Full dossier in preparation
Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
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Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of M&D is 0.9% (low). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 15 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 29-08-2025 | 29 d late | 2025-00430823 |
| 31-12-2023 | 31-07-2024 | 25-07-2024 | 6 d early | 2024-00317640 |
| 31-12-2022 | 31-07-2023 | 03-07-2023 | 28 d early | 2023-00201898 |
| 31-12-2021 | 31-07-2022 | 28-07-2022 | 3 d early | 2022-20251323 |
| 31-12-2020 | 31-07-2021 | 28-07-2021 | 3 d early | 2021-41500321 |
| 31-12-2019 | 31-07-2020 | 31-07-2020 | on the day | 2020-38300016 |
| 31-12-2018 | 31-07-2019 | 17-07-2019 | 14 d early | 2019-34200049 |
| 31-12-2017 | 31-07-2018 | 30-07-2018 | 1 d early | 2018-41500469 |
| 31-12-2016 | 31-07-2017 | 30-08-2017 | 30 d late | 2017-54000391 |
| 31-12-2015 | 31-07-2016 | 30-08-2016 | 30 d late | 2016-53700540 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsEstablished
Founded in 2014, 11 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.9%
Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector
+Long track record
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBBFinancials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.
Filings on record
| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | verkort | 29-08-2025 | 2025-00430823 |
| 31-12-2023 | verkort | 25-07-2024 | 2024-00317640 |
| 31-12-2022 | verkort | 03-07-2023 | 2023-00201898 |
| 31-12-2021 | verkort | 28-07-2022 | 2022-20251323 |
| 31-12-2020 | verkort | 28-07-2021 | 2021-41500321 |
| 31-12-2019 | verkort | 31-07-2020 | 2020-38300016 |
| 31-12-2018 | verkort | 17-07-2019 | 2019-34200049 |
| 31-12-2017 | verkort | 30-07-2018 | 2018-41500469 |
| 31-12-2016 | verkort | 30-08-2017 | 2017-54000391 |
| 31-12-2015 | verkort | 30-08-2016 | 2016-53700540 |
Directors
Directors & mandates
1 directorCurrent directors & mandates
-
Ekrem ZENELINon-statutory directorState Gazette act 23322714 (15-03-2023)Current15-03-2023 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Algemene bouw van residentiële gebouwen(41001) |
| Legal form | Private limited company(610) |
| Incorporation | 09-09-2014 |
| Status | Active |
| Postal code | 9032 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationM&D
since 20142.234.890.292
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area304 m²
Buildings1
Building footprint86 m²
Volume (LiDAR)537 m³
Tallest building8.9 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44074C0277/00E002 | Flanders | 304 m² | 1 · 86 m² | 8.9 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 acts All acts · 1
updated 3 years ago
2023
15-03-2023 Ekrem ZENELI appointed as non-statutory director
- Ekrem ZENELI, Niet-statutair bestuurder
Notary:
Annick BALCAEN · Gent-Sint-Amandsberg
Analysis
Credit advice
verdict per customer and amountSimilar
Similar companies
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BE 1021.867.086 · Gent
BE 0778.684.623 · Gent
BE 0717.911.252 · Gent
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 5,390 of the 29,578 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Bouwarchitecten71111Activiteiten van bouwarchitecten71111
Primary activity highlighted.
Names & trade names
| Legal nameNL | M&D |
Registered office
Marie Curiestraat 39
9032 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.