M.C.C. TEXTILES
ActiveM.C.C. TEXTILES has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €256k and a net result of €49k. Equity is growing by ~33.9% per year across the filed fiscal years. Its solvency ranks better than 31% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-3
Solvency57▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 8.92 against 18.82 in 2024; short-term debt: 1.8% and cash: 12.9% of total assets), but 68.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.7%
Return on assets
6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
19 d late
2023
13 d late
2022
7 d late
2021
29 d late
2020
30 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€256k▲ 23.6%
2024 · €207k
2018: €33k
2019: €47k
2020: €64k
2021: €73k
2022: €86k
2023: €144k
2024: €207k
2018 → 2025
Total assets
€809k▲ 1.4%
2024 · €798k
2018: €822k
2019: €812k
2020: €794k
2021: €767k
2022: €767k
2023: €818k
2024: €798k
2018 → 2025
Net result
€49k▼ 23.0%
2024 · €64k
2018: €10k
2019: €-5k
2020: €16k
2021: €9k
2022: €13k
2023: €58k
2024: €64k
2018 → 2025
Working capital
€113k▲ 51.5%
2024 · €74k
2018: €-19k
2019: €-2k
2020: €13k
2021: €14k
2022: €20k
2023: €-7k
2024: €74k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€73k-€86k▲ 17.7%€144k▲ 67.3%€207k▲ 44.2%€256k▲ 23.6%
Operating result€16k-€21k▲ 30.4%€78k▲ 267%€82k▲ 4.9%€73k▼ 11.3%
Net result€9k-€13k▲ 38.8%€58k▲ 347%€64k▲ 10.0%€49k▼ 23.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €809k
Fixed assets
€682k▼ 5.2%
Current assets
€127k▲ 61.6%
Equity and liabilities €809k
Equity
€256k▲ 23.6%
Provisions
€11k▼ 3.8%
Debt
€542k▼ 6.4%
The debt ratio falls from 72.6% to 67.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€113k▼
2024 · €122k
Cash flow
€89k▼
2024 · €103k
Solvency
31.7%▲
2024 · 26.0%
Current ratio
8.92▼
2024 · 18.82
Quick ratio
8.92▼
2024 · 18.82
Debt / equity
2.11▼
2024 · 2.79
ROE
19.1%▼
2024 · 30.7%
ROA
6.0%▼
2024 · 8.0%
Interest coverage
20.46▼
2024 · 224.10
Debt
€542k▼
2024 · €579k
Debt ≤ 1 year
€14k▲
2024 · €4k
Debt > 1 year
€521k▼
2024 · €575k
Income taxes
€19k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€798k€809k▲
Fixed assets21/28€719k€682k▼
Tangible fixed assets22/27€719k€682k▼
Land and buildings22€663k€640k▼
Plant, machinery and equipment23€793€544▼
Furniture and vehicles24€54k€40k▼
Other tangible fixed assets26€1k€1k▼
Financial fixed assets28€341€341▲
Current assets29/58€79k€127k▲
Amounts receivable within one year40/41€10k€21k▲
Trade receivables40€3k€11k▲
Other amounts receivable41€7k€11k▲
Cash at bank and in hand54/58€66k€104k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€798k€809k▲
Equity10/15€207k€256k▲
Contributions10/11€19k€19k=
Revaluation surpluses12€24k€24k=
Reserves13€36k€35k▼
Tax-exempt reserves132€34k€33k▼
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€128k€179k▲
Provisions and deferred taxes16€11k€11k▼
Deferred taxes168€11k€11k▼
Amounts payable17/49€579k€542k▼
Amounts payable after more than one year17€575k€521k▼
Financial debts170/4€121k€67k▼
Other amounts payable178/9€454k€454k=
Amounts payable within one year42/48€4k€14k▲
Current portion of amounts payable after more than one year42-€0
Trade debts44€801€120▼
Suppliers440/4€801€120▼
Taxes, remuneration and social security45€1k€13k▲
Taxes450/3€1k€6k▲
Remuneration and social security454/9-€7k
Other amounts payable47/48€2k€769▼
Accrued charges and deferred income492/3€372€7k▲
Income statement
Code20242025
Non-recurring operating income76A€26k€36k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€41k▲
Other operating charges640/8€4k€4k▼
Gross operating margin9900€126k€117k▼
Operating profit (loss)9901€82k€73k▼
Financial income75/76B€245€150▼
Recurring financial income75€245€150▼
Financial charges65/66B€543€6k▲
Recurring financial charges65€543€6k▲
Profit (loss) for the period before taxes9903€82k€67k▼
Transfer from deferred taxes780€435€435▲
Income taxes67/77€19k€19k▲
Profit (loss) for the period9904€64k€49k▼
Transfer from tax-exempt reserves789€1k€1k=
Profit (loss) for the period to be appropriated9905€65k€50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€128k€179k▲
Profit (loss) brought forward from the previous period14P€64k€128k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial
Highest result since 2018net €64k ▲10%
Operating result €82k, net result €64k, both a record.
31-12
Financial
Liquidity times 21current ratio 18.82
Current ratio from 0.90 to 18.82; short-term debt falls from €72k to €4k.
31-12
Financial
Equity above €200kEq €207k ▲44.2%
5 profitable years in a row build equity to €207k.
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
31-12
Financial
Equity above €100kEq €144k ▲67.3%
4 profitable years in a row build equity to €144k.
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.87
Current ratio from 0.91 to 1.87; short-term debt falls from €23k to €15k.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2019
31-12
Financial
Weakest financial yearnet €-5k ▼150%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Willem de Beersteeg 239000 GentGround area
769 m²
Building footprint
485 m²
Volume, LiDAR
2,536 m³
Parcel 44802B0058/00E000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Willem de Beersteeg 23, 9000 Gent
since 20012.100.017.237
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44802B0058/00E000 | Flanders | 769 m² | 1 · 485 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DDW CONSULT
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SUSTINERGY
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 38,833 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2000
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
46412Wholesale of household textiles and bedding
47512Retail sale of household textiles and bedding
51410
52410
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:mcc-textiles@telenet.be