CAR-STORE
ActiveCAR-STORE has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52k and a net result of €-13k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 61% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability4▼-66
Solvency72▼-13
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.66 against 1.0 in 2024; short-term debt: 52.7% and cash: 0.9% of total assets), and 52.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.3%
Return on assets
-12.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
30 d early
2023
41 d early
2022
42 d early
2021
39 d early
2020
15 d early
2019
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▼ 20.4%
2024 · €66k
2018: €59k
2019: €54k
2020: €74k
2021: €71k
2022: €63k
2023: €64k
2024: €66k
2018 → 2025
Total assets
€111k▲ 0.9%
2024 · €110k
2018: €73k
2019: €77k
2020: €92k
2021: €117k
2022: €95k
2023: €90k
2024: €110k
2018 → 2025
Net result
€-13k
2024 · €2k
2018: €-4k
2019: €-5k
2020: €20k
2021: €-3k
2022: €-9k
2023: €2k
2024: €2k
2018 → 2025
Working capital
€-20k
2024 · €112
2018: €-7k
2019: €-10k
2020: €10k
2021: €9k
2022: €4k
2023: €-3k
2024: €112
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€71k-€63k▼ 12.2%€64k▲ 2.7%€66k▲ 2.4%€52k▼ 20.4%
Operating result€-3k-€-9k▼ 183%€2k€2k▼ 13.2%€-13k
Net result€-3k-€-9k▼ 185%€2k€2k▼ 10.2%€-13k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €13k after €2k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €111k
Fixed assets
€72k▲ 9.8%
Current assets
€39k▼ 12.4%
Equity and liabilities €111k
Equity
€52k▼ 20.4%
Debt
€58k▲ 32.9%
The debt ratio rises from 40.0% to 52.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-9k▼
2024 · €5k
Cash flow
€-9k▼
2024 · €5k
Solvency
47.3%▼
2024 · 60.0%
Current ratio
0.66▼
2024 · 1.00
Quick ratio
0.66▼
2024 · 1.00
Debt / equity
1.11▲
2024 · 0.67
ROE
-25.7%▼
2024 · 2.3%
ROA
-12.1%▼
2024 · 1.4%
Interest coverage
-192.21▼
2024 · 113.52
Debt
€58k▲
2024 · €44k
Debt ≤ 1 year
€58k▲
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€110k€111k▲
Fixed assets21/28€66k€72k▲
Tangible fixed assets22/27€66k€72k▲
Land and buildings22€63k€61k▼
Furniture and vehicles24€3k€12k▲
Current assets29/58€44k€39k▼
Amounts receivable within one year40/41€32k€37k▲
Trade receivables40€32k€36k▲
Other amounts receivable41€64€1k▲
Cash at bank and in hand54/58€12k€1k▼
Equity and liabilities
Total equity and liabilities10/49€110k€111k▲
Equity10/15€66k€52k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€45k€32k▼
Amounts payable17/49€44k€58k▲
Amounts payable within one year42/48€44k€58k▲
Trade debts44€34k€29k▼
Suppliers440/4€34k€29k▼
Other amounts payable47/48€10k€29k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€4k€2k▼
Gross operating margin9900€9k€-7k▼
Operating profit (loss)9901€2k€-13k▼
Financial income75/76B€54-
Recurring financial income75€54-
Financial charges65/66B€45€48▲
Recurring financial charges65€45€48▲
Profit (loss) for the period before taxes9903€2k€-13k▼
Profit (loss) for the period9904€2k€-13k▼
Profit (loss) for the period to be appropriated9905€2k€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€45k€32k▼
Profit (loss) brought forward from the previous period14P€44k€45k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-13k ▼981%
Net result drops to €-13k, the lowest in the series.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €20k
Net result €20k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 1.57
Current ratio from 0.59 to 1.57; short-term debt falls from €23k to €18k.
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
St.-Katharinastraat 13A2870 Puurs-Sint-AmandsGround area
785 m²
Building footprint
300 m²
Volume, LiDAR
1,746 m³
2 parcels, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CAR STORE BVBA
since 19952.074.101.411
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12032B0034/00P002 | Flanders | 412 m² | 1 · 171 m² | 7.1 m · 2 fl. |
| 12032B0034/00K002 | Flanders | 373 m² | 1 · 128 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LUX PANNEAUX CONCEPT
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DB BUSINESS PROSPECT
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Of 10,672 companies in sector 47811 we hold annual accounts for 5,222. 3,348 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded23-10-1995
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
50103
46711Wholesale of cars and light vans (up to 3.5 tonnes)
50101
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.