DIAMRO
ActiveDIAMRO has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €821k and a net result of €27k. Equity is growing by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 56% of 9183 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▼-13
Solvency63▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity short (current ratio 0.67 against 0.62 in 2024; short-term debt: 16.2% and cash: 1.6% of total assets), and 61.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.2%
Return on assets
1.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
33 d early
2022
34 d early
2021
31 d early
2020
19 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€821k▲ 3.3%
2024 · €794k
2018: €430k
2019: €552k
2020: €647k
2021: €750k
2022: €758k
2023: €774k
2024: €794k
2018 → 2025
Total assets
€2.15M▼ 4.8%
2024 · €2.26M
2018: €1.88M
2019: €1.98M
2020: €2.08M
2021: €2.14M
2022: €1.99M
2023: €2.29M
2024: €2.26M
2018 → 2025
Net result
€27k▲ 34.6%
2024 · €20k
2018: €317k
2019: €122k
2020: €96k
2021: €103k
2022: €8k
2023: €16k
2024: €20k
2018 → 2025
Working capital
€-116k▲ 16.0%
2024 · €-138k
2018: €-28k
2019: €-134k
2020: €-58k
2021: €-38k
2022: €-323
2023: €-179k
2024: €-138k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€750k-€758k▲ 1.0%€774k▲ 2.2%€794k▲ 2.5%€821k▲ 3.3%
Operating result€164k-€35k▼ 78.8%€47k▲ 34.7%€64k▲ 36.0%€80k▲ 25.2%
Net result€103k-€8k▼ 92.4%€16k▲ 111%€20k▲ 20.0%€27k▲ 34.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 25% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.15M
Fixed assets
€1.92M▼ 5.5%
Current assets
€233k▲ 1.9%
Equity and liabilities €2.15M
Equity
€821k▲ 3.3%
Debt
€1.33M▼ 9.1%
The debt ratio falls from 64.8% to 61.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€194k▼
2024 · €224k
Cash flow
€140k▼
2024 · €180k
Solvency
38.2%▲
2024 · 35.2%
Current ratio
0.67▲
2024 · 0.62
Quick ratio
0.67▲
2024 · 0.62
Debt / equity
1.62▼
2024 · 1.84
ROE
3.2%▲
2024 · 2.5%
ROA
1.2%▲
2024 · 0.9%
Interest coverage
4.44▼
2024 · 6.10
Debt
€1.33M▼
2024 · €1.46M
Debt ≤ 1 year
€348k▼
2024 · €366k
Debt > 1 year
€981k▼
2024 · €1.10M
Income taxes
€10k▲
2024 · €7k
Staff costs
€6k▼
2024 · €31k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.26M€2.15M▼
Fixed assets21/28€2.03M€1.92M▼
Tangible fixed assets22/27€2.03M€1.92M▼
Land and buildings22€2.03M€1.92M▼
Financial fixed assets28€3k-
Current assets29/58€228k€233k▲
Amounts receivable within one year40/41€172k€197k▲
Trade receivables40€169k€28k▼
Other amounts receivable41€3k€169k▲
Cash at bank and in hand54/58€57k€35k▼
Equity and liabilities
Total equity and liabilities10/49€2.26M€2.15M▼
Equity10/15€794k€821k▲
Contributions10/11€20k€20k=
Reserves13€774k€800k▲
Tax-exempt reserves132€1k€2k▲
Distributable reserves133€772k€798k▲
Amounts payable17/49€1.46M€1.33M▼
Amounts payable after more than one year17€1.10M€981k▼
Financial debts170/4€1.10M€981k▼
Amounts payable within one year42/48€366k€348k▼
Current portion of amounts payable after more than one year42€119k€121k▲
Trade debts44€24k€6k▼
Suppliers440/4€24k€6k▼
Taxes, remuneration and social security45€22k€22k▲
Taxes450/3€19k€22k▲
Remuneration and social security454/9€3k-
Other amounts payable47/48€201k€199k▼
Income statement
Code20242025
Remuneration, social security and pensions62€31k€6k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€160k€114k▼
Other operating charges640/8€12k€12k▲
Gross operating margin9900€266k€212k▼
Operating profit (loss)9901€64k€80k▲
Financial charges65/66B€37k€44k▲
Recurring financial charges65€37k€44k▲
Profit (loss) for the period before taxes9903€27k€36k▲
Income taxes67/77€7k€10k▲
Profit (loss) for the period9904€20k€27k▲
Transfer to tax-exempt reserves689€1k€1k=
Profit (loss) for the period to be appropriated9905€19k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€25k▲
Transfer to equity691/2€19k€25k▲
To other reserves6921€19k€25k▲
Social balance
Average headcount (FTE)90870.70.1▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €8k ▼92.4%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €500kEq €552k ▲28.3%
2 profitable years in a row build equity to €552k.
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 2 establishment units since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Neder Mosscher(Kor) 458500 KortrijkGround area
5,582 m²
Building footprint
2,740 m²
Volume, LiDAR
5,905 m³
3 parcels, Flanders · tallest building 14.2 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Optimist Gereedschappen
since 20162.250.665.858
Optimist Gereedschappen
since 20242.357.416.239
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34041A0472/00B000 | Flanders | 4,106 m² | 1 · 2,117 m² | 14.2 m |
| 34041A0423/00B002 | Flanders | 980 m² | 1 · 434 m² | 5.4 m · 1 fl. |
| 34022E0336/00N002 | Flanders | 495 m² | 1 · 189 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,321 companies in sector 68110 we hold annual accounts for 5,382. 3,374 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-02-2016
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
46841Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.