Equity
€340,856 ▲ 4.6%
LILAU has made a profit without a break since 2017.
LILAU
Lifetime
17 annual accounts with figures on one time axispeak €196,636 (2009)
€105,312▼ 20.5%
lowest -€32,740 (2013)
€16,638▼ 61.0%
peak €340,856 (2025)
€340,856▲ 4.6%
€45,590▼ 6.3%
peak 2.5 FTE (2013)
-not published
Board3 names since 2019
3 directorsHudebine Eric and 2 others
Documentsfilings and deeds
29-06-202632 days before the deadline
2025micro format
Gross margin from €132,434 to €105,312Result from €42,627 to €16,638Dividend €1,666
Key points
from the 2025 annual accountsInvestments
€24,812 6.8 × depreciation
Green is investment, beige is depreciation.
Position in the sector
88.2%
Higher solvency than 93% of companies in retail trade. Sector median 33.1% · 22,924 companies.
Checked score
97
Excellent
Financially stronger than 72% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.2%▲ +0.1 percentage points vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025highest value
08-2025: < 0.1%▼ -0.2 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: 0.1%▲ +0.1 percentage points vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Sector: Retail trade (NACE 47)
lowers risk
Liquidity: current ratio 9.09, cash €98,966
Equity €340,856 (88.2% of total assets)
Founded in 2008
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 85% on liquidity, 59% on profitability and 51% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 10,904 companies had the same profile as LILAU has now. Each dot stands for 28 companies, two years later.
95.1%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of LILAU itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for LILAU. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 9.09 (9.28 in 2024), above the usual 1.5. Short-term debt is 10.4% and cash 25.6% of total assets. 11.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 days early
2024
2 days early
2023
29 days early
2022
33 days early
2021
40 days early
2020
45 days early
2019
52 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 18 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0899287790
Changes of role: Hudebine Eric Michael (director) and Masquelier Katty (director)
General meeting of 18-09-2023 · Gazette deed
Appointment: Hudebine Eric (manager)
General meeting of 22-01-2019 · Gazette deed
Incorporation
published on 28-07-2008 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LILAU Nivelles | €386,446 | €105,312 | 88.2% | - |
| OUWELAND-HUYS Ravels | €307,894 | €109,262 | 48.5% | - |
| PADECOR Lievegem | €492,410 | €135,866 | 13.9% | - |
| DÜNYA DECOR Ghent | €316,570 | €98,525 | 19.8% | - |
| COTTON CLUB-FAIR GAME Braine-le-Château | €234,122 | €88,403 | 12.9% | - |
| AERBO Lennik | €564,923 | €100,128 | 47.1% | - |
| LAVENTURA Zonhoven | €529,253 | €140,967 | 48.4% | - |
These companies have the same main activity as LILAU: retail sale of household textiles and bedding (NACE 47512). They are comparable in size and age: total assets between €234,000 and €565,000, founded between 2006 and 2011.
Official details
Source: KBO- Status
- Active since 11-07-2008Normal situation
- Activity
- Retail sale of household textiles and beddingNACE 47512and 2 others
- Joint committees
- 201Independent retail
- 100Auxiliary committee for blue-collar workers · annual accounts 2021
- Establishment unit
- 2.172.590.9541400 Nivelles, since 11-07-2008
- Financial year end
- 31 December
- Peppol
- Reachable since 15-12-2025
Annual accounts 2025
- ≈ €590,000estimated
- €386,446▲ 3.2%
- ≈ 0 FTEestimated
- Filing
- Filed on 29-06-2026, 32 days before the end of the filing period
Insights on LILAU
LILAU files the micro format. That format states no turnover. The gross margin fell from €196,636 in 2009 to €105,312 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LILAU
- What is the company number of LILAU?
- The company number of LILAU is 0899.287.790. The VAT number is the same number with BE in front: BE 0899.287.790.
- Where is LILAU based?
- The registered office is at Espace Delalieux 6, 1400 Nivelles.Company details
- What does LILAU do?
- According to the KBO register, the main activity is retail sale of household textiles and bedding (NACE 47512).
- What is the legal form of LILAU?
- LILAU is a private limited company (BV).
- When was LILAU founded?
- LILAU was founded on 11-07-2008.
- Is LILAU still active?
- Yes, LILAU is an active enterprise in the KBO register.
- How many employees does LILAU have?
- LILAU had an average of 0.1 full-time equivalents in financial year 2019, according to the filed annual accounts.Financials
- Which joint committee does LILAU fall under?
- In its 2021 annual accounts, LILAU states joint committees 201 (Independent retail) and 100 (Auxiliary committee for blue-collar workers).
- What is the turnover of LILAU?
- The turnover in financial year 2025 is ≈ €590,000. This figure is estimated from the gross margin of €105,312 and 34 comparable companies (NACE 475). It probably lies between €460,000 and €900,000. In financial year 2023 turnover was €582,114.
- Is LILAU profitable?
- In financial year 2025, LILAU made a profit of €16,638.
- Where can I find the annual accounts of LILAU?
- LILAU filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LILAU due?
- LILAU must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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