Checked.be
Active
BE 0476.587.625Private limited company
M
Lombardenstraat 2 ·2000 Antwerpen, Belgium· 24 yrs active
Sector: Retail sale of household textiles and bedding
(47512)
Conclusion
M has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €934k and a net result of €130k. Its solvency ranks better than 79% of 1230 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €934k |
| Net result | €130k |
| Staff (FTE) | 5.7 |
| Better than sector | 79% |
Financial profile
89
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
100
Profitability
70
Solvency
96
Growth
78
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 2002, 24 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
100
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€95k
estimate, not credit advice
Score history
86
2023
100
2024
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 3.13 (≥ 1.5)
+10
Quick ratio
Quick ratio 1.35 (≥ 1.0)
+5
Leverage
Debt/equity 0.89 (< 1.0)
+10
Profitability
ROE 14% (≥ 10%)
+10
Interest coverage
Interest coverage 6.6× (≥ 3×)
+8
Profit trend
Net profit up YoY
+5
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 30-10-2025 with the NBB · fiscal year 2024 · abbreviated schema
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 53.0% | 20.3% | |
| Net result | €130k | €25k | |
| Equity | €934k | €142k | |
| Gross operating margin | €573k | €215k | |
| Staff costs | €284k | €160k |
€278k
+48.9%
23-24
€130k
+88.4%
23-24
€179k
+50.4%
23-24
€1.76M
+10.1%
23-24
€934k
+10.5%
23-24
€1.09M
+10.5%
23-24
6
+7.5%
23-24
€284k
+3.1%
23-24
€58k
+90.6%
23-24
€41k
-
23-24
€828k
+9.7%
23-24
€510k
+24.9%
23-24
€318k
-8.2%
23-24
3.13
-8.1%
23-24
1.35
+12.2%
23-24
53.0%
+0.4%
23-24
0.89
-0.7%
23-24
13.9%
+70.4%
23-24
7.4%
+71.0%
23-24
6.61
+32.9%
23-24
Figures by fiscal year and ratios
| Fiscal year | 2024 | 2023 |
|---|---|---|
| Deposit | abbreviated schema | abbreviated schema |
| Revenue | - | - |
| EBITDA | €278k | €187k |
| Net profit | €130k | €69k |
| Cash flow | €179k | €119k |
| Staff costs | €284k | €275k |
| Income taxes | €58k | €30k |
| Dividends | €41k | - |
| Total assets | €1.76M | €1.60M |
| Equity | €934k | €845k |
| Debt | €828k | €755k |
| of which ≤ 1y | €510k | €408k |
| of which > 1y | €318k | €346k |
| Working capital | €1.09M | €983k |
| Employees (FTE) | 5.7 | 5.3 |
Ratios (computed)
| 2024 | 2023 | |
|---|---|---|
| Current ratio | 3.13 | 3.41 |
| Quick ratio | 1.35 | 1.21 |
| Working capital ratio | 61.6% | 61.4% |
| Solvency | 53.0% | 52.8% |
| Debt / equity | 0.89 | 0.89 |
| Long-term debt ratio | 0.34 | 0.41 |
| Interest coverage | 6.61 | 4.97 |
| Gross margin | - | - |
| Net margin | - | - |
| ROA | 7.4% | 4.3% |
| ROE | 13.9% | 8.2% |
| EBITDA margin | - | - |
| Days sales outstanding | - | - |
| Days payable outstanding | - | - |
| Inventory turnover | - | - |
| Days inventory (DSI) | - | - |
Balance-sheet composition 2024
Full annual accounts (25 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 | 2023 |
|---|---|---|---|
| Balance sheet, Assets | |||
| TOTAL ASSETS | 20/58 | €1.76M | €1.60M |
| Fixed assets | 21/28 | €166k | €209k |
| Tangible fixed assets | 22/27 | €160k | €202k |
| Financial fixed assets | 28 | €6k | €6k |
| Current assets | 29/58 | €1.60M | €1.39M |
| Stocks & contracts in progress | 3 | €906k | €899k |
| Amounts receivable within one year | 40/41 | €60k | €13k |
| Cash & bank | 54/58 | €610k | €464k |
| Balance sheet, Equity & liabilities | |||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.76M | €1.60M |
| Equity | 10/15 | €934k | €845k |
| Contributions / capital | 10/11 | €244k | €244k |
| Reserves | 13 | €359k | €270k |
| Accumulated profits (losses) | 14 | €331k | €331k |
| Amounts payable | 17/49 | €828k | €755k |
| Amounts payable after one year | 17 | €318k | €346k |
| Amounts payable within one year | 42/48 | €510k | €408k |
| Trade debts payable within one year | 44 | €291k | €228k |
| Income statement | |||
| Gross operating margin | 9900 | €573k | €468k |
| Operating result | 9901 | €229k | €137k |
| Financial income | 75 | €959 | €0 |
| Financial charges | 65 | €42k | €38k |
| Result before taxes | 9903 | €188k | €99k |
| Income taxes | 67/77 | €58k | €30k |
| Net result for the period | 9904 | €130k | €69k |
| Result to be appropriated | 9905 | €130k | €69k |
