M.T. CONSULTANCY
ActiveM.T. CONSULTANCY has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €145k and a net result of €26k. Equity is growing by ~42.2% per year across the filed fiscal years. Its solvency ranks better than 91% of 7027 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▼-6
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 16.47 against 11.09 in 2024; short-term debt: 5.7% and cash: 81.8% of total assets), and 6.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.1%
Return on assets
16.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
17 d early
2023
5 d late
2022
47 d early
2021
17 d early
2020
4 d early
2019
7 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€145k▲ 3.0%
2024 · €140k
2018: €-17k
2019: €-3k
2020: €21k
2021: €44k
2022: €74k
2023: €107k
2024: €140k
2018 → 2025
Total assets
€155k▲ 0.8%
2024 · €154k
2018: €31k
2019: €26k
2020: €46k
2021: €62k
2022: €82k
2023: €117k
2024: €154k
2018 → 2025
Net result
€26k▼ 22.3%
2024 · €33k
2018: €26k
2019: €14k
2020: €23k
2021: €24k
2022: €30k
2023: €34k
2024: €33k
2018 → 2025
Working capital
€137k▼ 1.2%
2024 · €139k
2018: €-25k
2019: €-12k
2020: €11k
2021: €37k
2022: €71k
2023: €105k
2024: €139k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€74k▲ 67.5%€107k▲ 44.7%€140k▲ 31.0%€145k▲ 3.0%
Operating result€37k-€47k▲ 25.9%€51k▲ 9.1%€48k▼ 6.5%€41k▼ 15.3%
Net result€24k-€30k▲ 26.1%€34k▲ 13.6%€33k▼ 2.0%€26k▼ 22.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €155k
Fixed assets
€10k▲ 414%
Current assets
€146k▼ 4.3%
Equity and liabilities €155k
Equity
€145k▲ 3.0%
Debt
€11k▼ 21.8%
The debt ratio falls from 8.9% to 6.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€42k▼
2024 · €49k
Cash flow
€27k▼
2024 · €34k
Solvency
93.1%▲
2024 · 91.1%
Current ratio
16.47▲
2024 · 11.09
Quick ratio
16.47▲
2024 · 11.09
Debt / equity
0.07▼
2024 · 0.10
ROE
17.9%▼
2024 · 23.7%
ROA
16.6%▼
2024 · 21.6%
Interest coverage
171.11▼
2024 · 336.54
Debt
€11k▼
2024 · €14k
Debt ≤ 1 year
€9k▼
2024 · €14k
Income taxes
€15k▼
2024 · €17k
Staff costs
€2k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€154k€155k▲
Fixed assets21/28€2k€10k▲
Tangible fixed assets22/27€2k€10k▲
Furniture and vehicles24€2k€10k▲
Current assets29/58€152k€146k▼
Amounts receivable within one year40/41€31k€17k▼
Trade receivables40€8k€15k▲
Other amounts receivable41€24k€2k▼
Cash at bank and in hand54/58€120k€127k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€154k€155k▲
Equity10/15€140k€145k▲
Contributions10/11€6k€6k=
Reserves13€134k€138k▲
Distributable reserves133€134k€138k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€14k€11k▼
Amounts payable within one year42/48€14k€9k▼
Financial debts43€753€181▼
Credit institutions430/8€753€181▼
Trade debts44€8k€4k▼
Suppliers440/4€8k€4k▼
Taxes, remuneration and social security45€5k€1k▼
Taxes450/3€5k€1k▼
Other amounts payable47/48-€3k
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Remuneration, social security and pensions62€1k€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€685€927▲
Other operating charges640/8€755€979▲
Gross operating margin9900€51k€45k▼
Operating profit (loss)9901€48k€41k▼
Financial income75/76B€3k€0▼
Recurring financial income75€3k€0▼
Financial charges65/66B€145€244▲
Recurring financial charges65€145€244▲
Profit (loss) for the period before taxes9903€51k€40k▼
Income taxes67/77€17k€15k▼
Profit (loss) for the period9904€33k€26k▼
Profit (loss) for the period to be appropriated9905€33k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€33k€26k▼
Transfer from equity791/2-€22k
Transfer to equity691/2€33k€26k▼
To other reserves6921€33k€26k▼
Profit to be distributed694/7€0€22k▲
Return on contributions (dividend)694€0€22k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
31-12
Financial
Highest result since 2018net €34k ▲13.6%
Operating result €51k, net result €34k, both a record.
31-12
Financial
Equity above €100kEq €107k ▲44.7%
6 profitable years in a row build equity to €107k.
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 9.70
Current ratio from 3.15 to 9.70; short-term debt falls from €17k to €8k.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 3.15
Current ratio from 1.49 to 3.15; short-term debt falls from €22k to €17k.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity times 5current ratio 1.49
Current ratio from 0.31 to 1.49.
07-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 7 days late
2019
31-12
Financial
Weakest financial yearnet €14k ▼47.5%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Halderbosstraat 351653 BeerselGround area
1,158 m²
Building footprint
181 m²
Volume, LiDAR
1,044 m³
Parcel 23017E0682/00B000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
M.T. Consultancy
since 20042.142.357.242
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23017E0682/00B000 | Flanders | 1,158 m² | 1 · 181 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Manii
BE 0544.494.256
Grimbergen · Eq €145k
STAND UP COMPANY
BE 0687.653.091
Zonhoven · Eq €144k
LOGIT CONSULT
BE 0476.034.329
Sint-Pieters-Leeuw · Eq €145k
Gorlito
BE 0799.968.601
Oostende · Eq €145k
Cypher Zone
BE 0794.650.229
Mechelen · Eq €144k
Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 5,471 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-10-2004
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74141
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.