The 2021 accounts came latest: 277 days after the end of the period.
Checked score
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 4,107 companies had the same profile as LUMO GROUP has now. Each dot stands for 11 companies, two years later.
97.9%
were still trading
0.9%
stopped another way
1.0%
went bankrupt
Small
10 to 20 years old
solvency 10 to 30%
a profit under 5% of the balance sheet
Another 0.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,107 companies, not a prediction for LUMO GROUP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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Credit check for an amount and term of your choice
Company renamed from CTIMMO to LUMO GROUP
“constitution, développement, promotion et gestion d'un patrimoine immobilier et réalisation de toute opération…” (deed in French) · General meeting of 11-09-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0656919137
Registered office moved from Ixelles to Etterbeek
New registered office: Avenue de l’Armée 41, 1040 Etterbeek · Previous registered office: Avenue Louise 120 bte 4, 1050 Ixelles · Board meeting of 23-12-2024 · Gazette deed
Resignation: Hidden nameVisible after signing in (manager)
Reappointment: Name after signing inVisible after signing in (director) · General meeting of 25-09-2024 · Gazette deed
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as LUMO GROUP: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €2.2m and €3m, founded between 2016 and 2017.
The company number of LUMO GROUP is 0656.919.137. The VAT number is the same number with BE in front: BE 0656.919.137.
Where is LUMO GROUP based?
The registered office is at Legerlaan 41, 1040 Etterbeek.Company details
What does LUMO GROUP do?
According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
What is the legal form of LUMO GROUP?
LUMO GROUP is a private limited company (BV).
When was LUMO GROUP founded?
LUMO GROUP was founded on 23-06-2016.
Is LUMO GROUP still active?
Yes, LUMO GROUP is an active enterprise in the KBO register.
What is the turnover of LUMO GROUP?
The turnover in financial year 2025 is ≈ €430,000. This figure is estimated from the gross margin of €200,896 and 33 comparable companies (NACE 681). It probably lies between €270,000 and €980,000.Financials
Is LUMO GROUP profitable?
In financial year 2025, LUMO GROUP made a profit of €42,686.
Where can I find the annual accounts of LUMO GROUP?
LUMO GROUP filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LUMO GROUP due?
LUMO GROUP must file the annual accounts for financial year 2026 by 31-07-2027.Timeline