Luva
ActiveSummary
Luva has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53,652 and a net result of €51,152. Its solvency ranks better than 67% of 7794 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes
Profitability100
Solvency94
Growth-
Track record67
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 3.27; short-term debt: 30.6% and cash: 79.2% of total assets), and 31.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.9%
Return on assets
65.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
9 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€53,652
Total assets
€77,921
Net result
€51,152
Working capital
€54,102
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €77,921
Equity
€53,652
Debt
€24,269
Debt finances 31.1% of the balance-sheet total.
Key figures and ratios
Current ratio
3.27
Debt to equity
0.45
ROE
95.3%
ROA
65.6%
Debt ≤ 1 year
€23,819
Income taxes
€13,745
Annual accounts
| Line | 2025 |
|---|---|
| Gross operating margin9900 | €64,893 |
| Operating profit (loss)9901 | €64,893 |
| Financial income75/76B | €41 |
| Recurring financial income75 | €41 |
| Financial charges65/66B | €38 |
| Recurring financial charges65 | €38 |
| Profit (loss) for the period before taxes9903 | €64,897 |
| Income taxes67/77 | €13,745 |
| Profit (loss) for the period9904 | €51,152 |
| Profit (loss) for the period to be appropriated9905 | €51,152 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €77,921 | |
| Current assets29/58 | €77,921 | |
| Amounts receivable within one year40/41 | €16,160 | |
| Trade receivables40 | €14,589 | |
| Other amounts receivable41 | €1,571 | |
| Cash at bank and in hand54/58 | €61,686 | |
| Deferred charges and accrued income490/1 | €76 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €77,921 | |
| Equity10/15 | €53,652 | |
| Contributions10/11 | €2,500 | |
| Reserves13 | €51,152 | |
| Distributable reserves133 | €51,152 | |
| Amounts payable17/49 | €24,269 | |
| Amounts payable within one year42/48 | €23,819 | |
| Taxes, remuneration and social security45 | €23,819 | |
| Taxes450/3 | €21,769 | |
| Remuneration and social security454/9 | €2,050 | |
| Accrued charges and deferred income492/3 | €450 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €51,152 |
| Operating cash flow (approximation) | €51,152 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2024
Ground area
234 m²
Building footprint
80 m²
Volume, LiDAR
556 m³
Parcel 34353B0129/00K015, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Luva
since 20242.364.486.549
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34353B0129/00K015 | Flanders | 234 m² | 1 · 80 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WRONG
BE 0668.435.710
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CHAUVEHEID P.
BE 0801.799.327
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PAT IMMO
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Of 24,515 companies in sector 82990 we hold annual accounts for 9,413. 6,969 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded23-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.