EV LATEM
ActiveEV LATEM has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-106k) and a net result of €8k. Equity is shrinking by ~41% per year across the filed fiscal years. Its solvency ranks better than 8% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+73
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.7 against 0.77 in 2024; short-term debt: 135.9% and cash: 24.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-44.2%
Return on assets
3.3%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 14056 sector peers (2025).
NBB · sector comparisonPosition among 14056 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-04-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
6 d early
2023
59 d late
2020
59 d late
2019
8 d late
2018
35 d late
2017
144 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-106k▲ 6.9%
2024 · €-114k
2018: €165k
2019: €164k
2020: €42k
2023: €-63k
2024: €-114k
2018 → 2025
Total assets
€239k▼ 12.0%
2024 · €272k
2018: €437k
2019: €388k
2020: €663k
2023: €359k
2024: €272k
2018 → 2025
Net result
€8k
2024 · €-51k
2018: €11k
2019: €-898
2020: €-122k
2023: €80k
2024: €-51k
2018 → 2025
Working capital
€-98k▼ 29.1%
2024 · €-76k
2018: €276k
2019: €143k
2020: €80k
2023: €14k
2024: €-76k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202320242025Trend
Equity€164k-€42k▼ 74.4%€-63k€-114k▼ 80.9%€-106k▲ 6.9%
Operating result€7k-€-116k€84k€-49k€18k
Net result€-898-€-122k▼ 13,502%€80k€-51k€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €18k after a loss of €49k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €239k
Fixed assets
€12k▼ 33.5%
Current assets
€228k▼ 10.5%
Key figures and ratios
EBITDA
€24k▲
2024 · €-43k
Cash flow
€14k▲
2024 · €-45k
Solvency
-44.2%▼
2024 · -41.8%
Current ratio
0.70▼
2024 · 0.77
Quick ratio
0.70▼
2024 · 0.77
Debt / equity
-3.26▲
2024 · -3.39
ROA
3.3%▲
2024 · -18.7%
Interest coverage
8.35▲
2024 · -19.01
Debt
€345k▼
2024 · €385k
Debt ≤ 1 year
€325k▼
2024 · €330k
Debt > 1 year
€20k▼
2024 · €56k
Income taxes
€7k▲
2024 · €293
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€272k€239k▼
Fixed assets21/28€18k€12k▼
Tangible fixed assets22/27€18k€12k▼
Furniture and vehicles24€18k€12k▼
Current assets29/58€254k€228k▼
Amounts receivable within one year40/41€206k€170k▼
Trade receivables40€206k€169k▼
Other amounts receivable41-€870
Cash at bank and in hand54/58€48k€58k▲
Deferred charges and accrued income490/1€290-
Equity and liabilities
Total equity and liabilities10/49€272k€239k▼
Equity10/15€-114k€-106k▲
Contributions10/11€309k€309k=
Outside capital11€309k€309k=
Other1109/19€309k€309k=
Profit (loss) carried forward14€-422k€-414k▲
Amounts payable17/49€385k€345k▼
Amounts payable after more than one year17€56k€20k▼
Financial debts170/4€34k€12k▼
Other amounts payable178/9€21k€7k▼
Amounts payable within one year42/48€330k€325k▼
Current portion of amounts payable after more than one year42€4k€28k▲
Financial debts43€266k-
Credit institutions430/8€36k-
Other loans439€229k-
Trade debts44€32k€17k▼
Suppliers440/4€32k€17k▼
Advances received on contracts in progress46-€184k
Taxes, remuneration and social security45€12k€4k▼
Taxes450/3€10k€4k▼
Remuneration and social security454/9€3k€291▼
Other amounts payable47/48€16k€92k▲
Income statement
Code20242025
Remuneration, social security and pensions62€148-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▲
Other operating charges640/8€890€3k▲
Non-recurring operating charges66A€20k€2k▼
Gross operating margin9900€-22k€29k▲
Operating profit (loss)9901€-49k€18k▲
Financial income75/76B€616-
Recurring financial income75€616-
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€-51k€15k▲
Income taxes67/77€293€7k▲
Profit (loss) for the period9904€-51k€8k▲
Profit (loss) for the period to be appropriated9905€-51k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-422k€-414k▲
Profit (loss) brought forward from the previous period14P€-371k€-422k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 59 days late
2023
30-09
Financial
Back to profitnet €80k
Net result €80k after 2 loss-making years.
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 59 days late
2020
30-09
Financial
Weakest financial yearnet €-122k
Net result drops to €-122k, the lowest in the series; recovery starts the following year.
08-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 8 days late
2019
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 35 days late
2018
21-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 144 days late
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
07-04
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
24-04
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Achilles Musschestraat 459000 GentGround area
938 m²
Building footprint
210 m²
Volume, LiDAR
2,221 m³
Parcel 44808H0108/00V000, Flanders · tallest building 16.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
EV LATEM
since 20072.168.312.858
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44808H0108/00V000 | Flanders | 938 m² | 1 · 210 m² | 16.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 to 2023 · 3 entries · 850 EUR awarded · 850 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 109 EUR | 109 EUR |
| 2022 | 2 | 741 EUR | 741 EUR |
Schemes
Stagebonus (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
4 endedSimilar companies · same sector, comparable size
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VICTORY-MED
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MAISON RION
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Of 11,750 companies in sector 68310 we hold annual accounts for 6,907. 4,727 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-11-2007
Fiscal year end30-09
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.