Checked.be · Company dossierhttps://checked.be/en/c/luminate-1029470304 · as of 02-10-2026
Luminate
Active
Private limited company · founded 2025 · incorporated this yearSpiekelei 14, 2820 Bonheiden, BelgiumKBO/BCE: BE 1029.470.304
Summary
Luminate is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The annual accounts of Luminate for fiscal year 2025 show a net loss of 87% of total assets. The 2025 annual accounts show equity of €286 and a net result of -€2,714. Its solvency ranks better than 18% of 7676 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Why 28- Weak solvency vs sector- Young companyLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Checked score
A figure from 0 to 100 for financial health from the latest annual accounts: the higher, the healthier. Without a figure, the card says why. A low score is a reason to look closely at payment terms and security.
28/ 100
Weak
Without a bankruptcy probability: score from the figures alone
How strong the balance sheet and results are, apart from the score: solvency, liquidity and profitability from the latest accounts, each out of 100. The score itself is the bankruptcy probability.
Weak
Solvency34
equity 9.2% of total assets
Liquidity50
short-term debt 90.8% · cash 91.9%
Profitability0
return on assets -87.2%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that this company goes bankrupt within twelve months. A low chance is reassuring; with a higher one, agree shorter payment terms or an advance.
This company is younger than 12 months. There is no public track record yet to base a reliable estimate on, so we'd rather not show a number.
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.