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LUNIVA

Active
Public limited companyfounded 2006active for 20 yearsRue de la Station 12, 7060 Soignies, BelgiumKBO/BCE: BE 0881.658.437

From the official registers: KBO 19 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of LUNIVA is 1.6% (moderate). The 2025 annual accounts show equity of €54,183 and a net result of -€21,986. Equity has been shrinking by about 2.6% per year since 2018. Its solvency ranks better than 36% of 12,757 sector peers (NACE 47, financial year 2025). The company has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 02-06-2006 Normal situation
Activity
Retail sale of household textiles and bedding NACE 47512and 1 other
Establishment units
2.153.873.716 7060 Soignies, since 06-06-2006
2.153.874.013 7850 Enghien, since 06-06-2006
Financial year end
31 December
Peppol
Reachable since 18-12-2025

Financial position

61 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.6%
Annual accounts 2025
Gross margin
€133,705
▼ 11.2%
Turnover
≈ €760,000
estimated
Loss
€21,986
▼ 25.0%
Equity
€54,183
▼ 28.9%
Total assets
€223,571
▼ 8.7%
Staff
≈ 2.9 FTE
estimated
Filed on 27-07-2026, 4 days before the deadlineat the National Bank
Score breakdownraises risk2 of the last 3 accounts lateLoss of €21,986, the second in a row (financial year 2025)lowers riskSize: total assets €223,571Founded in 2006Show the evidence

Checked score

Score 2025
61 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 21% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 49-7
equity 24.2% of total assets
Liquidity 11-4
short-term debt 75.8% · cash 1.6%
Profitability 6+2
return on assets -9.8%
Bankruptcy probability within 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 11-2024: 1.4% 12-2024: 1.4%● unchanged vs 11-2024 01-2025: 1.4%● unchanged vs 12-2024 02-2025: 1.4%● unchanged vs 01-2025 03-2025: 1.4%● unchanged vs 02-2025 04-2025: 1.3%▼ -0.1 percentage points vs 03-2025 05-2025: 1.3%● unchanged vs 04-2025 06-2025: 1.3%● unchanged vs 05-2025lowest value 07-2025: 1.4%▲ +0.1 percentage points vs 06-2025 08-2025: 2.1%▲ +0.7 percentage points vs 07-2025 09-2025: 2.2%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 2.1%▼ -0.1 percentage points vs 09-2025 11-2025: 2.1%● unchanged vs 10-2025 12-2025: 2.1%● unchanged vs 11-2025 01-2026: 2.1%● unchanged vs 12-2025 02-2026: 2.1%● unchanged vs 01-2026 03-2026: 2.1%● unchanged vs 02-2026 04-2026: 2.1%● unchanged vs 03-2026 05-2026: 2.0%▼ -0.1 percentage points vs 04-2026 06-2026: 1.9%▼ -0.1 percentage points vs 05-2026 07-2026: 1.9%● unchanged vs 06-2026 08-2026: 1.6%▼ -0.3 percentage points vs 07-2026 09-2026: 1.6%● unchanged vs 08-2026 10-2026: 1.6%● unchanged vs 09-2026
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.28 (1.38 in 2024), below the usual 1.5. Short-term debt is 75.8% and cash 1.6% of total assets. 75.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 40% of them on solvency, 11% on liquidity, 16% on profitability and 16% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · 2 of the last 3 accounts late
NBB · filings
raises risk · Loss of €21,986, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €223,571
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 2006
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€21,986
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 days early
2024
49 days late
2023
51 days late
2022
58 days late
2021
40 days early
2020
25 days early
2019
36 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 8 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 September (4 of the last 5 accounts filed within 53 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 86% of companies in retail tradesector median €27,641 · 12,747 companies -€21,986 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€21,986 View

Comparable companies

These companies have the same main activity as LUNIVA: retail sale of household textiles and bedding (NACE 47512). They are comparable in size and age: total assets between €230,000 and €386,000, founded between 2003 and 2008.

CompanyTotal assetsGross margin
LUNIVA Soignies€223,571€133,705
MOVE BOX Brugge€236,943€105,477
OLINA Antwerpen€284,051€168,430
COTTON CLUB-FAIR GAME Braine-le-Château€234,122€88,403
OUWELAND-HUYS Ravels€307,894€109,262
ELUNA Diest€229,588€77,125
LILAU Nivelles€386,446€105,312
Full comparison

Documents

Annual accounts at the NBB

All 19 annual accounts

Articles and registers

Key facts about LUNIVA

What is the company number of LUNIVA?
The company number of LUNIVA is 0881.658.437. The VAT number is the same number with BE in front: BE 0881.658.437.
Where is LUNIVA based?
The registered office is at Rue de la Station 12, 7060 Soignies.Company details
What does LUNIVA do?
According to the KBO register, the main activity is retail sale of household textiles and bedding (NACE 47512).
What is the legal form of LUNIVA?
The legal form of LUNIVA is Public limited company (NV).
When was LUNIVA founded?
LUNIVA was founded on 02-06-2006.
Is LUNIVA still active?
Yes, LUNIVA is an active enterprise in the KBO register.
What is the turnover of LUNIVA?
The turnover in financial year 2025 is ≈ €760,000. This figure is estimated from the gross margin of €133,705 and 33 comparable companies (NACE 475). It probably lies between €580,000 and €1.1m.Financials
Is LUNIVA profitable?
In financial year 2025, LUNIVA made a loss of €21,986.
Where can I find the annual accounts of LUNIVA?
LUNIVA filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of LUNIVA due?
LUNIVA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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