PAT IMMO
ActiveSummary
PAT IMMO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53,749 and a net result of €39,306. Its solvency ranks better than 69% of 7794 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency96▲+8
Growth78
Track record82
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 3.41 against 2.68 in 2024; short-term debt: 29.4% and cash: 88.8% of total assets), and 29.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.6%
Return on assets
51.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average on the deadline day; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€26,300
EBIT margin
64.3%
Net result
€39,306▲ 192%
2024 · €13,442
Working capital
€53,749▲ 272%
2024 · €14,442
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Turnover€26,300-
Operating result€16,907-€49,791▲ 195%
Net result€13,442-€39,306▲ 192%
EBIT margin64.3%-
Equity€14,442-€53,749▲ 272%
Total assets€23,026-€76,084▲ 230%
Debt€8,584-€22,335▲ 160%
Working capital€14,442-€53,749▲ 272%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 195% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €76,084
Equity
€53,749 ▲ 272%
Debt
€22,335 ▲ 160%
Debt's share of the balance-sheet total falls from 37.3% to 29.4%. Equity and debt are higher.
Key figures and ratios
Current ratio
3.41▲
2024 · 2.68
Debt to equity
0.42▼
2024 · 0.59
ROE
73.1%▼
2024 · 93.1%
ROA
51.7%▼
2024 · 58.4%
Debt ≤ 1 year
€22,335▲
2024 · €8,584
Income taxes
€10,473▲
2024 · €3,457
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Turnover70 | €26,300 | - | - |
| Goods, raw materials, services and sundry goods60/61 | €9,393 | - | - |
| Gross operating margin9900 | €16,907 | €49,791 | ▲ 195% |
| Operating profit (loss)9901 | €16,907 | €49,791 | ▲ 195% |
| Financial charges65/66B | €8 | €11 | ▲ 50.0% |
| Recurring financial charges65 | €8 | €11 | ▲ 50.0% |
| Profit (loss) for the period before taxes9903 | €16,899 | €49,780 | ▲ 195% |
| Income taxes67/77 | €3,457 | €10,473 | ▲ 203% |
| Profit (loss) for the period9904 | €13,442 | €39,306 | ▲ 192% |
| Profit (loss) for the period to be appropriated9905 | €13,442 | €39,306 | ▲ 192% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €23,026 | €76,084 | ▲ 230% |
| Current assets29/58 | €23,026 | €76,084 | ▲ 230% |
| Amounts receivable within one year40/41 | €6,927 | €8,496 | ▲ 22.7% |
| Trade receivables40 | €6,927 | €8,099 | ▲ 16.9% |
| Other amounts receivable41 | - | €397 | - |
| Cash at bank and in hand54/58 | €16,099 | €67,588 | ▲ 320% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €23,026 | €76,084 | ▲ 230% |
| Equity10/15 | €14,442 | €53,749 | ▲ 272% |
| Contributions10/11 | €1,000 | €1,000 | = |
| Profit (loss) carried forward14 | €13,442 | €52,749 | ▲ 292% |
| Amounts payable17/49 | €8,584 | €22,335 | ▲ 160% |
| Amounts payable within one year42/48 | €8,584 | €22,335 | ▲ 160% |
| Trade debts44 | €53 | - | - |
| Suppliers440/4 | €53 | - | - |
| Taxes, remuneration and social security45 | €8,531 | €22,335 | ▲ 162% |
| Taxes450/3 | €8,531 | €22,335 | ▲ 162% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €13,442 | €39,306 | ▲ 192% |
| Operating cash flow (approximation) | €13,442 | €39,306 | ▲ 192% |
| Change in cash | - | €51,489 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2024
Ground area
1,197 m²
Building footprint
96 m²
Volume, LiDAR
537 m³
Parcel 25021D0066/00E000, Wallonia · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PAT IMMO
since 20242.365.972.233
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25021D0066/00E000 | Wallonia | 1,197 m² | 1 · 96 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Of 24,517 companies in sector 82990 we hold annual accounts for 9,412. 6,968 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.