M.C.C. TRADE
ActiveM.C.C. TRADE has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €102k and a net result of €853. Equity is growing by ~8% per year across the filed fiscal years. Its solvency ranks better than 90% of 7921 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
78
/ 100
Excellent▼ -15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability4▼-67
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 8.73 against 6.47 in 2024), and 11.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.2%
Return on assets
0.7%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
7 d late
2024
26 d late
2023
29 d late
2022
28 d late
2021
25 d late
2020
23 d late
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€853▼ 94.0%
2024 · €14k
2019: €5k
2020: €-11k
2021: €3k
2022: €14k
2023: €681
2024: €14k
2019 → 2025
Working capital
€102k▲ 55.1%
2024 · €66k
2019: €26k
2020: €19k
2021: €28k
2022: €48k
2023: €52k
2024: €66k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€72k-€86k▲ 19.6%€87k▲ 0.8%€101k▲ 16.5%€102k▲ 0.8%
Operating result€4k-€19k▲ 359%€1k▼ 94.3%€22k▲ 1,873%€1k▼ 95.0%
Net result€3k-€14k▲ 347%€681▼ 95.2%€14k▲ 2,005%€853▼ 94.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 95% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €116k
Fixed assets
€363▼ 99.0%
Current assets
€115k▲ 48.1%
Equity and liabilities €116k
Equity
€102k▲ 0.8%
Debt
€14k▲ 13.4%
The debt ratio rises from 10.6% to 11.8%: debt grows faster than equity.
Key figures and ratios
Solvency
88.2%▼
2024 · 89.4%
Current ratio
8.73▲
2024 · 6.47
Quick ratio
8.73▲
2024 · 5.99
Debt / equity
0.13▲
2024 · 0.12
ROE
0.8%▼
2024 · 14.2%
ROA
0.7%▼
2024 · 12.7%
Debt
€14k▲
2024 · €12k
Debt ≤ 1 year
€13k▲
2024 · €12k
Income taxes
€238▼
2024 · €7k
Staff costs
€61k▲
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€113k€116k▲
Fixed assets21/28€35k€363▼
Financial fixed assets28€35k€363▼
Current assets29/58€78k€115k▲
Stocks and contracts in progress3€6k-
Contracts in progress37€6k-
Amounts receivable within one year40/41€11k€27k▲
Trade receivables40€6k€14k▲
Other amounts receivable41€5k€13k▲
Cash at bank and in hand54/58€61k€89k▲
Equity and liabilities
Total equity and liabilities10/49€113k€116k▲
Equity10/15€101k€102k▲
Contributions10/11€92k€92k=
Capital10€92k€92k=
Issued capital100€92k€92k=
Reserves13-€10k
Non-distributable reserves130/1-€9k
Reserves not available under the articles1311-€9k
Tax-exempt reserves132-€800
Profit (loss) carried forward14€9k€150▼
Amounts payable17/49€12k€14k▲
Amounts payable within one year42/48€12k€13k▲
Trade debts44€2k€12k▲
Suppliers440/4€2k€12k▲
Taxes, remuneration and social security45€3k€1k▼
Taxes450/3€306€1k▲
Remuneration and social security454/9€3k-
Other amounts payable47/48€7k€220▼
Accrued charges and deferred income492/3-€440
Income statement
Code20242025
Remuneration, social security and pensions62€33k€61k▲
Other operating charges640/8€457€465▲
Gross operating margin9900€55k€62k▲
Operating profit (loss)9901€22k€1k▼
Financial income75/76B-€41
Recurring financial income75-€41
Financial charges65/66B€2€39▲
Recurring financial charges65€2€39▲
Profit (loss) for the period before taxes9903€22k€1k▼
Income taxes67/77€7k€238▼
Profit (loss) for the period9904€14k€853▼
Transfer to tax-exempt reserves689-€800
Profit (loss) for the period to be appropriated9905€14k€53▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€9k▲
Profit (loss) brought forward from the previous period14P€-5k€9k▲
Transfer to equity691/2-€9k
To the legal reserve6920-€9k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 7 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Highest result since 2019net €14k ▲2005%
Operating result €22k, net result €14k, both a record.
31-12
Financial
Equity above €100kEq €101k ▲16.5%
4 profitable years in a row build equity to €101k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 25 days late
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 23 days late
2020
31-12
Financial
Weakest financial yearnet €-11k ▼323%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 24 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 24 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
15-03-2024
Resigned as Daily management
Location & real-estate footprint
Registered office, Sprimont · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Vieille Voie de Liège 64140 SprimontGround area
3,063 m²
Building footprint
139 m²
Parcel 62100H0571/00G000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue Vieille Voie de Liège 6, 4140 Sprimont
since 19982.089.323.976
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62100H0571/00G000 | Wallonia | 3,063 m² | 1 · 139 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DISTRIPIL
BE 0810.874.369
Thimister-Clermont · Eq €102k
Dicall Efficiency
BE 0816.588.164
Nivelles · Eq €101k
GLOBAL PLASTICS
BE 0471.840.266
Huldenberg · Eq €103k
CINAGI
BE 0456.246.230
Sint-Lambrechts-Woluwe · Eq €101k
Safegarden
BE 0598.751.009
Antwerpen · Eq €104k
Of 1,556 companies in sector 46900 we hold annual accounts for 913. 589 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded22-10-1998
Fiscal year end31-12
Activities, NACEBEL
46900Non-specialised wholesale trade
51900
52250Logistics services
52290Warehousing and support activities for transportation
63405
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:mcc.trade@telenet.be
Phone:0476506185