EURO FRAME
ActiveSummary
EURO FRAME has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €157k and a net result of €25k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 82% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+18
Solvency100▲+6
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 2.8 against 1.76 in 2024; short-term debt: 16.9% of total assets), and 18.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.4%
Return on assets
13.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €157k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
34 d early
2023
33 d early
2022
10 d late
2021
30 d early
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€157k▲ 19.2%
2024 · €131k
2018: €133k
2019: €128k
2020: €123k
2021: €121k
2022: €124k
2023: €129k
2024: €131k
2018 → 2025
Total assets
€192k▲ 1.1%
2024 · €190k
2018: €181k
2019: €178k
2020: €177k
2021: €178k
2022: €205k
2023: €213k
2024: €190k
2018 → 2025
Net result
€25k▲ 1,106%
2024 · €2k
2018: €-5k
2019: €-5k
2020: €-5k
2021: €-2k
2022: €3k
2023: €6k
2024: €2k
2018 → 2025
Working capital
€58k▲ 49.8%
2024 · €39k
2018: €50k
2019: €47k
2020: €41k
2021: €40k
2022: €39k
2023: €37k
2024: €39k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€121k-€124k▲ 2.5%€129k▲ 4.6%€131k▲ 1.6%€157k▲ 19.2%
Operating result€-2k-€4k€7k▲ 87.9%€4k▼ 47.8%€26k▲ 587%
Net result€-2k-€3k€6k▲ 87.7%€2k▼ 63.0%€25k▲ 1,106%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 587% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €192k
Fixed assets
€101k ▲ 1.4%
Current assets
€91k ▲ 0.8%
Equity and liabilities €192k
Equity
€157k ▲ 19.2%
Debt
€36k ▼ 39.2%
Debt's share of the balance-sheet total falls from 31.0% to 18.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€31k▲
2024 · €9k
Cash flow
€30k▲
2024 · €7k
Current ratio
2.80▲
2024 · 1.76
Quick ratio
0.35▲
2024 · 0.27
Debt to equity
0.23▼
2024 · 0.45
ROE
16.1%▲
2024 · 1.6%
ROA
13.1%▲
2024 · 1.1%
Interest coverage
28.66▲
2024 · 5.61
Debt ≤ 1 year
€33k▼
2024 · €51k
Debt > 1 year
€3k▼
2024 · €8k
Income taxes
€246▼
2024 · €299
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€190k€192k▲
Fixed assets21/28€100k€101k▲
Tangible fixed assets22/27€100k€101k▲
Land and buildings22€77k€80k▲
Plant, machinery and equipment23€19k€16k▼
Furniture and vehicles24€4k€5k▲
Current assets29/58€90k€91k▲
Stocks and contracts in progress3€76k€80k▲
Stocks30/36€76k€80k▲
Amounts receivable within one year40/41€12k€11k▼
Trade receivables40€6k€7k▲
Other amounts receivable41€6k€4k▼
Deferred charges and accrued income490/1€2k€365▼
Equity and liabilities
Total equity and liabilities10/49€190k€192k▲
Equity10/15€131k€157k▲
Contributions10/11€62k€62k=
Reserves13€122k€122k=
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Tax-exempt reserves132€13k€13k=
Distributable reserves133€103k€103k=
Profit (loss) carried forward14€-53k€-28k▲
Amounts payable17/49€59k€36k▼
Amounts payable after more than one year17€8k€3k▼
Financial debts170/4€8k€3k▼
Amounts payable within one year42/48€51k€33k▼
Current portion of amounts payable after more than one year42€5k€4k▼
Financial debts43€4k€3k▼
Credit institutions430/8€4k€3k▼
Trade debts44€19k€9k▼
Suppliers440/4€19k€9k▼
Taxes, remuneration and social security45€3k€6k▲
Taxes450/3€3k€6k▲
Remuneration and social security454/9€100€100=
Other amounts payable47/48€21k€10k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Gross operating margin9900€9k€31k▲
Operating profit (loss)9901€4k€26k▲
Financial income75/76B€81€44▼
Recurring financial income75€81€44▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€2k€25k▲
Income taxes67/77€299€246▼
Profit (loss) for the period9904€2k€25k▲
Profit (loss) for the period to be appropriated9905€2k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-53k€-28k▲
Profit (loss) brought forward from the previous period14P€-55k€-53k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €25k ▲1106%
Operating result €26k, net result €25k, both a record.
31-12
Financial
Equity above €150kEq €157k ▲19.2%
4 profitable years in a row build equity to €157k.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after 4 loss-making years.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Dessel · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Turnhoutsebaan 1052480 DesselGround area
2,445 m²
Building footprint
203 m²
Volume, LiDAR
960 m³
Parcel 13006B1106/00P002, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EURO FRAME
since 19962.076.476.723
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13006B1106/00P002 | Flanders | 2,445 m² | 1 · 203 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EuroMobi
BE 0725.833.083
Evere · Eq €156,453
ENCO EUROPE
BE 0464.385.223
Lier · Eq €157,632
ALISSPRO
BE 0457.365.589
Profondeville · Eq €159,986
DAILY FRESH FOOD BELGIE
BE 0478.236.625
Wommelgem · Eq €152,924
SABLIERES DE LA HAMAIDE
BE 0417.048.431
Oostende · Eq €160,318
Of 1,565 companies in sector 46900 we hold annual accounts for 920. 640 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-02-1996
Fiscal year end31-12
Activities, NACEBEL 2025
46900Non-specialised wholesale trade
16281Manufacture of other wood products
47789Other retail sale of new goods
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.