Equity
-€27,006
Debts exceed assets in financial year 2025.
LUA IMMO
Overview
Lifetime
5 annual accounts with figures on one time axispeak €24,159 (2021)
€12,130▼ 46.2%
lowest -€43,688 (2021)
-€3,982▼ €10,287
peak -€23,024 (2024)
-€27,006▼ €3,982
€279,335▼ 1.8%
Board2 names since 2020
-
Documentsfilings and deeds
04-02-2026177 days before the deadline
2025micro format
Gross margin from €22,557 to €12,130Loss of €3,982Equity from -€23,024 to -€27,006Cash from €1,559 to €2,329
Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 1,565 companies had the same profile as LUA IMMO has now. Each dot stands for 4 companies, two years later.
88.8%
were still trading
5.4%
stopped another way
5.1%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,565 companies, not a prediction for LUA IMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
last known boardDirector, last mentioned in 2020
Director, last mentioned in 2020
- 50 sharesdeed of 11-08-2020
- 50 sharesdeed of 11-08-2020
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0751885404
Incorporation
Founding capital of €2,000, 100 shares · Founders: and · Appointments: (director) and (director) · published on 11-08-2020 · Gazette deed
First establishment
Avenue des Martyrs 280, Fléron
Official details
Source: KBO- Status
- Active since 07-08-2020Normal situation
- Activity
- “L’achat, l’échange, la vente, la prise en location et en sous-location, ainsi que la…” (deed in French)From the articles, 3 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.307.268.0314620 Fléron, since 07-08-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2025
Annual accounts 2025
- €12,130▼ 46.2%
- €3,982
- -€27,006▼ 17.3%
- €252,329▼ 3.5%
- Filing
- Filed on 04-02-2026, 177 days before the end of the filing period
Insights on LUA IMMO
LUA IMMO files the micro format. That format states no turnover. The gross margin fell from €24,159 in 2021 to €12,130 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 04-02-2026, 177 days before the deadline€12,130
▼ 46.2%
-€82
▼ €10,507
-€3,982
▼ €10,287
-€56,735
▼ €8,346
-10.7%
▼ 1.9 percentage points
0.04
▲ 0.00
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €92,000. Estimated: probably between €42,000 and €220,000.
Balance sheet
balance sheet total €252,329 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
252,329 | 261,359 | 269,778 | 279,943 | 293,665 | |
21/28 |
250,000 | 259,600 | 269,200 | 278,800 | 288,400 | |
22/27 |
250,000 | 259,600 | 269,200 | 278,800 | 288,400 | |
22 |
250,000 | 259,600 | 269,200 | 278,800 | 288,400 | |
29/58 |
2,329 | 1,759 | 578 | 1,143 | 5,265 | |
40/41 |
- | - | - | - | 620 | |
40 |
- | - | - | - | 620 | |
54/58 |
2,329 | 1,559 | 29 | 613 | 4,645 | |
490/1 |
- | 200 | 549 | 530 | - | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
252,329 | 261,359 | 269,778 | 279,943 | 293,665 | |
10/15 |
-27,006 | -23,024 | -29,329 | -35,690 | -41,688 | |
10/11 |
2,000 | 2,000 | 2,000 | 2,000 | 2,000 | |
14 |
-29,006 | -25,024 | -31,329 | -37,690 | -43,688 | |
17/49 |
279,335 | 284,383 | 299,107 | 315,633 | 335,353 | |
17 |
220,271 | 234,235 | 247,983 | 261,507 | 274,833 | |
170/4 |
217,271 | 231,235 | 244,983 | 258,507 | 271,833 | |
178/9 |
3,000 | 3,000 | 3,000 | 3,000 | 3,000 | |
42/48 |
59,064 | 50,148 | 37,924 | 45,726 | 60,520 | |
42 |
13,964 | 13,748 | 13,524 | 13,326 | 13,120 | |
47/48 |
45,100 | 36,400 | 24,400 | 32,400 | 47,400 | |
492/3 |
- | - | 13,200 | 8,400 | - | |
| Income statement | ||||||
9900 |
12,130 | 22,557 | 22,717 | 22,340 | 24,159 | |
630 |
9,600 | 9,600 | 9,600 | 9,600 | 58,553 | |
640/8 |
2,611 | 2,532 | 2,445 | 2,228 | 3,061 | |
9901 |
-82 | 10,425 | 10,672 | 10,512 | -37,455 | |
65/66B |
3,900 | 4,120 | 4,311 | 4,515 | 6,233 | |
65 |
3,900 | 4,120 | 4,311 | 4,515 | 6,233 | |
9903 |
-3,982 | 6,305 | 6,361 | 5,998 | -43,688 | |
9904 |
-3,982 | 6,305 | 6,361 | 5,998 | -43,688 | |
9905 |
-3,982 | 6,305 | 6,361 | 5,998 | -43,688 | |
| Appropriation of the result | ||||||
9906 |
-29,006 | -25,024 | -31,329 | -37,690 | -43,688 | |
14P |
-25,024 | -31,329 | -37,690 | -43,688 | - | |
| Document | ||||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 04-02-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 04-02-2026 | 2026-00031917 | |
| 31-12-2024 | micro format | 19-03-2025 | 2025-00050275 | |
| 31-12-2023 | micro format | 15-03-2024 | 2024-00043718 | |
| 31-12-2022 | micro format | 10-02-2023 | 2023-00026089 | |
| 31-12-2021 | micro format | 06-06-2022 | 2022-20047114 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| 9,518 | 20,025 | 20,272 | 20,112 | 21,098 | ||
| 5,618 | 15,905 | 15,961 | 15,598 | 14,865 | ||
| 0 | 0 | 0 | 0 | 346,953 | ||
| 770 | 1,530 | -584 | -4,031 | - | ||
| -56,735 | -48,389 | -37,346 | -44,583 | -55,255 | ||
| -10.7% | -8.8% | -10.9% | -12.7% | -14.2% | ||
| 0.04 | 0.04 | 0.02 | 0.02 | 0.09 | ||
| -1.6% | 2.4% | 2.4% | 2.1% | -14.9% | ||
| 2.44 | 4.86 | 4.70 | 4.45 | 3.39 |
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | - | - | €346,953 |
| €9,600 | €9,600 | €9,600 | €9,600 | €58,553 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Insights on LUA IMMO
The operating result for 2025 is a loss of €82, after a profit of €10,425 in 2024. It is the lowest result since 2021.
