JT
ActiveSummary
JT has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €459k and a net result of €36k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 59% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability75▲+2
Solvency90▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 1.6 against 1.4 in 2024; short-term debt: 25.6% and cash: 13.1% of total assets), and 35.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.9%
Return on assets
5.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
22 d early
2023
21 d early
2022
20 d early
2021
25 d early
2020
29 d early
2019
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€459k▲ 2.6%
2024 · €447k
2018: €422klowest in 8 years
2019: €443k▲ +5.0% vs 2018
2020: €464k▲ +4.7% vs 2019highest in 8 years
2021: €444k▼ -4.3% vs 2020
2022: €461k▲ +3.9% vs 2021
2023: €444k▼ -3.8% vs 2022
2024: €447k▲ +0.8% vs 2023
2025: €459k▲ +2.6% vs 2024
2018 → 2025
Total assets
€707k▼ 3.1%
2024 · €730k
2018: €811k
2019: €828k▲ +2.2% vs 2018
2020: €805k▼ -2.8% vs 2019
2021: €865k▲ +7.4% vs 2020highest in 8 years
2022: €786k▼ -9.2% vs 2021
2023: €748k▼ -4.8% vs 2022
2024: €730k▼ -2.5% vs 2023
2025: €707k▼ -3.1% vs 2024lowest in 8 years
2018 → 2025
Net result
€36k▲ 38.0%
2024 · €26k
2018: €26k
2019: €21k▼ -17.6% vs 2018
2020: €21k▼ -2.4% vs 2019
2021: €62k▲ +202% vs 2020highest in 8 years
2022: €17k▼ -72.2% vs 2021lowest in 8 years
2023: €34k▲ +95.8% vs 2022
2024: €26k▼ -22.9% vs 2023
2025: €36k▲ +38.0% vs 2024
2018 → 2025
Working capital
€109k▲ 42.3%
2024 · €77k
2018: €-15klowest in 8 years
2019: €24k▲ +268% vs 2018
2020: €62k▲ +156% vs 2019
2021: €93k▲ +49.5% vs 2020
2022: €115k▲ +23.9% vs 2021highest in 8 years
2023: €114k▼ -1.5% vs 2022
2024: €77k▼ -32.4% vs 2023
2025: €109k▲ +42.3% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€444k-€461k▲ 3.9%€444k▼ 3.8%€447k▲ 0.8%€459k▲ 2.6%
2021: €444k
2022: €461k▲ +3.9% vs 2021highest in 5 years
2023: €444k▼ -3.8% vs 2022lowest in 5 years
2024: €447k▲ +0.8% vs 2023
2025: €459k▲ +2.6% vs 2024
Operating result€93k-€33k▼ 64.7%€55k▲ 66.1%€51k▼ 6.0%€64k▲ 25.1%
2021: €93khighest in 5 years
2022: €33k▼ -64.7% vs 2021lowest in 5 years
2023: €55k▲ +66.1% vs 2022
2024: €51k▼ -6.0% vs 2023
2025: €64k▲ +25.1% vs 2024
Net result€62k-€17k▼ 72.2%€34k▲ 95.8%€26k▼ 22.9%€36k▲ 38.0%
2021: €62khighest in 5 years
2022: €17k▼ -72.2% vs 2021lowest in 5 years
2023: €34k▲ +95.8% vs 2022
2024: €26k▼ -22.9% vs 2023
2025: €36k▲ +38.0% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 25% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €707k
Fixed assets
€417k ▼ 9.4%
Current assets
€290k ▲ 7.8%
Equity and liabilities €707k
Equity
€459k ▲ 2.6%
Provisions
€6k ▼ 12.5%
Debt
€243k ▼ 12.1%
Debt's share of the balance-sheet total falls from 37.8% to 34.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€112k▲
2024 · €94k
Cash flow
€84k▲
2024 · €69k
Current ratio
1.60▲
2024 · 1.40
Debt to equity
0.53▼
2024 · 0.62
ROE
7.9%▲
2024 · 5.9%
ROA
5.1%▲
2024 · 3.6%
Interest coverage
7.77▲
2024 · 6.15
Debt ≤ 1 year
€181k▼
2024 · €193k
Debt > 1 year
€51k▼
2024 · €72k
Income taxes
€15k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€730k€707k▼
Fixed assets21/28€460k€417k▼
Tangible fixed assets22/27€460k€417k▼
Land and buildings22€392k€360k▼
Plant, machinery and equipment23€14k€14k▼
Furniture and vehicles24€54k€43k▼
Current assets29/58€269k€290k▲
Amounts receivable within one year40/41€144k€194k▲
Other amounts receivable41€144k€194k▲
