FANA
ActiveThe computed 12-month bankruptcy probability of FANA is 2.9% (moderate). The 2025 annual accounts show equity of €37k and a net result of €21k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 86% of 13306 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency98▲+30
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.34 against 1.35 in 2024; short-term debt: 26.9% and cash: 23.2% of total assets), and 26.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.1%
Return on assets
41.4%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €37k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
25 d early
2024
30 d late
2023
56 d early
2022
28 d late
2021
23 d late
2020
30 d late
2019
55 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€37k▲ 130%
2024 · €16k
2019: €-4k
2020: €-16k
2021: €-10k
2022: €16k
2023: €31k
2024: €16k
2019 → 2025
Total assets
€51k▲ 36.6%
2024 · €37k
2019: €6k
2020: €14k
2021: €24k
2022: €36k
2023: €67k
2024: €37k
2019 → 2025
Net result
€21k
2024 · €-15k
2019: €-11k
2020: €-12k
2021: €6k
2022: €13k
2023: €15k
2024: €-15k
2019 → 2025
Working capital
€18k▲ 147%
2024 · €7k
2019: €-9k
2020: €-20k
2021: €-13k
2022: €-10k
2023: €86
2024: €7k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-10k-€16k€31k▲ 94.9%€16k▼ 48.0%€37k▲ 130%
Operating result€6k-€18k▲ 189%€27k▲ 47.6%€-14k€25k
Net result€6k-€13k▲ 117%€15k▲ 13.5%€-15k€21k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €25k after a loss of €14k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €51k
Fixed assets
€19k▲ 116%
Current assets
€32k▲ 12.4%
Equity and liabilities €51k
Equity
€37k▲ 130%
Debt
€14k▼ 35.2%
The debt ratio falls from 56.6% to 26.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€29k▲
2024 · €-11k
Cash flow
€25k▲
2024 · €-12k
Solvency
73.1%▲
2024 · 43.4%
Current ratio
2.34▲
2024 · 1.35
Quick ratio
2.09▲
2024 · 1.17
Debt / equity
0.37▼
2024 · 1.31
ROE
56.6%▲
2024 · -92.3%
ROA
41.4%▲
2024 · -40.0%
Interest coverage
52.47▲
2024 · -12.47
Debt
€14k▼
2024 · €21k
Debt ≤ 1 year
€14k▼
2024 · €21k
Income taxes
€3k▲
2024 · €150
Staff costs
€29k▼
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€37k€51k▲
Fixed assets21/28€9k€19k▲
Intangible fixed assets21€2k€2k▼
Tangible fixed assets22/27€7k€17k▲
Furniture and vehicles24€7k€17k▲
Financial fixed assets28€165€165=
Current assets29/58€28k€32k▲
Stocks and contracts in progress3€4k€3k▼
Stocks30/36€4k€3k▼
Amounts receivable within one year40/41€16k€17k▲
Other amounts receivable41€16k€17k▲
Cash at bank and in hand54/58€8k€12k▲
Deferred charges and accrued income490/1€64-
Equity and liabilities
Total equity and liabilities10/49€37k€51k▲
Equity10/15€16k€37k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-3k€18k▲
Amounts payable17/49€21k€14k▼
Amounts payable within one year42/48€21k€14k▼
Trade debts44€5k€915▼
Suppliers440/4€5k€915▼
Taxes, remuneration and social security45€16k€13k▼
Taxes450/3€8k€6k▼
Remuneration and social security454/9€7k€6k▼
Income statement
Code20242025
Remuneration, social security and pensions62€30k€29k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€1k€400▼
Non-recurring operating charges66A€2k-
Gross operating margin9900€22k€59k▲
Operating profit (loss)9901€-14k€25k▲
Financial income75/76B€2-
Recurring financial income75€2-
Financial charges65/66B€886€552▼
Recurring financial charges65€886€552▼
Profit (loss) for the period before taxes9903€-15k€24k▲
Income taxes67/77€150€3k▲
Profit (loss) for the period9904€-15k€21k▲
Profit (loss) for the period to be appropriated9905€-15k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€18k▲
Profit (loss) brought forward from the previous period14P€12k€-3k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
State Gazette act
Resignations & appointmentsGeneral meeting · Director resignation · Director appointment5 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director resignation · Director appointment5 facts ▸
- General meeting, 01/08/2026
- Director resignation, CHAULAND Gina (administrateur)
- Director resignation, CARUSO Raphael (administrateur)
- Director appointment, DAMAR Hüseyin (administrateur)
- Mandate compensation, DAMAR Hüseyin
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Weakest financial yearnet €-15k ▼199%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
05-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 1.00
Current ratio from 0.49 to 1.00.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 directors, no change since 2026
DAMAR Hüseyin
CurrentDirector · since 01-08-2026
01-08-2026
DAMAR Hüseyin: Appointed as Director
01-08-2026
Caruso Raphaël: Resigned as Director
01-08-2026
CHAULAND Gina: Resigned as Director
14-06-2024
Fana Vilson: Resigned as Director
01-09-2022
Di Chiara Stéphane: Resigned as Manager
01-09-2022
Morreale Carmela: Resigned as Manager
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Claude Debussystraat 951070 AnderlechtGround area
1,735 m²
Building footprint
409 m²
Volume, LiDAR
12,989 m³
Parcel 21308H0626/00Z007, Brussels · tallest building 36.3 m, ±11 floors. Linked by address, not a title deed.
1 establishment unit
Claude Debussystraat 95, 1070 Anderlecht
since 20182.277.839.023
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21308H0626/00Z007indicative | Brussels | 1,735 m² | 1 · 409 m² | 36.3 m · 11 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAnderlecht2.277.839.023
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Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 4,105 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-07-2018
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
46349Wholesale of beverages, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:contact@newfarfadet.be
E-mail:ginaaaac@gmail.com