Roosens M
ActiveRoosens M has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94k and a net result of €29k. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 24% of 2031 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
71
/ 100
Healthy▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+57
Solvency37▲+13
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.12 against 1.05 in 2024), and 76.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
23.6%
Return on assets
7.2%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 2031 sector peers (2025).
NBB · sector comparisonPosition among 2031 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
49 d late
2023
61 d late
2022
30 d late
2021
19 d late
2020
40 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€29k▲ 411%
2024 · €6k
2018: €12k
2019: €-2k
2020: €740
2021: €-24k
2022: €23k
2023: €-72k
2024: €6k
2018 → 2025
Working capital
€25k▲ 275%
2024 · €7k
2018: €47k
2019: €43k
2020: €47k
2021: €34k
2022: €47k
2023: €22k
2024: €7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€53k▲ 76.6%€60k▲ 13.7%€65k▲ 8.8%€94k▲ 43.5%
Operating result€-18k-€29k€-67k€12k€34k▲ 177%
Net result€-24k-€23k€-72k€6k€29k▲ 411%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 177% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €398k
Fixed assets
€165k▼ 16.2%
Current assets
€233k▲ 50.5%
Equity and liabilities €398k
Equity
€94k▲ 43.5%
Debt
€304k▲ 6.2%
The debt ratio falls from 81.4% to 76.4%: equity grows faster than debt.
Key figures and ratios
EBITDA
€67k▲
2024 · €47k
Cash flow
€62k▲
2024 · €40k
Solvency
23.6%▲
2024 · 18.6%
Current ratio
1.12▲
2024 · 1.05
Quick ratio
0.84▲
2024 · 0.66
Debt / equity
3.24▼
2024 · 4.38
ROE
30.7%▲
2024 · 8.6%
ROA
7.2%▲
2024 · 1.6%
Interest coverage
12.75▲
2024 · 6.91
Debt
€304k▲
2024 · €286k
Debt ≤ 1 year
€208k▲
2024 · €148k
Debt > 1 year
€96k▼
2024 · €138k
Income taxes
€229▲
2024 · €222
Staff costs
€280k▲
2024 · €257k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€351k€398k▲
Fixed assets21/28€197k€165k▼
Tangible fixed assets22/27€196k€165k▼
Land and buildings22€143k€129k▼
Plant, machinery and equipment23€16k€7k▼
Furniture and vehicles24€38k€28k▼
Financial fixed assets28€395€395=
Current assets29/58€155k€233k▲
Stocks and contracts in progress3€57k€58k▲
Stocks30/36€57k€58k▲
Amounts receivable within one year40/41€48k€144k▲
Trade receivables40€43k€141k▲
Other amounts receivable41€4k€3k▼
Cash at bank and in hand54/58€40k€19k▼
Deferred charges and accrued income490/1€10k€12k▲
Equity and liabilities
Total equity and liabilities10/49€351k€398k▲
Equity10/15€65k€94k▲
Contributions10/11€6k€6k=
Revaluation surpluses12€72k€68k▼
Reserves13€40k€44k▲
Distributable reserves133€40k€44k▲
Profit (loss) carried forward14€-55k€-27k▲
Investment grants15€3k€2k▼
Amounts payable17/49€286k€304k▲
Amounts payable after more than one year17€138k€96k▼
Financial debts170/4€138k€96k▼
Amounts payable within one year42/48€148k€208k▲
Current portion of amounts payable after more than one year42€51k€42k▼
Trade debts44€46k€105k▲
Suppliers440/4€46k€105k▲
Taxes, remuneration and social security45€39k€53k▲
Taxes450/3€10k€20k▲
Remuneration and social security454/9€28k€33k▲
Other amounts payable47/48€12k€8k▼
Accrued charges and deferred income492/3€214€67▼
Income statement
Code20242025
Remuneration, social security and pensions62€257k€280k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€33k▼
Other operating charges640/8€992€507▼
Gross operating margin9900€305k€348k▲
Operating profit (loss)9901€12k€34k▲
Financial income75/76B€475€646▲
Recurring financial income75€475€646▲
Financial charges65/66B€7k€5k▼
Recurring financial charges65€7k€5k▼
Profit (loss) for the period before taxes9903€6k€29k▲
Income taxes67/77€222€229▲
Profit (loss) for the period9904€6k€29k▲
Profit (loss) for the period to be appropriated9905€6k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-55k€-27k▲
Profit (loss) brought forward from the previous period14P€-61k€-55k▲
Social balance
Average headcount (FTE)90874.34.1▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €29k ▲411%
Operating result €34k, net result €29k, both a record.
18-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 49 days late
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 61 days late
2023
31-12
Financial
Weakest financial yearnet €-72k ▼411%
Net result drops to €-72k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
2022
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 19 days late
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €740
Net result €740 after one loss-making year.
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rebecq · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin du Ry 221430 RebecqGround area
2,126 m²
Building footprint
465 m²
Volume, LiDAR
2,413 m³
2 parcels, Wallonia · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Roosens. M
since 20132.217.205.412
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25090D0115/00G000 | Wallonia | 1,538 m² | 1 · 343 m² | 7.4 m · 2 fl. |
| 25090B0235/00L000 | Wallonia | 588 m² | 1 · 122 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 13,031 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-03-2013
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.