Equity
€35,051 ▲ 131%
GAMA QUALITY WORK has made a profit in every financial year since 2023.
GAMA QUALITY WORK
Lifetime
3 annual accounts with figures on one time axispeak €263,624 (2025)
€263,624▲ 121%
peak €19,849 (2025)
€19,849▲ 273%
peak €35,051 (2025)
€35,051▲ 131%
€52,498▲ 585%
Board1 name since 2022
1 directorDRAGU Madalin
Documentsfilings and deeds
27-08-202627 days late
2025micro format
Turnover from €119,400 to €263,624Gross margin from €7,154 to €30,686Result from €5,319 to €19,849Equity from €15,202 to €35,051Debts from €7,659 to €52,498Cash from €502 to €18,320
Key points
from the 2025 annual accountsTurnover
€263,624 ▲ 121%
Turnover rose in 2025 from €119,400 to €263,624.
Investments
€29,995 13.2 × depreciation
Green is investment, beige is depreciation.
Liquidity
2.12 was 2.98 in 2024
Short-term debts rose from €7,659 to €28,261.
Filings
3 annual accounts 3 late
The 2023 accounts came latest: 31 days after the end of the period.
At the same address
496 companies
Checked score
53
Fair
Financially stronger than 69% of micro companies in construction of buildings (NACE 41)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.4%lowest value
01-2025: 2.4%● unchanged vs 12-2024lowest value
02-2025: 2.4%● unchanged vs 01-2025
03-2025: 2.6%▲ +0.2 percentage points vs 02-2025
04-2025: 2.7%▲ +0.1 percentage points vs 03-2025
05-2025: 2.7%● unchanged vs 04-2025
06-2025: 2.6%▼ -0.1 percentage points vs 05-2025
07-2025: 2.7%▲ +0.1 percentage points vs 06-2025
08-2025: 3.1%▲ +0.4 percentage points vs 07-2025
09-2025: 4.4%▲ +1.3 percentage points vs 08-2025
10-2025: 4.4%● unchanged vs 09-2025
11-2025: 4.4%● unchanged vs 10-2025
12-2025: 4.4%● unchanged vs 11-2025
01-2026: 4.5%▲ +0.1 percentage points vs 12-2025
02-2026: 4.4%▼ -0.1 percentage points vs 01-2026
03-2026: 4.5%▲ +0.1 percentage points vs 02-2026
04-2026: 4.6%▲ +0.1 percentage points vs 03-2026
05-2026: 4.7%▲ +0.1 percentage points vs 04-2026highest value
06-2026: 4.2%▼ -0.5 percentage points vs 05-2026
07-2026: 4.2%● unchanged vs 06-2026
08-2026: 4.4%▲ +0.2 percentage points vs 07-2026
09-2026: 2.8%▼ -1.6 percentage points vs 08-2026
10-2026: 2.8%● unchanged vs 09-2026
11-2026: 2.8%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Size: turnover €263,624, total assets €87,549
Sector: Construction of residential and non-residential buildings (NACE 41)
Founded in 2022
lowers risk
Liquidity: current ratio 2.12, cash €18,320
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 48% of them on solvency, 67% on liquidity, 70% on profitability and 91% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as GAMA QUALITY WORK has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of GAMA QUALITY WORK itself is higher: 2.8% within 12 months. It rests on far more data about GAMA QUALITY WORK than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for GAMA QUALITY WORK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.12 (2.98 in 2024), above the usual 1.5. Short-term debt is 32.3% and cash 20.9% of total assets. However, 60% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
27 days late
2024
27 days late
2023
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 28 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0791426364
Incorporation
Founding capital of €5,000, 100 shares, €300 paid up · Founder: DRAGU Madalin · Appointment: DRAGU Madalin (director and managing director) · published on 28-09-2022 · Gazette deed
First establishment
René Comhairelaan 18, Berchem-Sainte-Agathe
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| GAMA QUALITY WORK Dilbeek | €87,549 | €30,686 | 40.0% | - |
| OVA BENELUX Overijse | €86,553 | €28,463 | 56.6% | - |
| C.S.B. FACADE Affligem | €82,928 | €28,398 | 58.1% | - |
| TAR GROUP Sint-Pieters-Leeuw | €81,105 | €30,187 | 51.5% | - |
| DRYWALL SOLUTION Sint-Pieters-Leeuw | €92,618 | €31,183 | 65.4% | - |
| FAST ENTREPRISE Wemmel | €80,689 | €30,801 | 70.9% | - |
| KA GENERAL Ternat | €79,315 | €32,448 | 35.3% | - |
These companies have the same main activity as GAMA QUALITY WORK: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €79,300 and €92,600, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 26-09-2022Normal situation
- Registered office
- 497 active companies are registered at this address88 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- General construction of residential buildingsNACE 41001and 4 others
- Establishment unit
- 2.336.440.8791082 Berchem-Sainte-Agathe, since 26-09-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 01-01-2026
Insights on GAMA QUALITY WORK
GAMA QUALITY WORK has existed since 2022. The present size dates from 2025. Turnover rose that year from €119,400 to €263,624.
Solvency fell in 2025 from 66.5% to 40.0%.
In September 2022, the Official Gazette published the appointment of DRAGU Madalin as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about GAMA QUALITY WORK
- What is the company number of GAMA QUALITY WORK?
- The company number of GAMA QUALITY WORK is 0791.426.364. The VAT number is the same number with BE in front: BE 0791.426.364.
- Where is GAMA QUALITY WORK based?
- The registered office is at Oudesmidsestraat 20, 1700 Dilbeek.Company details
- What does GAMA QUALITY WORK do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of GAMA QUALITY WORK?
- GAMA QUALITY WORK is a private limited company (BV).
- When was GAMA QUALITY WORK founded?
- GAMA QUALITY WORK was founded on 26-09-2022.
- Is GAMA QUALITY WORK still active?
- Yes, GAMA QUALITY WORK is an active enterprise in the KBO register.
- What is the turnover of GAMA QUALITY WORK?
- The turnover of GAMA QUALITY WORK was €263,624 in financial year 2025, according to the filed annual accounts.Financials
- Is GAMA QUALITY WORK profitable?
- In financial year 2025, GAMA QUALITY WORK made a profit of €19,849.
- Where can I find the annual accounts of GAMA QUALITY WORK?
- GAMA QUALITY WORK filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of GAMA QUALITY WORK due?
- GAMA QUALITY WORK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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