Directors & mandates
Current directors & mandates
-
EGGERS MarjanSole directorState Gazette act 23331495 (06-04-2023)Current29-03-2023 → present
Former directors (1)
-
EGGERS Marjan Hendrik MelaniaSole directorState Gazette act 23331495 (06-04-2023)Former- → 29-03-2023
Legal Structure
| NACE primary | Retail sale of household textiles and bedding(47512) |
| Legal form | Private limited company(610) |
| Incorporation | 17-01-2002 |
| Status | Active |
| Postal code | 2000 |
Establishment units
Louis
since 20022.101.509.552
Louis
since 20072.160.259.878
Real-estate footprint
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31334B0600/00A000 | Flanders | 283 m² | 1 · 105 m² | 25.2 m · 7 fl. |
| 11803C1932/00D000 | Flanders | 182 m² | 1 · 100 m² | 18.5 m · 6 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 91 days late
2024
07-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 99 days late
2023
05-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 66 days late
06-04
State Gazette act
Director changes
Philip Van den Abbeele
2022
23-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 54 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 61 days late
2020
14-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 106 days late
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 22 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 21 days late
2016
16-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 16 days late
State Gazette actNBB filing
Belgian State Gazette reading coverage
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
All acts · 1
updated 3 years ago
2023
06-04-2023 1 director appointed, 1 resigning
- EGGERS Marjan, Enig bestuurder
- EGGERS Marjan Hendrik Melania, Enig bestuurder
Notary:
Philip Van den Abbeele · Antwerpen
Technical details
{
"events": [
{
"kind": "director_out",
"role": "enige_bestuurder",
"person": {
"rrn": null,
"name": "EGGERS Marjan Hendrik Melania",
"address": "2018 Antwerpen, Helenalei 16 bus 5",
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": "de_plein_droit_dissolution",
"subkind": null,
"via_org": null,
"statutory": "niet_statutair",
"compensated": null,
"effective_date": "2023-03-29",
"evidence_quote": "De vergadering heeft in dit verband ingevolge de overgang naar de nieuwe vennootschapsvorm kennis genomen van en verleent met ingang vanaf negenentwintig maart tweeduizend drie\u00EBntwintig ontslag aan de huidige enige niet-statutaire bestuurder (zaakvoerder) van de vennootschap, Mevrouw EGGERS Marjan H",
"decharge_status": "granted",
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
},
{
"kind": "director_in",
"role": "enige_bestuurder",
"person": {
"rrn": null,
"name": "EGGERS Marjan",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": null,
"statutory": "niet_statutair",
"compensated": true,
"effective_date": "2023-03-29",
"evidence_quote": "Zijn mandaat is van onbepaalde duur en is bezoldigd tenzij de algemene vergadering later anders beslist.",
"decharge_status": null,
"mandate_duration": {
"kind": "indefinite",
"value": null
},
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
}
],
"notary": {
"name": "Philip Van den Abbeele",
"firm_city": null,
"firm_name": null,
"office_city": "Antwerpen",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2023-04-06",
"filing_date": "2023-04-04",
"act_kind_objet": "WIJZIGING RECHTSVORM, STATUTEN (VERTALING, COORDINATIE, OVERIGE WIJZIGINGEN), ONTSLAGEN, BENOEMINGEN"
},
"decisions": [
{
"body": "algemene_vergadering",
"date": "2023-03-29",
"unanimous": true
},
{
"body": "algemene_vergadering",
"date": "2023-03-29",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0476.587.625",
"name_full": "M",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "org",
"org_kbo": "0453.043.448",
"org_name": "Boekhoudkantoor Kovico BV",
"person_name": null,
"org_rep_person_name": null,
"person_role_at_subject": null
},
"co_filed_documents": [
"1 afschrift \u002B co\u00F6rdinatie"
],
"corrected_publication_numac": null
}Credit advice
Company registry (CBE)
Activities
Retail sale of household textiles and bedding47512Retail sale of clothing and accessories for women, men, children and babies (general range)477165241052421
Names & trade names
| Legal nameNL | M |
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