commerce,la diffusion,le marketing,l’amélioration et la réalisation de tous matériels et concepts dans les domaines de modélisation,de l’informatique et de la programmation,pour tout particulier,toute industrie ou administration publique ou privée
  5. Le commerce sous toutes ses formes et notamment l'importation,l'exportation,l'achat et la vente en gros ou au détail,la représentation et le courtage,ainsi que la fabrication,la transformation et le transport de toutes marchandises et de tous produits généralement quelconques
  6. L'organisation et la promotion de tous événements,concerts,spectacles,réunions,conférences,foires et salons ainsi que toutes activités commerciales,administratives en rapport avec l'organisation d'évènements de toutes sortes
  7. La gestion de patrimoine mobilier,intervenir en matière de conseils et réalisation dans les domaines économiques et financiers,prendre de façon permanente ou temporaire sans en exclure le caractère spéculatif toute participation dans toutes sortes de sociétés.Elle peut notamment acheter,échanger et vendre tous biens ou droits mobiliers,investir à court,moyen ou long terme,faire des opérations de bourses,des investissements dans des matières premières,acheter et vendre sur tout marché financier,dispenser des avis financiers,techniques,commerciaux ou administratifs dans le sens le plus large du terme;à l’exception des conseils de placement d’argent et autres,fournir son assistance et exécuter des services directement ou indirectement sur le plan de l’administration et des finances,de la vente,de la production d’organisations,d’expertises,d’actes et de conseils techniques ou autres dans tout domaine rentrant dans son objet social
  8. La prise de participation,majoritaire ou minoritaire,dans d’autres sociétés,l’établissement de contrats financiers avec d’autres sociétés
  9. L’acceptation et l’exercice de mandats relatifs à l’administration,à la gestion,à la direction,au contrôle et à la liquidation de toutes sociétés,entreprises ou associations
  10. La gestion de patrimoine immobilier,l’achat,la vente de tous biens ou droits immobiliers,investir,assurer,coordonner la réalisation de projets immobiliers,ériger,rénover,aménager,prendre ou donner des immeubles en location,faire tous travaux en vue de les rendre rentables,lotir des terrains,créer la voirie nécessaire,prendre ou donner des droits de nue-propriété,d’usufruit,d’emphytéose ou de superficie,se porter caution ou donner des garanties
deed of 10-12-2024 (in French)

Invoicing and payment

VAT number BE 1017.044.010
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1017044010
Other Peppol ID 9925:BE1017044010
Registered 06-02-2026

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 4 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Tuesday of June at 18:00
deed of 10-12-2024 (in French)

Sites & property

Location
registered office establishment The establishment unit on the map
17 companies at this address See who is registered here

Buildings and parcels at the address

Ground area
3,988 m²
Building footprint
828 m²
Building volume
9,867 m³
Cadastral parcel Region Area Buildings Height / floors
25763M0600/00H000 Wallonia 3,988 m² 1 · 828 m² 14.6 m · 4