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POSA

Active
Private limited companyfounded 2011active for 15 yearsBergstraat 42B, 3945 Tessenderlo-Ham, BelgiumKBO/BCE: BE 0836.484.745
Summary

POSA has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €615,310 and a net result of €93,983. Equity is growing by about 4.7% per year across the filed financial years. Its solvency ranks better than 65% of 212 sector peers (NACE 43, financial year 2026). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Floor and wall tiling
NACE 43331
1 site
Size
€998,727total assets 2026
Staff
8.8 FTE
Equity
€615,310
Profit
€93,983
Turnover not published (abbreviated format)
Financial health
71 Healthy Checked score 2026
Bankruptcy probabilitywithin 12 months
0.6%
Structure
Largest shareholder
MMC · 50%
Accounts 36 days early1 of 7 deeds read
Why 71raises riskLiquidity: current ratio 2.56Sector: Specialised construction activities (NACE 43)lowers riskFounded in 2011Equity €615,310 (61.6% of total assets)Show the evidence

Checked score

Score 2026
71 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 60% of its sector peers (NACE 43, micro)
Financial strength · tick = 2025
Strong
Solvency 87-3
equity 61.6% of total assets
Liquidity 67+5
short-term debt 36.1%
Profitability 72+28
return on assets 9.4%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,585 companies, NACE 43, micro)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.7%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.7%● unchanged vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.1%▼ -0.6 percentage points vs 09-2025lowest value 11-2025: 0.1%● unchanged vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026lowest value 06-2026: 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.6%▲ +0.5 percentage points vs 09-2026
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.56, compared with 2.91 in 2025, above the usual 1.5; short-term debt: 36.1% of total assets), and 38.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 67% on solvency, 66% on liquidity, 43% on profitability and 65% on growth.

The bankruptcy probability was computed on 20-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 2.56
NBB · annual accounts
lowers risk · Founded in 2011
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Equity €615,310 (61.6% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 25-09-2026, 36 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
36 days early
2025
35 days early
2024
69 days early
2023
25 days early
2022
10 days early
2021
13 days early
2020
9 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 28 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 26 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
21-10-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · abbreviated…
  2. Annual accounts filedfinancial year 2025 · abbreviated…
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Positive: Result rose in 2026from €16,118 to €93,983 ▲ 483% View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 8 years View
  • Among the largest 20% on gross marginsector median €210,285 · 212 companies €659,520 View

By topic

Financials

Financial year
2026
Total assets
€998,727
Profit
€93,983
Solvency
61.6%
Total assets▲ 24.2%
Net result
20192026
Go to Financials

Timeline

Events
20
Since
2013
Next accounts
by 31-10-2027
  1. 31-03-2024Equity above €500,000
  2. 28-12-2023Resignations: MMC (bestuurder,voorheen zaakvoerder genaamd) and ANDARE…
  3. 06-10-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Floor and wall tilingNACE 43331
Founded
24-05-2011
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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