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Luminate

Active
Private limited companyfounded 2025incorporated this yearSpiekelei 14, 2820 Bonheiden, BelgiumKBO/BCE: BE 1029.470.304
Summary

Luminate is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The annual accounts of Luminate for fiscal year 2025 show a net loss of 87% of total assets. The 2025 annual accounts show equity of €286 and a net result of -€2,714. Its solvency ranks better than 18% of 7676 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

What they do
Public relations and communication consultancy
NACE 73300
1 site
How big
€3,114total assets 2025
Equity
€286
Loss
-€2,714
Turnover not published (abridged schema)
Financially healthy?
28 Weak Checked score 2025
Too young for a probability
Who decides
Accounts 49 d early0 of 1 deed read
Why 28- Weak solvency vs sector- Young companyLatest accounts filed on timeShow the evidence

Checked score

Score 2025
28 / 100
Weak
Without a bankruptcy probability: score from the figures alone
Financial strength
Weak
Solvency 34
equity 9.2% of total assets
Liquidity 50
short-term debt 90.8% · cash 91.9%
Profitability 0
return on assets -87.2%
Bankruptcy probability, 12 months

This company is younger than 12 months. There is no public track record yet to base a reliable estimate on, so we'd rather not show a number.

No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 7676 sector peers (2025).
NBB · sector comparison
Position among 7676 sector peers
Solvency
better than 18%
← weakest strongest →
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 0 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
49 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Caution: Among the weakest 14% on equitysector median €59,291 · 7,682 companies €286 View
  • Founded 11 months agofounded 21-10-2025 11 mo View
  • Total assets 2025first fiscal year filed €3,114 View

By topic

Financials

Fiscal year
2025
Total assets
€3,114
Loss
-€2,714
Solvency
9.2%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Public relations and communication consultancyNACE 73300
Founded
21-10-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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