The computed 12-month bankruptcy probability of M & K is 2.0% (moderate). The 2023 annual accounts show equity of €28k and a net result of €25k. Its solvency ranks better than 48% of 8327 sector peers (fiscal year 2023). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Axes, FY 2023
Profitability100
Solvency76
Growth-
Track record79
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
51%
Return on assets
45.5%
Age of the figures
33 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 08-10-2024, 69 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2023
69 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€28k
Total assets
€55k
Net result
€25k
Working capital
€26k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €55k
Fixed assets
€2k
Current assets
€53k
Equity and liabilities €55k
Equity
€28k
Debt
€27k
Debt finances 49.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€32k
Cash flow
€25k
Solvency
51.0%
Current ratio
1.96
Quick ratio
1.96
Debt / equity
0.96
ROE
89.3%
ROA
45.5%
Interest coverage
247.43
Debt
€27k
Debt ≤ 1 year
€27k
Income taxes
€6k
Filed annual accounts
As filed with the NBB · 2023
Balance sheet
Code2023
Assets
Total assets20/58€55k
Fixed assets21/28€2k
Tangible fixed assets22/27€2k
Plant, machinery and equipment23€2k
Current assets29/58€53k
Amounts receivable within one year40/41€51k
Other amounts receivable41€51k
Cash at bank and in hand54/58€2k
Equity and liabilities
Total equity and liabilities10/49€55k
Equity10/15€28k
Contributions10/11€3k
Profit (loss) carried forward14€25k
Amounts payable17/49€27k
Amounts payable within one year42/48€27k
Trade debts44€445
Suppliers440/4€445
Advances received on contracts in progress46€20k
Taxes, remuneration and social security45€6k
Taxes450/3€6k
Accrued charges and deferred income492/3€64
Income statement
Code2023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€413
Other operating charges640/8€527
Gross operating margin9900€32k
Operating profit (loss)9901€31k
Financial income75/76B€457
Recurring financial income75€457
Financial charges65/66B€128
Recurring financial charges65€128
Profit (loss) for the period before taxes9903€32k
Income taxes67/77€6k
Profit (loss) for the period9904€25k
Profit (loss) for the period to be appropriated9905€25k
Appropriation of the result
Profit (loss) to be appropriated9906€25k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
08-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 69 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kesseltweg 373620 LanakenGround area
1,068 m²
Building footprint
155 m²
Volume, LiDAR
628 m³
Parcel 73088C0160/00K000, Flanders · tallest building 6.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
M & K
since 20222.331.239.107
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73088C0160/00K000 | Flanders | 1,068 m² | 1 · 155 m² | 6.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 5,104 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-05-2022
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.