Equity
€256,209 ▲ 23.6%
M.C.C. TEXTILES has made a profit without a break since 2020.
M.C.C. TEXTILES
Lifetime
20 annual accounts with figures on one time axis, 25 filings since 2001peak €125,921 (2024)
€117,362▼ 6.8%
lowest -€19,169 (2010)
€48,942▼ 23.0%
peak €256,209 (2025)
€256,209▲ 23.6%
€541,828▼ 6.4%
peak 0.7 FTE (2011)
-not published
Board2 names since 2021
2 directorsLippens Matthias and 1 other
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Equity from €207,268 to €256,209Cash from €65,988 to €103,975
Key points
from the 2025 annual accountsChecked score
94
Excellent
Financially stronger than 50% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: 0.1%▲ +0.1 percentage points vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025highest value
09-2025: < 0.1%▼ -0.2 percentage points vs 08-2025lowest value
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025lowest value
12-2025: < 0.1%● unchanged vs 11-2025lowest value
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: 0.1%▲ +0.1 percentage points vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%▼ -0.1 percentage points vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Size: total assets €809,049
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 8.92, cash €103,975
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 32% of them on solvency, 58% on liquidity, 42% on profitability and 69% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as M.C.C. TEXTILES has now. Each dot stands for 51 companies, two years later.
95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of M.C.C. TEXTILES itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for M.C.C. TEXTILES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €24,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 8.92 (18.82 in 2024), above the usual 1.5. Short-term debt is 1.8% and cash 12.9% of total assets. However, 68.3% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
19 days late
2023
13 days late
2022
7 days late
2021
29 days late
2020
30 days late
2019
28 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 22 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0473493325
Change of role: Tilly De Clerck, from manager to director
Director discharge: Tilly De Clerck · General meeting of 12-07-2022 · Gazette deed
First establishment
Willem de Beersteeg 23, Ghent
Incorporation
published on 22-12-2000 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| M.C.C. TEXTILES Ghent | €809,049 | €117,362 | 31.7% | - |
| VALCAM Ghent | €679,714 | €104,536 | 32.5% | - |
| ENIGMA Dendermonde | €775,166 | €117,522 | 29.2% | - |
| JT Sint-Niklaas | €707,132 | €117,910 | 64.9% | - |
| KEEP IT WORKING Nazareth-De Pinte | €870,671 | €133,404 | 11.7% | - |
| DAXIS Waasmunster | €929,764 | €134,158 | 90.1% | - |
| Valckoenier Haaltert | €850,409 | €141,329 | 89.6% | - |
These companies have the same main activity as M.C.C. TEXTILES: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €680,000 and €930,000, founded between 1999 and 2002.
Official details
Source: KBO- Status
- Active since 12-12-2000Normal situation
- Activity
- Business and other management consultancyNACE 70200and 2 others
- Establishment unit
- 2.100.017.2379000 Ghent, since 11-01-2001
- Financial year end
- 31 December
- Peppol
- Reachable since 12-02-2026
Insights on M.C.C. TEXTILES
M.C.C. TEXTILES files the micro format. That format states no turnover. The gross margin rose from €15,947 in 2006 to €117,362 in 2025.
The balance sheet grew most from 2017 to 2018 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about M.C.C. TEXTILES
- What is the company number of M.C.C. TEXTILES?
- The company number of M.C.C. TEXTILES is 0473.493.325. The VAT number is the same number with BE in front: BE 0473.493.325.
- Where is M.C.C. TEXTILES based?
- The registered office is at Willem de Beersteeg 23, 9000 Ghent.Company details
- What does M.C.C. TEXTILES do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of M.C.C. TEXTILES?
- M.C.C. TEXTILES is a private limited company (BV).
- When was M.C.C. TEXTILES founded?
- M.C.C. TEXTILES was founded on 12-12-2000.
- Is M.C.C. TEXTILES still active?
- Yes, M.C.C. TEXTILES is an active enterprise in the KBO register.
- What is the turnover of M.C.C. TEXTILES?
- The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €117,362 and 109 comparable companies (NACE 70200). It probably lies between €170,000 and €240,000.Financials
- Is M.C.C. TEXTILES profitable?
- In financial year 2025, M.C.C. TEXTILES made a profit of €48,942.
- Where can I find the annual accounts of M.C.C. TEXTILES?
- M.C.C. TEXTILES filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of M.C.C. TEXTILES due?
- M.C.C. TEXTILES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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