Cash at bank and in hand54/58€117k€93k▼
Deferred charges and accrued income490/1€8k€4k▼
Equity and liabilities
Total equity and liabilities10/49€730k€707k▼
Equity10/15€447k€459k▲
Contributions10/11€50k€50k=
Reserves13€397k€409k▲
Non-distributable reserves130/1€5k-
Reserves not available under the articles1311€5k-
Tax-exempt reserves132€26k€22k▼
Distributable reserves133€366k€386k▲
Provisions and deferred taxes16€6k€6k▼
Deferred taxes168€6k€6k▼
Amounts payable17/49€276k€243k▼
Amounts payable after more than one year17€72k€51k▼
Financial debts170/4€72k€51k▼
Amounts payable within one year42/48€193k€181k▼
Current portion of amounts payable after more than one year42€32k€21k▼
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€12k€3k▼
Taxes450/3€12k€3k▼
Other amounts payable47/48€146k€153k▲
Accrued charges and deferred income492/3€12k€11k▼
Income statement
Code20242025
Non-recurring operating income76A-€14k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€48k▲
Other operating charges640/8€5k€6k▲
Gross operating margin9900€99k€118k▲
Operating profit (loss)9901€51k€64k▲
Financial income75/76B€1k€656▼
Recurring financial income75€1k€656▼
Financial charges65/66B€15k€14k▼
Recurring financial charges65€15k€14k▼
Profit (loss) for the period before taxes9903€37k€50k▲
Transfer from deferred taxes780€803€801▼
Income taxes67/77€12k€15k▲
Profit (loss) for the period9904€26k€36k▲
Transfer from tax-exempt reserves789€3k€3k▼
Profit (loss) for the period to be appropriated9905€29k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€39k▲
Transfer from equity791/2€23k€24k▲
Transfer to equity691/2€29k€39k▲
To other reserves6921€29k€39k▲
Profit to be distributed694/7€23k€24k▲
Return on contributions (dividend)694€23k€24k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €14k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €66k | €66k | €53k | €43k | €48k | ▲ 12.1% |
| Other operating charges640/8 | €5k | €7k | €5k | €5k | €6k | ▲ 7.4% |
| Gross operating margin9900 | €165k | €106k | €113k | €99k | €118k | ▲ 18.5% |
| Operating profit (loss)9901 | €93k | €33k | €55k | €51k | €64k | ▲ 25.1% |
| Financial income75/76B | €132 | €806 | €1k | €1k | €656 | ▼ 36.8% |
| Recurring financial income75 | €132 | €806 | €1k | €1k | €656 | ▼ 36.8% |
| Financial charges65/66B | €8k | €8k | €8k | €15k | €14k | ▼ 5.7% |
| Recurring financial charges65 | €8k | €8k | €8k | €15k | €14k | ▼ 5.7% |
| Profit (loss) for the period before taxes9903 | €86k | €26k | €48k | €37k | €50k | ▲ 36.0% |
| Transfer from deferred taxes780 | €803 | €803 | €803 | €803 | €801 | ▼ 0.2% |
| Income taxes67/77 | €24k | €9k | €15k | €12k | €15k | ▲ 29.2% |
| Profit (loss) for the period9904 | €62k | €17k | €34k | €26k | €36k | ▲ 38.0% |
| Transfer from tax-exempt reserves789 | €3k | €3k | €3k | €3k | €3k | ▼ 0.2% |
| Profit (loss) for the period to be appropriated9905 | €66k | €21k | €37k | €29k | €39k | ▲ 33.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €865k | €786k | €748k | €730k | €707k | ▼ 3.1% |
| Fixed assets21/28 | €561k | €495k | €446k | €460k | €417k | ▼ 9.4% |
| Tangible fixed assets22/27 | €561k | €495k | €446k | €460k | €417k | ▼ 9.4% |
| Land and buildings22 | €487k | €455k | €424k | €392k | €360k | ▼ 8.1% |
| Plant, machinery and equipment23 | €62k | €40k | €22k | €14k | €14k | ▼ 1.6% |
| Furniture and vehicles24 | €12k | - | - | €54k | €43k | ▼ 21.1% |
| Current assets29/58 | €304k | €291k | €302k | €269k | €290k | ▲ 7.8% |
