Luva
ActiveSummary
Luva has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53,652 and a net result of €51,152. Its solvency ranks better than 68% of 9,629 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
- Equity
- €53,652
- Profit
- €51,152
Why 97raises riskFounded in 2024lowers riskLiquidity: current ratio 3.27, cash €61,686Sector: Office administrative, office support and other business support activities (NACE 82)Equity €53,652 (68.9% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 69% on solvency, 81% on liquidity and 87% on profitability.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointments: VANMEERHAEGHE Mathieu Benoit Ivo…
Financials · financial year 2025, micro format
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Gross operating margin9900 | €64,893 |
| Operating profit (loss)9901 | €64,893 |
| Financial income75/76B | €41 |
| Recurring financial income75 | €41 |
| Financial charges65/66B | €38 |
| Recurring financial charges65 | €38 |
| Profit (loss) for the period before taxes9903 | €64,897 |
| Income taxes67/77 | €13,745 |
| Profit (loss) for the period9904 | €51,152 |
| Profit (loss) for the period to be appropriated9905 | €51,152 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €77,921 | |
| Current assets29/58 | €77,921 | |
| Amounts receivable within one year40/41 | €16,160 | |
| Trade receivables40 | €14,589 | |
| Other amounts receivable41 | €1,571 | |
| Cash at bank and in hand54/58 | €61,686 | |
| Deferred charges and accrued income490/1 | €76 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €77,921 | |
| Equity10/15 | €53,652 | |
| Contributions10/11 | €2,500 | |
| Reserves13 | €51,152 | |
| Distributable reserves133 | €51,152 | |
| Amounts payable17/49 | €24,269 | |
| Amounts payable within one year42/48 | €23,819 | |
| Taxes, remuneration and social security45 | €23,819 | |
| Taxes450/3 | €21,769 | |
| Remuneration and social security454/9 | €2,050 | |
| Accrued charges and deferred income492/3 | €450 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €51,152 |
| Operating cash flow (approximation) | €51,152 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 22-07-2026 | 2026-00338277 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| DESCAMPS Luna |
|
| VANMEERHAEGHE Mathieu Benoit Ivo |
|
Owners and capital
Capital and shareholders
- VANMEERHAEGHE Mathieu Benoit Ivo 125 shares (50%) · €1,250
- DESCAMPS Luna 125 shares (50%) · €1,250
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 25-09-2024 Incorporation · €2,500 · 250 shares
Group and network
Connections & network
1 connected companyThe connected companies are in the list below.
History
Acts, filings and financial milestones
25-09
Gazette deed
IncorporationAppointments: VANMEERHAEGHE Mathieu Benoit Ivo (statutory director) and DESCAMPS Luna (statutory director) · Founder · Founding capital9 facts ▸
- Founder, VANMEERHAEGHE Mathieu Benoit Ivo
- Founder, DESCAMPS Luna
- Incorporation, “Luva” (deed in Dutch)
- Founding capital, €2,500
- Bank account, 2500, “stortingen” (deed in Dutch)
- Director appointment, VANMEERHAEGHE Mathieu Benoit Ivo (statutory director) (2 times)
- Director appointment, DESCAMPS Luna (statutory director) (2 times)
- Registered office clause, “8500 Kortrijk,Pater Davidstraat 12” (deed in Dutch)
- Board rule, 2
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 34353B0129/00K015 | Flanders | 234 m² | 1 · 80 m² | 11.1 m · 3 |
How the parcels are linked
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- Luva
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, enkel besluit van het bestuursorgaan” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Wanneer de vennootschap optreedt als bestuurder van andere vennootschappen, wordt de vennootschap enkel rechtsgeldig vertegenwoordigd door…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Één of meer bestuurders, natuurlijke personen of rechtspersonen,al dan niet aandeelhouder” (deed in Dutch)“Deel, geheel van de bevoegdheden” (deed in Dutch)2 more provisions on this in the deed
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Gelijk recht in de winstverdeling, 1” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Friday of June at 14:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Op elk moment, algemene vergadering” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Ontbinding om welke reden en op welk ogenblik ook, indien geen andere vereffenaar benoemd” (deed in Dutch)