Turnover
≈ €370,000 estimated
The micro format states no turnover.
ELUNA
Lifetime
19 annual accounts with figures on one time axis, 21 filings since 2004peak €87,226 (2023)
€77,125▼ 11.6%
lowest -€75,954 (2006)
€11,002▼ 41.4%
peak €34,947 (2024)
€34,947▲ 45.9%
€194,640▼ 11.0%
peak 1 FTE (2006)
-not published
Board1 name since 2006
1 directorVRANCKX Heidi
Documentsfilings and deeds
29-09-202560 days late
2024micro format
Result from €18,786 to €11,002Equity from €23,946 to €34,947Cash from €5,800 to €11,639
Key points
from the 2024 annual accountsChecked score
51
Fair
Financially stronger than 45% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.1%
01-2025: 1.1%● unchanged vs 12-2024
02-2025: 1.1%● unchanged vs 01-2025
03-2025: 1.1%● unchanged vs 02-2025
04-2025: 1.1%● unchanged vs 03-2025
05-2025: 1.1%● unchanged vs 04-2025
06-2025: 1.0%▼ -0.1 percentage points vs 05-2025
07-2025: 1.3%▲ +0.3 percentage points vs 06-2025
08-2025: 1.7%▲ +0.4 percentage points vs 07-2025
09-2025: 2.0%▲ +0.3 percentage points vs 08-2025
10-2025: 1.0%▼ -1.0 percentage point vs 09-2025
11-2025: 1.0%● unchanged vs 10-2025
12-2025: 1.0%● unchanged vs 11-2025
01-2026: 1.0%● unchanged vs 12-2025
02-2026: 1.0%● unchanged vs 01-2026
03-2026: 1.0%● unchanged vs 02-2026
04-2026: 1.0%● unchanged vs 03-2026
05-2026: 1.0%● unchanged vs 04-2026
06-2026: 1.0%● unchanged vs 05-2026lowest value
07-2026: 1.0%● unchanged vs 06-2026
08-2026: 1.7%▲ +0.7 percentage points vs 07-2026
09-2026: 2.0%▲ +0.3 percentage points vs 08-2026
10-2026: 2.8%▲ +0.8 percentage points vs 09-2026highest value
11-2026: 2.8%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Figures for financial year 2024 (filed on 29-09-2025)
1 financial year not filed after the legal deadline; last filed accounts filed 60 days late; 2 of the last 3 accounts late
Liquidity: current ratio 1.72, cash €11,639
lowers risk
Founded in 2003
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 31% of them on solvency, 27% on liquidity, 38% on profitability and 85% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,984 companies had the same profile as ELUNA has now. Each dot stands for 10 companies, two years later.
96.5%
were still trading
2.3%
stopped another way
1.1%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of ELUNA itself is higher: 2.8% within 12 months. It rests on far more data about ELUNA than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,984 companies, not a prediction for ELUNA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is ample, with a current ratio of 1.72 (1.6 in 2023), above the usual 1.5. Short-term debt is 52% and cash 5.1% of total assets. However, 84.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 101 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline09-11-2026 today
raises risk · 2024 accounts filed 60 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
60 days late
2023
28 days late
2022
61 days late
2021
72 days late
2020
87 days late
2019
25 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 56 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0860342092
Change of role: VRANCKX Heidi, from manager to director
Director discharge: VRANCKX Heidi (manager) · Gazette deed
New establishment in Diest
Maroquinerie Chloë, Schotelstraat 4
First establishment
RG COLLECTIONS, Koestraat 20, Diest
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ELUNA Diest | €229,588 | €77,125 | 15.2% | - |
| MIYAGE Haaltert | €248,330 | €52,553 | 39.6% | - |
| DARCO Zonhoven | €192,517 | €74,111 | 69.9% | - |
| JELAU Brussels | €157,881 | €80,378 | 40.6% | - |
| MOVE BOX Bruges | €236,943 | €105,477 | 54.6% | - |
| M.T.S. (Manuele Techniek-Software) Bruges | €212,010 | €116,027 | 86.1% | - |
| ARTEBEL Zedelgem | €222,558 | €119,142 | 54.0% | - |
These companies have the same main activity as ELUNA: retail sale of household textiles and bedding (NACE 47512). They are comparable in size and age: total assets between €158,000 and €248,000, founded between 1999 and 2006.
Official details
Source: KBO- Status
- Active since 18-07-2003Normal situation
- Activity
- Retail sale of household textiles and beddingNACE 47512and 2 others
- Establishment units
- 2.132.712.5713290 Diest, since 03-09-2003
- 2.297.692.3493290 Diest, since 01-01-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 27-11-2025
Insights on ELUNA
ELUNA files the micro format. That format states no turnover. The gross margin rose from €14,510 in 2006 to €77,125 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ELUNA
- What is the company number of ELUNA?
- The company number of ELUNA is 0860.342.092. The VAT number is the same number with BE in front: BE 0860.342.092.
- Where is ELUNA based?
- The registered office is at Koestraat 20, 3290 Diest.Company details
- What does ELUNA do?
- According to the KBO register, the main activity is retail sale of household textiles and bedding (NACE 47512).
- What is the legal form of ELUNA?
- ELUNA is a private limited company (BV).
- When was ELUNA founded?
- ELUNA was founded on 18-07-2003.
- Is ELUNA still active?
- Yes, ELUNA is an active enterprise in the KBO register.
- How many employees does ELUNA have?
- ELUNA had an average of 1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- What is the turnover of ELUNA?
- The turnover in financial year 2024 is ≈ €370,000. This figure is estimated from the gross margin of €77,125 and 35 comparable companies (NACE 475). It probably lies between €210,000 and €640,000.
- Is ELUNA profitable?
- In financial year 2024, ELUNA made a profit of €11,002.
- Where can I find the annual accounts of ELUNA?
- ELUNA filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.