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CHEZ TEO

Active
Private limited companyfounded 20179 years activeMontoyerstraat 63, 1000 Brussel, BelgiumKBO/BCE: BE 0670.872.883
Summary

CHEZ TEO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81,940 and a net result of €26,013. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 69% of 16,193 sector peers (NACE 56, fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Full-service restaurants
NACE 56111
2 sites
Size
€157,034total assets 2025
Staff
4 FTE
Equity
€81,940
Profit
€26,013
Turnover not published (abridged schema)
Financial health
85 Excellent Checked score 2025
Bankruptcy probability, 12 months
0.4%
Structure
Accounts 33 days early0 of 3 deeds read
Why 85- Sector Food and beverage service activities (NACE 56)- Size: total assets €157,034+ Liquidity: current ratio 1.64, cash €67,794+ Equity €81,940 (52.2% of total assets)Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 67% of its sector peers (NACE 56, micro)
Financial strength · tick = 2024
Strong
Solvency 77-7
equity 52.2% of total assets
Liquidity 76+1
short-term debt 47.8% · cash 43.2%
Profitability 89+5
return on assets 16.6%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,693 companies)
Last 24 months 11-2024: 0.7% 12-2024: 0.8%▲ +0.1 percentage points vs 11-2024highest value 01-2025: 0.7%▼ -0.1 percentage points vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.6%▼ -0.1 percentage points vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 0.6%● unchanged vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.7%▲ +0.1 percentage points vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.4%▼ -0.3 percentage points vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.3%▼ -0.1 percentage points vs 06-2026lowest value 08-2026: 0.3%● unchanged vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026lowest value 10-2026: 0.4%▲ +0.1 percentage points vs 09-2026
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 1.64 against 2.1 in 2024; short-term debt: 47.8% and cash: 43.2% of total assets), and 47.8% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 70% on solvency, 80% on liquidity, 78% on profitability and 41% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Sector Food and beverage service activities (NACE 56)
KBO
lowers risk · Liquidity: current ratio 1.64, cash €67,794
NBB · annual accounts
lowers risk · Equity €81,940 (52.2% of total assets)
NBB · annual accounts
raises risk · Size: total assets €157,034
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-12-2025, 33 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
33 days early
2024
43 days early
2023
47 days early
2022
5 days early
2021
4 days early
2020
2 days early
2019
7 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 29 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close07-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Among the largest 15% on gross marginsector median €61,051 · 16,128 companies €221,114 View
  • Total assets 20256 fiscal years filed €157,034 View

By topic

Financials

Fiscal year
2025
Total assets
€157,034
Profit
€26,013
Solvency
52.2%
Turnover▲ 46.5%
Net result
20192023
Go to Financials

Timeline

Events
12
Since
2019
Next accounts
by 31-01-2027
  1. 30-06-2023Back to profit
  2. 26-01-2023Annual accounts filed
  3. 30-06-2022Weakest financial year
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Full-service restaurantsNACE 56111
Founded
08-02-2017
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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