Financials
- Fiscal year
- 2025
- Total assets
- €5,329
- Loss
- -€4,859
- Solvency
- 2.6%
SERVICES TECHNIQUES SOLUTIONS
ActiveSummary
The computed 12-month bankruptcy probability of SERVICES TECHNIQUES SOLUTIONS is 1.6% (moderate). The annual accounts of SERVICES TECHNIQUES SOLUTIONS for fiscal year 2025 show a net loss of 91% of total assets. The 2025 annual accounts show equity of €141 and a net result of -€4,859. Its solvency ranks better than 9% of 9523 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Other construction installation
NACE 43240
1 site
Size
€5,329total assets 2025
- Equity
- €141
- Loss
- -€4,859
Turnover not published (abridged schema)
Structure
Accounts filed 31 d late0 of 1 deed read
Why 53- Founded in 2025- Latest accounts 31 days late; 1 of the last 3 late+ Liquidity: current ratio 0.55, cash €2,281+ Size: total assets €5,329Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 19% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
28
equity 2.6% of total assets
Liquidity
50
short-term debt 97.4% · cash 42.8%
Profitability
0
return on assets -91.2%
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2026: 2.0%highest value
09-2026: 1.6%▼ -17.1% vs 08-2026lowest value
10-2026: 1.6%▲ +1.4% vs 09-2026
- Liquidity: current ratio 0.55, cash €2,281 lowers the probability
- Size: total assets €5,329 lowers the probability for this profile
- Founded in 2025 raises the probability for this profile
- Latest accounts 31 days late; 1 of the last 3 late raises the probability
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.55; short-term debt: 97.4% and cash: 42.8% of total assets), and 97.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 9%, liquidity 43%, profitability 4%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 9523 sector peers (2025).
NBB · sector comparisonPosition among 9523 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · abbreviated…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 31-08-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other construction installationNACE 43240
- Founded
- 02-07-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
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