Cingulum

Active

Private limited companyfounded 20242 yrs activeExcelsiorlaan 43, 1930 Zaventem, BelgiumKBO/BCE: BE 1013.844.295

Summary

Cingulum has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €158,686 and a net result of -€81,314. Its solvency ranks better than 36% of 2737 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisWatch Report Compare

CingulumActiveChecked score 68/100

Risk analysis Report Compare

Activity

Other business support services

NACE 82990

1 site

Size

€600,191total assets 2025

Staff: 5.8 FTE
Equity: €158,686
Loss: -€81,314

Turnover not published (abridged schema)

Financial health

68 Healthy Checked score 2025

Bankruptcy chance 12 m: 0.7%

Structure

Parent: CRANIUM INTERNATIONAL HOLDING · 79.54%

Accounts 3 d early0 of 3 deeds read

Why 68- 1 change of registered office in 24 months- Loss of €81,314 (FY 2025)+ Sector Office administrative, office support and other business support activities (NACE 82)+ Liquidity: current ratio 1.32, cash €194,818Show the evidence

Checked score

Score 2025

68 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 29% of its sector peers (NACE 82, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Weak

Solvency 51

equity 26.4% of total assets

Liquidity 52

short-term debt 71.5% · cash 32.5%

Profitability 2

return on assets -13.5%

Bankruptcy probability, 12 months

0.7% Low

0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,601 companies)

Last 24 months 10-2025: 0.6%lowest value 11-2025: 1.1%▲ +89.1% vs 10-2025 12-2025: 1.2%▲ +2.8% vs 11-2025 01-2026: 1.2%▲ +3.1% vs 12-2025 02-2026: 1.3%▲ +5.6% vs 01-2026 03-2026: 1.4%▲ +10.4% vs 02-2026 04-2026: 1.4%● 0.0% vs 03-2026 05-2026: 1.5%▲ +4.6% vs 04-2026highest value 06-2026: 1.4%▼ -1.0% vs 05-2026 07-2026: 1.4%● 0.0% vs 06-2026 08-2026: 0.7%▼ -51.9% vs 07-2026 09-2026: 0.7%▲ +3.9% vs 08-2026 10-2026: 0.7%● 0.0% vs 09-2026

Sector Office administrative, office support and other business support activities (NACE 82) lowers the probability
Liquidity: current ratio 1.32, cash €194,818 lowers the probability
1 change of registered office in 24 months raises the probability
Loss of €81,314 (FY 2025) raises the probability

Credit up to €10,000 at 30 days only on tighter terms

Liquidity tight (current ratio 1.32; short-term debt: 71.5% and cash: 32.5% of total assets), and 73.6% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 33%, liquidity 44%, profitability 11%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Office administrative, office support and other business support activities (NACE 82)

In the bankruptcy model this factor lowers the probability.

KBO

Liquidity: current ratio 1.32, cash €194,818

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Loss of €81,314 (FY 2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Young company

Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

3 d early

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

28-07-26 Annual accounts filedfiscal year 2025 · abbreviated…

Key points

Caution: Among the weakest 7% on net resultsector median €21,205 · 2,739 companies -€81,314 View
Controlled by CRANIUM INTERNATIONAL HOLDING 79.54% View
Total assets 2025first fiscal year filed €600,191 View