KEEP IT WORKING
ActiveKEEP IT WORKING has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €102k and a net result of €48k. Equity is shrinking by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 18% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+1
Solvency37▼-6
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.18 against 0.37 in 2024; short-term debt: 34.9% and cash: 0.3% of total assets), and 88.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.7%
Return on assets
5.5%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 31544 sector peers (2025).
NBB · sector comparisonPosition among 31544 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 26-02-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
20 d early
2023
20 d early
2022
13 d early
2021
1 d early
2020
58 d early
2019
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€102k▼ 38.4%
2024 · €166k
2018: €121k
2019: €117k
2020: €126k
2021: €102k
2022: €108k
2023: €81k
2024: €166k
2018 → 2025
Total assets
€871k▼ 3.6%
2024 · €903k
2018: €1.12M
2019: €1.08M
2020: €1.04M
2021: €973k
2022: €970k
2023: €967k
2024: €903k
2018 → 2025
Net result
€48k▼ 43.5%
2024 · €85k
2018: €24k
2019: €-4k
2020: €9k
2021: €-24k
2022: €5k
2023: €-27k
2024: €85k
2018 → 2025
Working capital
€-251k▼ 55.5%
2024 · €-161k
2018: €-83k
2019: €-91k
2020: €-78k
2021: €-129k
2022: €-117k
2023: €-121k
2024: €-161k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€102k-€108k▲ 5.4%€81k▼ 24.8%€166k▲ 105%€102k▼ 38.4%
Operating result€-15k-€14k€33k▲ 142%€125k▲ 280%€101k▼ 18.9%
Net result€-24k-€5k€-27k€85k€48k▼ 43.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €871k
Fixed assets
€817k▲ 1.0%
Current assets
€53k▼ 43.1%
Equity and liabilities €871k
Equity
€102k▼ 38.4%
Debt
€768k▲ 4.3%
The debt ratio rises from 81.6% to 88.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€129k▼
2024 · €151k
Cash flow
€76k▼
2024 · €111k
Solvency
11.7%▼
2024 · 18.4%
Current ratio
0.18▼
2024 · 0.37
Quick ratio
0.18▼
2024 · 0.37
Debt / equity
7.52▲
2024 · 4.44
ROE
46.9%▼
2024 · 51.1%
ROA
5.5%▼
2024 · 9.4%
Interest coverage
5.30▲
2024 · 4.66
Debt
€768k▲
2024 · €737k
Debt ≤ 1 year
€304k▲
2024 · €255k
Debt > 1 year
€453k▼
2024 · €482k
Income taxes
€29k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€903k€871k▼
Fixed assets21/28€809k€817k▲
Tangible fixed assets22/27€809k€814k▲
Land and buildings22€780k€759k▼
Plant, machinery and equipment23€25k€34k▲
Furniture and vehicles24€4k€6k▲
Other tangible fixed assets26-€15k
Financial fixed assets28-€4k
Current assets29/58€94k€53k▼
Amounts receivable within one year40/41€38k€47k▲
Trade receivables40€36k€47k▲
Other amounts receivable41€2k€848▼
Cash at bank and in hand54/58€47k€3k▼
Deferred charges and accrued income490/1€8k€3k▼
Equity and liabilities
Total equity and liabilities10/49€903k€871k▼
Equity10/15€166k€102k▼
Contributions10/11€19k€1▼
Reserves13€147k€102k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€147k€102k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€737k€768k▲
Amounts payable after more than one year17€482k€453k▼
Financial debts170/4€482k€453k▼
Amounts payable within one year42/48€255k€304k▲
Current portion of amounts payable after more than one year42€29k€29k▲
Financial debts43-€7k
Credit institutions430/8-€7k
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€28k€11k▼
Taxes450/3€26k€11k▼
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€197k€255k▲
Accrued charges and deferred income492/3€0€12k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€28k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€154k€133k▼
Operating profit (loss)9901€125k€101k▼
Financial income75/76B€49€55▲
Recurring financial income75€49€55▲
Financial charges65/66B€32k€24k▼
Recurring financial charges65€32k€24k▼
Profit (loss) for the period before taxes9903€93k€77k▼
Income taxes67/77€8k€29k▲
Profit (loss) for the period9904€85k€48k▼
Profit (loss) for the period to be appropriated9905€85k€48k▼
Appropriation of the result
Profit (loss) to be appropriated9906€45k€48k▲
Profit (loss) brought forward from the previous period14P€-40k€0▲
Transfer from equity791/2-€112k
Transfer to equity691/2€45k€48k▲
To other reserves6921€45k€48k▲
Profit to be distributed694/7-€112k
Return on contributions (dividend)694-€112k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €85k
Net result €85k after one loss-making year.
30-09
Financial
Equity above €150kEq €166k ▲105%
Equity rises from €81k to €166k.
10-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-27k ▼587%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
17-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
03-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
24-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Elsboslaan 499840 Nazareth-De PinteGround area
1,889 m²
Building footprint
257 m²
Volume, LiDAR
1,495 m³
2 parcels, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kunstschildersweg 2, 9840 Nazareth-De Pinte
since 20022.095.946.207
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44012C0101/00B000 | Flanders | 1,172 m² | 1 · 139 m² | 7.3 m · 2 fl. |
| 44012B0455/00B003 | Flanders | 717 m² | 1 · 118 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 40,616 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-04-2002
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.