| Amounts receivable within one year40/41 | €278k | €274k | €286k | €144k | €194k | ▲ 34.7% |
| Trade receivables40 | €217k | €38k | €57k | - | - | - |
| Other amounts receivable41 | €61k | €235k | €229k | €144k | €194k | ▲ 34.7% |
| Cash at bank and in hand54/58 | €21k | €13k | €12k | €117k | €93k | ▼ 20.7% |
| Deferred charges and accrued income490/1 | €5k | €4k | €4k | €8k | €4k | ▼ 54.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €865k | €786k | €748k | €730k | €707k | ▼ 3.1% |
| Equity10/15 | €444k | €461k | €444k | €447k | €459k | ▲ 2.6% |
| Contributions10/11 | €50k | €50k | €50k | €50k | €50k | = |
| Reserves13 | €394k | €411k | €394k | €397k | €409k | ▲ 3.0% |
| Non-distributable reserves130/1 | €5k | €5k | €5k | €5k | - | - |
| Reserves not available under the articles1311 | €5k | €5k | €5k | €5k | - | - |
| Tax-exempt reserves132 | €35k | €32k | €29k | €26k | €22k | ▼ 12.5% |
| Distributable reserves133 | €354k | €374k | €360k | €366k | €386k | ▲ 5.4% |
| Provisions and deferred taxes16 | €9k | €8k | €7k | €6k | €6k | ▼ 12.5% |
| Deferred taxes168 | €9k | €8k | €7k | €6k | €6k | ▼ 12.5% |
| Amounts payable17/49 | €412k | €316k | €297k | €276k | €243k | ▼ 12.1% |
| Amounts payable after more than one year17 | €170k | €136k | €103k | €72k | €51k | ▼ 29.4% |
| Financial debts170/4 | €170k | €136k | €103k | €72k | €51k | ▼ 29.4% |
| Amounts payable within one year42/48 | €211k | €175k | €188k | €193k | €181k | ▼ 6.0% |
| Current portion of amounts payable after more than one year42 | €44k | €34k | €33k | €32k | €21k | ▼ 33.6% |
| Trade debts44 | €649 | €15k | €3k | €3k | €4k | ▲ 25.5% |
| Suppliers440/4 | €649 | €15k | €3k | €3k | €4k | ▲ 25.5% |
| Taxes, remuneration and social security45 | €37k | €12k | €8k | €12k | €3k | ▼ 74.2% |
| Taxes450/3 | €37k | €12k | €8k | €12k | €3k | ▼ 74.2% |
| Other amounts payable47/48 | €130k | €115k | €145k | €146k | €153k | ▲ 4.8% |
| Accrued charges and deferred income492/3 | €32k | €5k | €6k | €12k | €11k | ▼ 5.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €62k | €17k | €34k | €26k | €36k | ▲ 38.0% |
| + Depreciation and write-downs630 | €66k | €66k | €53k | €43k | €48k | ▲ 12.1% |
| Operating cash flow (approximation) | €129k | €83k | €87k | €69k | €84k | ▲ 21.9% |
| Investment in fixed assets (approximation) | - | €0 | €-3k | €-57k | €-5k | ▲ 91.6% |
| Change in cash | - | €-9k | €-495 | €105k | €-24k | ▼ 123% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €17k ▼72.2%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €62k ▲202%
Operating result €93k, net result €62k, both a record.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2001
Ground area
2,352 m²
Building footprint
398 m²
Volume, LiDAR
1,745 m³
Parcel 46019B0872/00E000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kernemelkstraat 92, 9112 Sint-Niklaas
since 20012.092.454.702
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46019B0872/00E000 | Flanders | 2,352 m² | 1 · 398 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CLBK
BE 1001.565.580
Elsene · Eq €458,812
HALLENSIAS
BE 0745.485.481
Ternat · Eq €458,794
Belgische Beroepsvereniging van Handelaren in Bouwmaterialen
BE 0867.086.364
Asse · Eq €458,699
GCO
BE 0451.759.781
Beveren-Kruibeke-Zwijndrecht · Eq €458,659
VI-CTOR
BE 0544.633.224
Tessenderlo-Ham · Eq €458,653
Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 35,344 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-08-1999
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.