Financials
- Fiscal year
- 2025
- Total assets
- €4,512
- Loss
- -€6,193
- Solvency
- -92.9%
Lumirec
ActiveSummary
Lumirec has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€4,193) and a net result of -€6,193. Its solvency ranks better than 6% of 8524 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Overview
Activity
Public relations and communication consultancy
NACE 73300
1 site
Size
€4,512total assets 2025
- Equity
- -€4,193
- Loss
- -€6,193
Turnover not published (abridged schema)
Structure
Accounts 106 d early0 of 1 deed read
Why 53Capped at 59: negative equity- Negative equity -€4,193+ Size: total assets €4,512+ Sector Advertising, market research and public relations activities (NACE 73)+ Liquidity: current ratio 0.52, cash €907Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 8% of its sector peers (NACE 73, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength
Weak
Solvency
0
equity -92.9% of total assets
Liquidity
25
short-term debt 192.9% · cash 20.1%
Profitability
0
return on assets -137.2%
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2026: 0.9%highest value
05-2026: 0.8%▼ -15.3% vs 04-2026lowest value
06-2026: 0.8%● 0.0% vs 05-2026lowest value
07-2026: 0.8%▲ +4.9% vs 06-2026
08-2026: 0.8%● 0.0% vs 07-2026
09-2026: 0.8%▲ +2.9% vs 08-2026
10-2026: 0.9%▲ +6.1% vs 09-2026
- Negative equity -€4,193 raises the probability
- Size: total assets €4,512 lowers the probability for this profile
- Sector Advertising, market research and public relations activities (NACE 73) lowers the probability
- Liquidity: current ratio 0.52, cash €907 lowers the probability
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 73, micro). Better than this share of them on solvency 5%, liquidity 13%, profitability 6%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-04-2026, 106 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
106 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 16-04-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Public relations and communication consultancyNACE 73300
- Founded
- 10-03-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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