Luminate

Active

Private limited companyfounded 2025incorporated this yearSpiekelei 14, 2820 Bonheiden, BelgiumKBO/BCE: BE 1029.470.304

Summary

Luminate is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The annual accounts of Luminate for fiscal year 2025 show a net loss of 87% of total assets. The 2025 annual accounts show equity of €286 and a net result of -€2,714. Its solvency ranks better than 18% of 7201 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

LuminateActiveChecked score 28/100

Risk analysis Report Compare

Checked score

Score 2025

28 / 100

Weak

Every signal that weighs is under Signals.

Axes

Profitability0

Solvency34

Growth-

Track record50

Credit verdict

No publishable credit limit; credit only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

balance sheet total too small for a liquidity verdict.

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Signals

Three signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 7201 sector peers (2025).

NBB · sector comparison

Position among 7201 sector peers

Solvency

better than 18%

← weakest strongest →

Young company

Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

49 d early

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

History

On 21 October 2025, Luminate was incorporated as a Private limited company.¹ The company has filed annual accounts once, for fiscal year 2025.²

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Financials · fiscal year 2025, micro schema

Equity

€286

Total assets

€3,114

Net result

-€2,714

Working capital

€286

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Equity and liabilities €3,114

90.8%

Equity €286

Debt €2,828

Debt finances 90.8% of the balance-sheet total.

Key figures and ratios

2025 value

Debt ≤ 1 year

€2,828

Income taxes

€6

Ratios withheld: a balance sheet total of €3,114 is too small for a meaningful ratio.

Annual accounts

OverviewIncome statement Balance sheet Cash flow

Filed annual accounts As filed with the NBB · 2025 · 23 lines

Balance sheet Code2025

Assets

Total assets20/58€3,114

Current assets29/58€3,114

Amounts receivable within one year40/41€253

Other amounts receivable41€253

Cash at bank and in hand54/58€2,861

Equity and liabilities

Total equity and liabilities10/49€3,114

Equity10/15€286

Contributions10/11€3,000

Profit (loss) carried forward14-€2,714

Amounts payable17/49€2,828

Amounts payable within one year42/48€2,828

Taxes, remuneration and social security45€6

Taxes450/3€6

Other amounts payable47/48€2,822

Income statement Code2025

Gross operating margin9900-€2,658

Operating profit (loss)9901-€2,658

Financial charges65/66B€50

Recurring financial charges65€50

Profit (loss) for the period before taxes9903-€2,708

Income taxes67/77€6

Profit (loss) for the period9904-€2,714

Profit (loss) for the period to be appropriated9905-€2,714

Appropriation of the result

Profit (loss) to be appropriated9906-€2,714

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line	2025
Gross operating margin9900	-€2,658
Operating profit (loss)9901	-€2,658
Financial charges65/66B	€50
Recurring financial charges65	€50
Profit (loss) for the period before taxes9903	-€2,708
Income taxes67/77	€6
Profit (loss) for the period9904	-€2,714
Profit (loss) for the period to be appropriated9905	-€2,714

Line	2025
Assets
Total assets20/58	€3,114
Current assets29/58	€3,114
Amounts receivable within one year40/41	€253
Other amounts receivable41	€253
Cash at bank and in hand54/58	€2,861
Equity and liabilities
Total equity and liabilities10/49	€3,114
Equity10/15	€286
Contributions10/11	€3,000
Profit (loss) carried forward14	-€2,714
Amounts payable17/49	€2,828
Amounts payable within one year42/48	€2,828
Taxes, remuneration and social security45	€6
Taxes450/3	€6
Other amounts payable47/48	€2,822

Line	2025
Profit (loss) for the period9904	-€2,714
Operating cash flow (approximation)	-€2,714

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

All 1Filings 1

2026

12-06

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

NBB filing

0 of 1 act read

About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors

No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →

Location & real-estate footprint

Registered office, Bonheiden · 1 establishment unit since 2025

seat establishment The establishment unit on the map

Ground area

1,642 m²

Building footprint

217 m²

Volume, LiDAR

1,346 m³

Parcel 12031D0123/00D000, Flanders · tallest building 21.0 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Luminate

Spiekelei 14, 2820 BonheidenOther information service activities

since 20252.380.077.320

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
12031D0123/00D000	Flanders	1,642 m²	1 · 217 m²	21.0 m · 2 fl.

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Braine-le-Château · Eq €264

Of 13,405 companies in this sector we hold annual accounts for 6,906. 287 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification

Legal formPrivate limited company

Founded21-10-2025

Fiscal year end31-12

Activities, NACEBEL 2025

73300Public relations and communication consultancy

63920Other information service activities

70200Business and other management consultancy

82100Office administrative and support services

82990Other business support services

E-invoicing

Reachable via Peppol

Peppol ID 0208:1029470304

Also 9925:BE1029470304

Registered 24-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Scores and ratios are computed by Checked and are not a credit decision.