Lunchbar DK
ActiveThe computed 12-month bankruptcy probability of Lunchbar DK is 1.6% (moderate). The 2025 annual accounts show equity of €63k and a net result of €24k. Equity is growing by ~18% per year across the filed fiscal years. Its solvency ranks better than 59% of 13090 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+22
Solvency66▲+14
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.98 against 0.69 in 2024; short-term debt: 49.2% and cash: 17.4% of total assets), and 58.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.2%
Return on assets
15.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
on the day
2024
4 d late
2023
36 d early
2022
27 d early
2021
32 d early
2020
31 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€63k▲ 60.3%
2024 · €39k
2018: €14k
2019: €12k
2020: €43k
2021: €44k
2022: €40k
2023: €43k
2024: €39k
2018 → 2025
Total assets
€152k▲ 5.3%
2024 · €144k
2018: €122k
2019: €86k
2020: €92k
2021: €91k
2022: €82k
2023: €125k
2024: €144k
2018 → 2025
Net result
€24k▲ 1,785%
2024 · €1k
2018: €5k
2019: €-1k
2020: €24k
2021: €2k
2022: €-5k
2023: €4k
2024: €1k
2018 → 2025
Working capital
€-1k▲ 94.5%
2024 · €-24k
2018: €-12k
2019: €-18k
2020: €9k
2021: €19k
2022: €14k
2023: €306
2024: €-24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€40k▼ 11.2%€43k▲ 9.8%€39k▼ 9.9%€63k▲ 60.3%
Operating result€5k-€-2k€6k€5k▼ 28.1%€31k▲ 586%
Net result€2k-€-5k€4k€1k▼ 67.6%€24k▲ 1,785%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 586% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €152k
Fixed assets
€78k▼ 12.7%
Current assets
€73k▲ 34.7%
Equity and liabilities €152k
Equity
€63k▲ 60.3%
Debt
€89k▼ 15.2%
The debt ratio falls from 72.9% to 58.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€54k▲
2024 · €9k
Cash flow
€47k▲
2024 · €6k
Solvency
41.2%▲
2024 · 27.1%
Current ratio
0.98▲
2024 · 0.69
Quick ratio
0.77▲
2024 · 0.60
Debt / equity
1.42▼
2024 · 2.69
ROE
37.6%▲
2024 · 3.2%
ROA
15.5%▲
2024 · 0.9%
Interest coverage
254.28▲
2024 · 5.51
Debt
€89k▼
2024 · €105k
Debt ≤ 1 year
€75k▼
2024 · €79k
Debt > 1 year
€14k▼
2024 · €27k
Income taxes
€7k▲
2024 · €2k
Staff costs
€144k▼
2024 · €157k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€144k€152k▲
Fixed assets21/28€90k€78k▼
Tangible fixed assets22/27€90k€78k▼
Land and buildings22€8k€3k▼
Plant, machinery and equipment23€18k€18k▼
Furniture and vehicles24€63k€53k▼
Other tangible fixed assets26-€4k
Current assets29/58€55k€73k▲
Stocks and contracts in progress3€7k€16k▲
Stocks30/36€7k€16k▲
Amounts receivable within one year40/41-€31k
Trade receivables40-€2k
Other amounts receivable41-€29k
Cash at bank and in hand54/58€44k€26k▼
Deferred charges and accrued income490/1€4k€79▼
Equity and liabilities
Total equity and liabilities10/49€144k€152k▲
Equity10/15€39k€63k▲
Contributions10/11€19k€19k=
Reserves13€20k€44k▲
Distributable reserves133€20k€44k▲
Amounts payable17/49€105k€89k▼
Amounts payable after more than one year17€27k€14k▼
Financial debts170/4€27k€14k▼
Amounts payable within one year42/48€79k€75k▼
Current portion of amounts payable after more than one year42€12k€10k▼
Trade debts44€28k-
Suppliers440/4€28k-
Taxes, remuneration and social security45€15k€11k▼
Taxes450/3€3k€11k▲
Remuneration and social security454/9€12k-
Other amounts payable47/48€24k€54k▲
Income statement
Code20242025
Remuneration, social security and pensions62€157k€144k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€24k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€169k€200k▲
Operating profit (loss)9901€5k€31k▲
Financial income75/76B€10€0▼
Recurring financial income75€10€0▼
Financial charges65/66B€2k€214▼
Recurring financial charges65€2k€214▼
Profit (loss) for the period before taxes9903€3k€31k▲
Income taxes67/77€2k€7k▲
Profit (loss) for the period9904€1k€24k▲
Profit (loss) for the period to be appropriated9905€1k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€24k▲
Transfer to equity691/2€1k€24k▲
To other reserves6921€1k€24k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-5k ▼393%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.28
Current ratio from 0.58 to 1.28; short-term debt falls from €44k to €31k.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-04-2024
Resigned as Director
Location & real-estate footprint
Registered office, Grobbendonk · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nellesheide 42280 GrobbendonkGround area
6,599 m²
Building footprint
710 m²
Volume, LiDAR
5,080 m³
2 parcels, Flanders · tallest building 25.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Lunchbar Het Notariaat
since 20162.257.300.757
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12026D0403/00B002 | Flanders | 6,120 m² | 1 · 563 m² | 25.2 m · 3 fl. |
| 13010A0461/00L000 | Flanders | 479 m² | 1 · 146 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteNijlen2.257.300.757
Similar companies · same sector, comparable size
PELE
BE 0840.832.820
Waasmunster · Eq €63k
LEFFE KORTRIJK
BE 0647.695.328
Kortrijk · Eq €63k
ADI SHAKTI
BE 0848.959.044
Elsene · Eq €63k
VISPLUKHOF
BE 0429.159.177
Balen · Eq €63k
VINC SRL
BE 0712.865.767
Libramont-Chevigny · Eq €63k
Of 20,506 companies in sector 56111 we hold annual accounts for 11,453. 9,855 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-09-2016
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.