H&U CONSTRUCTION
ActiveSummary
H&U CONSTRUCTION has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €7k. Its solvency ranks better than 37% of 7500 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
Axes
Profitability100
Solvency56
Growth-
Track record67
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.92; short-term debt: 68.6% and cash: 14.4% of total assets), and 68.6% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
History
Financials · fiscal year 2025, micro schema
Equity
€8k
Total assets
€26k
Net result
€7k
Working capital
€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €26k
Fixed assets
€10k
Current assets
€17k
Equity and liabilities €26k
Equity
€8k
Debt
€18k
Debt finances 68.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€9k
Cash flow
€9k
Current ratio
0.92
Debt to equity
2.18
ROE
81.9%
ROA
25.7%
Interest coverage
453.65
Debt ≤ 1 year
€18k
Income taxes
€72
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k |
| Gross operating margin9900 | €9k |
| Operating profit (loss)9901 | €7k |
| Financial income75/76B | €68 |
| Recurring financial income75 | €68 |
| Financial charges65/66B | €20 |
| Recurring financial charges65 | €20 |
| Profit (loss) for the period before taxes9903 | €7k |
| Income taxes67/77 | €72 |
| Profit (loss) for the period9904 | €7k |
| Profit (loss) for the period to be appropriated9905 | €7k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €26k | |
| Fixed assets21/28 | €10k | |
| Tangible fixed assets22/27 | €9k | |
| Plant, machinery and equipment23 | €5k | |
| Furniture and vehicles24 | €4k | |
| Financial fixed assets28 | €1k | |
| Current assets29/58 | €17k | |
| Amounts receivable within one year40/41 | €13k | |
| Trade receivables40 | €11k | |
| Other amounts receivable41 | €2k | |
| Cash at bank and in hand54/58 | €4k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €26k | |
| Equity10/15 | €8k | |
| Contributions10/11 | €2k | |
| Profit (loss) carried forward14 | €7k | |
| Amounts payable17/49 | €18k | |
| Amounts payable within one year42/48 | €18k | |
| Trade debts44 | €14k | |
| Suppliers440/4 | €14k | |
| Taxes, remuneration and social security45 | €3k | |
| Taxes450/3 | €72 | |
| Remuneration and social security454/9 | €3k | |
| Other amounts payable47/48 | €1k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €7k |
| + Depreciation and write-downs630 | €2k |
| Operating cash flow (approximation) | €9k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2025
Ground area
7,509 m²
Building footprint
1,527 m²
Volume, LiDAR
17,052 m³
2 parcels, Flanders, Wallonia · tallest building 23.0 m, ±4 floors. Linked by address, not a title deed.
414
companies at this address
See who is registered here
1 establishment unit
H&U CONSTRUCTION
since 20252.372.562.293
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22552E0048/00Z025 | Flanders | 7,308 m² | 1 · 1,453 m² | 23.0 m · 4 fl. |
| 62113B0214/00H003 | Wallonia | 201 m² | 1 · 73 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VTL CONSTRUCT
BE 1002.751.257
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MAXIME KROONEN
BE 0442.741.553
Thimister-Clermont · Eq €8,308
TDP BAT DI PISA TONI
BE 0647.843.105
Kraainem · Eq €8,304
PARECO CONSTRUCT
BE 0554.942.740
Thuin · Eq €8,304
Vloerwerken Baghein
BE 1021.693.872
Roeselare · Eq €8,304
Of 29,787 companies in sector 41001 we hold annual accounts for 16,036. 8,533 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-02-2025
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43230Insulation installation
43240Other construction installation
43310Plastering work
43341Painting of buildings
43350Other building finishing work
Scores and ratios are computed by Checked and are not a credit decision.