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VIVIRADIO

Active
Private limited company (pre-2019)founded 20169 years activeGaston Geenslaan 14, 3001 Leuven, BelgiumKBO/BCE: BE 0666.901.229
Summary

The computed 12-month bankruptcy probability of VIVIRADIO is 3.3% (moderate). The 2025 annual accounts show equity of €235,245 and a net result of -€213,994. Equity is shrinking by ~19.1% per year across the filed fiscal years. Its solvency ranks better than 28% of 11,011 sector peers (NACE 68, fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Buying and selling of own real estate
NACE 68110
1 site
Size
€2.6mtotal assets 2025
Equity
€235,245
Loss
-€213,994
Turnover not published (abridged schema)
Financial health
48 Fair Checked score 2025
Bankruptcy probability, 12 months
3.3%
Structure
Board
1 member
Accounts filed 27 days late1 of 6 deeds read
Why 48- 2 changes of registered office in 24 months- Liquidity: current ratio 0.00+ Sector Real estate activities (NACE 68)+ Size: total assets €2.6mShow the evidence

Checked score

Score 2025
48 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 22% of its sector peers (NACE 68, small)
Financial strength · tick = 2024
Weak
Solvency 34-8
equity 9.1% of total assets
Liquidity 47+17
short-term debt 52.7%
Profitability 13-28
return on assets -8.3%
Bankruptcy probability, 12 months
3.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,961 companies)
Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.1%▼ -0.6 percentage points vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.2%▲ +0.1 percentage points vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.3%▲ +0.1 percentage points vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.4%▲ +0.1 percentage points vs 10-2025 12-2025: 0.5%▲ +0.1 percentage points vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.9%▲ +0.4 percentage points vs 01-2026 03-2026: 1.2%▲ +0.3 percentage points vs 02-2026 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 2.8%▲ +1.6 percentage points vs 04-2026 06-2026: 2.8%● unchanged vs 05-2026 07-2026: 2.8%● unchanged vs 06-2026 08-2026: 2.9%▲ +0.1 percentage points vs 07-2026 09-2026: 3.2%▲ +0.3 percentage points vs 08-2026 10-2026: 3.3%▲ +0.1 percentage points vs 09-2026highest value
Credit up to €11,000 at 30 days acceptable
Liquidity short (current ratio 0.0 against 0.04 in 2024; short-term debt: 52.7% of total assets), and 90.9% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small): better than 28% on solvency, 44% on liquidity, 6% on profitability and 9% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · 2 changes of registered office in 24 months
Belgian State Gazette
raises risk · Liquidity: current ratio 0.00
NBB · annual accounts
lowers risk · Sector Real estate activities (NACE 68)
KBO
lowers risk · Size: total assets €2.6m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 8 filings
Deviation from the deadline
2025
27 days late
2024
51 days early
2023
47 days early
2022
14 days early
2021
52 days early
2020
40 days early
2019
64 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 34 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 15 December (4 of the last 5 filed years within 33 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close07-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Resignation: BV FVDH BEHEER (non-statutory director)Permanent representative: Francis Vanderhoydonck ·…
  2. Annual accounts filedfiscal year 2025 · abbreviated…
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Caution: From profit to loss in 2025after €172,102 in 2024 -€213,994 View
  • Caution: Among the weakest 6% on net resultsector median €10,249 · 10,999 companies -€213,994 View
  • Caution: Board changedlatest change 17-02-2026 · 1 in office 1 joined · 1 left View

By topic

Financials

Fiscal year
2025
Total assets
€2.6m
Loss
-€213,994
Solvency
9.1%
Total assets▼ 4.5%
Net result
20192025
Go to Financials

Timeline

Events
11
Since
2018
Next accounts
by 31-01-2027
  1. 30-06-2024Back to profit
  2. 15-12-2023Annual accounts filed
  3. 17-01-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Buying and selling of own real estateNACE 68110
Founded
02-12-2016
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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