LUX PANNEAUX CONCEPT
ActiveSummary
The computed 12-month bankruptcy probability of LUX PANNEAUX CONCEPT is 4.9% (elevated). For LUX PANNEAUX CONCEPT, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (€-8k) and a net result of €-62k. Its solvency ranks better than 19% of 24633 sector peers (fiscal year 2023). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability0▼-100
Solvency17▼-61
Growth32
Track record94
Bankruptcy probability, 12 months
4.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
-8.3%
Return on assets
-64.3%
Age of the figures
33 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 2 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline24-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 24-10-2024, 85 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
85 d late
2022
39 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2023, micro schema
Equity
€-8k
2022 · €52k
2022: €52k
2022 → 2023
Total assets
€97k▼ 1.2%
2022 · €98k
2022: €98k
2022 → 2023
Net result
€-62k
2022 · €52k
2022: €52k
2022 → 2023
Working capital
€-40k
2022 · €25k
2022: €25k
2022 → 2023
Multi-year overview
Available amounts per fiscal year
Line20222023Trend
Equity€52k-€-8k
Operating result€65k-€-62k
Net result€52k-€-62k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €62k after €65k in 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €97k
Fixed assets
€39k ▲ 11.4%
Current assets
€58k ▼ 8.1%
Key figures and ratios
EBITDA
€-59k▼
2022 · €66k
Cash flow
€-59k▼
2022 · €53k
Solvency
-8.3%▼
2022 · 53.2%
Current ratio
0.60▼
2022 · 1.64
Debt to equity
-12.99▼
2022 · 0.88
ROA
-64.3%▼
2022 · 53.2%
Interest coverage
-575.75▼
2022 · 8139.94
Debt
€105k▲
2022 · €46k
Debt ≤ 1 year
€98k▲
2022 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2023 against 2022 · 37 lines
Balance sheet
Code20222023
Assets
Total assets20/58€98k€97k▼
Fixed assets21/28€35k€39k▲
Tangible fixed assets22/27€35k€38k▲
Plant, machinery and equipment23-€2k
Furniture and vehicles24€35k€36k▲
Financial fixed assets28-€220
Current assets29/58€64k€58k▼
Amounts receivable within one year40/41€45k€32k▼
Trade receivables40€42k€21k▼
Other amounts receivable41€3k€11k▲
Cash at bank and in hand54/58€19k€26k▲
Deferred charges and accrued income490/1-€617
Equity and liabilities
Total equity and liabilities10/49€98k€97k▼
Equity10/15€52k€-8k▼
Contributions10/11-€2k
Profit (loss) carried forward14€52k€-10k▼
Amounts payable17/49€46k€105k▲
Amounts payable within one year42/48€39k€98k▲
Trade debts44€18k€78k▲
Suppliers440/4€18k€78k▲
Taxes, remuneration and social security45€13k€14k▲
Taxes450/3€13k€13k▲
Remuneration and social security454/9-€198
Other amounts payable47/48€8k€7k▼
Accrued charges and deferred income492/3€7k€7k=
Income statement
Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€320€4k▲
Other operating charges640/8€1k€3k▲
Gross operating margin9900€67k€-56k▼
Operating profit (loss)9901€65k€-62k▼
Financial charges65/66B€8€102▲
Recurring financial charges65€8€102▲
Profit (loss) for the period before taxes9903€65k€-62k▼
Income taxes67/77€13k-
Profit (loss) for the period9904€52k€-62k▼
Profit (loss) for the period to be appropriated9905€52k€-62k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€-10k▼
Profit (loss) brought forward from the previous period14P-€52k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
24-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 85 days late
2023
08-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 39 days late
NBB filing
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fabrieksstraat 651930 ZaventemGround area
142 m²
Building footprint
126 m²
Volume, LiDAR
600 m³
Parcel 23094D0186/00Y000, Flanders · tallest building 10.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LUX PANNEAUX CONCEPT
since 20222.333.457.734
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23094D0186/00Y000indicative | Flanders | 142 m² | 1 · 126 m² | 10.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BELCARIMPORT
BE 0463.312.778
Walcourt · Eq €52,317
CAR-STORE
BE 0456.290.770
Puurs-Sint-Amands · Eq €52,352
DI FALCO GIANNI SERVICE INTERNATIONAL
BE 0791.766.359
Drogenbos · Eq €52,352
PCS AUTOMOBILES
BE 0800.175.071
Couvin · Eq €52,195
DE RIDDER
BE 0432.586.643
Schilde · Eq €52,373
Of 10,671 companies in sector 47811 we hold annual accounts for 5,222. 3,344 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-07-2022
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
43110Demolition
43211General electrical installation work
43221Plumbing work
43230Insulation installation
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.