Luke
ActiveLuke has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €114k and a net result of €5k. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 93% of 11282 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-26
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 7.68 against 2.26 in 2024; short-term debt: 6.4% and cash: 32.2% of total assets), and 6.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.6%
Return on assets
4.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-01-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
24 d early
2023
29 d early
2022
28 d early
2021
27 d early
2020
45 d early
2019
46 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€114k▲ 5.0%
2024 · €109k
2019: €79k
2020: €62k
2021: €68k
2022: €70k
2023: €74k
2024: €109k
2019 → 2025
Total assets
€122k▼ 9.8%
2024 · €136k
2019: €105k
2020: €89k
2021: €100k
2022: €149k
2023: €125k
2024: €136k
2019 → 2025
Net result
€5k▼ 84.4%
2024 · €35k
2019: €8k
2020: €-17k
2021: €6k
2022: €2k
2023: €3k
2024: €35k
2019 → 2025
Working capital
€53k▲ 82.2%
2024 · €29k
2019: €61k
2020: €50k
2021: €60k
2022: €52k
2023: €45k
2024: €29k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€68k-€70k▲ 3.0%€74k▲ 4.9%€109k▲ 47.7%€114k▲ 5.0%
Operating result€6k-€2k▼ 58.7%€4k▲ 66.9%€43k▲ 986%€9k▼ 78.4%
Net result€6k-€2k▼ 66.8%€3k▲ 67.4%€35k▲ 919%€5k▼ 84.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 78% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €122k
Fixed assets
€62k▼ 26.2%
Current assets
€60k▲ 16.6%
Equity and liabilities €122k
Equity
€114k▲ 5.0%
Debt
€8k▼ 70.4%
The debt ratio falls from 19.7% to 6.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€31k▼
2024 · €61k
Cash flow
€27k▼
2024 · €53k
Solvency
93.6%▲
2024 · 80.3%
Current ratio
7.68▲
2024 · 2.26
Quick ratio
7.68▲
2024 · 2.26
Debt / equity
0.07▼
2024 · 0.24
ROE
4.8%▼
2024 · 32.3%
ROA
4.5%▼
2024 · 25.9%
Interest coverage
141.61▼
2024 · 191.45
Debt
€8k▼
2024 · €27k
Debt ≤ 1 year
€8k▼
2024 · €23k
Debt > 1 year
€0▼
2024 · €4k
Income taxes
€4k▼
2024 · €8k
Staff costs
€2k▼
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€136k€122k▼
Fixed assets21/28€84k€62k▼
Tangible fixed assets22/27€84k€62k▼
Land and buildings22€16k€12k▼
Plant, machinery and equipment23€43k€36k▼
Furniture and vehicles24€3k€2k▼
Leasing and similar rights25€22k€11k▼
Financial fixed assets28€223€223=
Current assets29/58€52k€60k▲
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€21k€21k▲
Trade receivables40€19k€18k▼
Other amounts receivable41€1k€3k▲
Cash at bank and in hand54/58€31k€39k▲
Equity and liabilities
Total equity and liabilities10/49€136k€122k▼
Equity10/15€109k€114k▲
Contributions10/11€56k€56k=
Reserves13€53k€58k▲
Distributable reserves133€53k€58k▲
Amounts payable17/49€27k€8k▼
Amounts payable after more than one year17€4k€0▼
Financial debts170/4€4k€0▼
Amounts payable within one year42/48€23k€8k▼
Current portion of amounts payable after more than one year42€13k€4k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€8k€2k▼
Taxes450/3€8k€2k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€824€0▼
Income statement
Code20242025
Non-recurring operating income76A€42k€50k▲
Remuneration, social security and pensions62€25k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€22k▲
Other operating charges640/8€9k€7k▼
Non-recurring operating charges66A€598€318▼
Gross operating margin9900€95k€41k▼
Operating profit (loss)9901€43k€9k▼
Financial income75/76B€91€1▼
Recurring financial income75€91€1▼
Financial charges65/66B€320€221▼
Recurring financial charges65€320€221▼
Profit (loss) for the period before taxes9903€43k€9k▼
Income taxes67/77€8k€4k▼
Profit (loss) for the period9904€35k€5k▼
Profit (loss) for the period to be appropriated9905€35k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€35k€5k▼
Transfer to equity691/2€35k€5k▼
To other reserves6921€35k€5k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Liquidity triplescurrent ratio 7.68
Current ratio from 2.26 to 7.68; short-term debt falls from €23k to €8k.
07-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2019net €35k ▲919%
Operating result €43k, net result €35k, both a record.
30-06
Financial
Equity above €100kEq €109k ▲47.7%
4 profitable years in a row build equity to €109k.
02-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
2020
17-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Weakest financial yearnet €-17k ▼324%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
2019
16-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
29-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
25-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
12-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bree · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kanaalkaai 1C3960 BreeGround area
3,135 m²
Building footprint
1,681 m²
Volume, LiDAR
9,517 m³
2 parcels, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kanaalkaai 1, 3960 Bree
since 19962.077.377.041
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72004B0078/00Y000 | Flanders | 1,894 m² | 1 · 540 m² | 9.4 m · 1 fl. |
| 72004B0090/06B000 | Flanders | 1,241 m² | 1 · 1,141 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TIMELESS
BE 0431.438.380
Ukkel · Eq €115k
NYSSENS GRAPHICS
BE 0448.520.278
Brecht · Eq €114k
IB Dynamics
BE 0824.255.322
Huldenberg · Eq €115k
Ergoline Belgium
BE 0465.616.133
Wommelgem · Eq €115k
MIKAY
BE 0466.875.351
Beyne-Heusay · Eq €114k
Of 1,565 companies in sector 46900 we hold annual accounts for 920. 613 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-07-1996
Fiscal year end30-06
Activities, NACEBEL
46900Non-specialised wholesale trade
51900
25620Manufacture of fabricated metal products, except machinery and equipment
47789Other retail sale of new goods
52498
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.luke.be
E-mail:info@luke.be