MaçonBel
ActiveThe computed 12-month bankruptcy probability of MaçonBel is 2.9% (moderate). The 2024 annual accounts show equity of €23k and a net result of €19k. Its solvency ranks better than 21% of 9981 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability83▲+64
Solvency38▼-3
Growth78
Track record94
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.15 against 1.15 in 2023; short-term debt: 86.7% and cash: 22.8% of total assets), and 86.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
13.3%
Return on assets
11%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 9981 sector peers (2024).
NBB · sector comparisonPosition among 9981 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-09-2025, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
55 d late
2023
110 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€23k▲ 474%
2023 · €4k
2023: €4k
2023 → 2024
Total assets
€174k▲ 580%
2023 · €26k
2023: €26k
2023 → 2024
Net result
€19k▲ 32,984%
2023 · €58
2023: €58
2023 → 2024
Working capital
€23k▲ 587%
2023 · €3k
2023: €3k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€4k-€23k▲ 474%
Operating result€-3k-€25k
Net result€58-€19k▲ 32,984%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €25k after a loss of €3k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €174k
Equity
€23k▲ 474%
Debt
€151k▲ 600%
The debt ratio rises from 84.2% to 86.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€25k▲
2023 · €-3k
Cash flow
€19k▲
2023 · €308
Solvency
13.3%▼
2023 · 15.8%
Current ratio
1.15▼
2023 · 1.15
Quick ratio
1.15▼
2023 · 1.15
Debt / equity
6.49▲
2023 · 5.32
ROE
82.6%▲
2023 · 1.4%
ROA
11.0%▲
2023 · 0.2%
Interest coverage
185.04▲
2023 · -50.52
Debt
€151k▲
2023 · €22k
Debt ≤ 1 year
€151k▲
2023 · €22k
Income taxes
€6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€26k€174k▲
Formation expenses20€750€550▼
Current assets29/58€25k€174k▲
Amounts receivable within one year40/41€20k€134k▲
Trade receivables40€18k€134k▲
Other amounts receivable41€1k€270▼
Cash at bank and in hand54/58€5k€40k▲
Equity and liabilities
Total equity and liabilities10/49€26k€174k▲
Equity10/15€4k€23k▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€58€19k▲
Amounts payable17/49€22k€151k▲
Amounts payable within one year42/48€22k€151k▲
Trade debts44€750€129k▲
Suppliers440/4€750€129k▲
Taxes, remuneration and social security45€845€6k▲
Taxes450/3€845€6k▲
Other amounts payable47/48€20k€16k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€250€200▼
Other operating charges640/8€509€46k▲
Gross operating margin9900€-2k€71k▲
Operating profit (loss)9901€-3k€25k▲
Financial income75/76B€3k€619▼
Recurring financial income75€3k€619▼
Financial charges65/66B€51€137▲
Recurring financial charges65€51€137▲
Profit (loss) for the period before taxes9903€58€26k▲
Income taxes67/77-€6k
Profit (loss) for the period9904€58€19k▲
Profit (loss) for the period to be appropriated9905€58€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€58€19k▲
Profit (loss) brought forward from the previous period14P-€58
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 55 days late
2024
12-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aubange · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Champion - AUBANGE 16790 Aubange1 establishment unit
MaçonBel
since 20222.337.763.544
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 11,909 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-10-2022
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
47522Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filings
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:dasilva@dspromo.lu
Phone:+35226521140
Phone:0035226521140