Equity is negative. Debt (€279,335) exceeds the balance-sheet total (€252,329).
Board & ownership
Mandates through the years
2 namesDirector (not named in the articles)
Director (not named in the articles)
Earlierend not dated
Mandates as a list
-
- Director (not named in the articles), appointed by deed of 11-08-2020, last mentioned in 2020
-
- Director (not named in the articles), appointed by deed of 11-08-2020, last mentioned in 2020
Control
Founders
,
This company
LUA IMMO
Equity -€27,006
Loss €3,982 in 2025
Capital
- Contribution
- €2,000
- Shares
- 100
- Contribution per share
- €20
- Equity per share
- -€270 in 2025
- Source
- deed of 11-08-2020
Articles of association
deed of 11-08-2020 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Moitié cédant moitié acquéreurs proportionnellement au nombre d'actions, Article 9”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 11-08-2020 ↗
- 50 shares (50%) · €1,000
- 50 shares (50%) · €1,000
Network & group
No group
LUA IMMO has no parent and no holdings in its annual accounts.
At the same address
Avenue des Martyrs 280, 4620 Fléron · 2 other companies| YUSUF & AHMET
establishment since 01-05-2016 · founded in 2008 |
4.1 FTE (2025) 0895.271.396 |
| GABASSI
registered office since 01-12-2014 · founded in 2014 |
total assets €189,532 (2025) 0564.928.790 |
Connections & network
See the function holders in the KBO register.
Timeline
Timeline
10 events since 2020Filings
Financial
Establishments
2020202220242026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed PDFmicro format · 177 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0751885404
Annual accounts 2024 filed PDFmicro format · 134 days before the deadline
2024
Annual accounts 2023 filed PDFmicro format · 138 days before the deadline
2023
Highest result from 2021 to 2025 net €6,361 ▲6.1% The operating result of €10,672 and the net result of €6,361 are both a record.
Annual accounts 2022 filed PDFmicro format · 171 days before the deadline
2022
Back to profit net €5,998 The net result is €5,998, after one loss-making year.
Annual accounts 2021 filed PDFmicro format · 55 days before the deadline
2020
IncorporationFounding capital of €2,000, 100 shares · Founders: and · Appointments: (director) and (director) · published on 11-08-20209 points ▸
- Founder,
- Founder,
- Founding capital, €2,000, 100 shares
- 100 shares
- Registered office clause, Avenue des Martyrs 280, 4620 Fléron
- Director appointment, (director (not named in the articles))
- Director appointment, (director (not named in the articles))
- Power of attorney,
- Power of attorney,
- The deed holds 9 more points.
First establishment Avenue des Martyrs 280, Fléron
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0751.885.404
- VAT number
- BE 0751.885.404
- Peppol ID
- 0208:0751885404
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 07-08-2020
- Financial year
- ends on 31 December
- Peppol
- Reachable since 24-11-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- LUA IMMO in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 11-08-2020 (in French)
Activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “L’achat, l’échange, la vente, la prise en location et en sous-location, ainsi que la cession en location et en sous-location, le tout avec…”deed of 11-08-2020 (in French)
3 activities
- L’achat, l’échange, la vente, la prise en location et en sous-location, ainsi que la cession en location et en sous-location, le tout avec ou sans option d’achat, l’exploitation et l’entretien de maisons, appartements, bureaux, magasins, fonds de commerce, terrains, terres et domaines, et de manière générale, de tous biens immobiliers, ainsi que toutes opérations de financement. Elle pourra ériger toutes constructions pour son compte ou pour compte de tiers, en tant que maître de l’ouvrage ou entrepreneur général, et effectuer, éventuellement aux biens immobiliers, des transformations et mises en valeur ainsi que l’étude et l’aménagement de lotissements y compris la construction de routes et égouts; souscrire des engagements en tant que conseiller en construction (études de génie civil et des divers équipements techniques des immeubles); acheter tous matériaux, signer tous contrats d’entreprises qui seraient nécessaires; réaliser toutes opérations de change, commission et courtage, ainsi que la gérance d’immeubles. Elle peut acheter, exploiter et construire tant pour elle-même que pour des tiers, par location ou autrement, tous parkings, garages, station-service et d’entretien.
- La conception, l’invention, la fabrication, la construction, l’importation, l’exportation l’achat et la vente, la distribution, l’entretien, l’exploitation tant en nom propre qu’en qualité d’agent, de commissionnaire ou de courtier de tout bien immobilier accessoire aux biens immobiliers visés au numéro un;
- L’achat, la vente, l’importation et l’exportation de produits et services alimentaires et non alimentaires.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Avenue des Martyrs 280 registered office 4620 Fléron 68110 Buying and selling of own real estate | 07-08-2020 | 2.307.268.031 |
Buildings and parcels at the address
- Ground area
- 80 m²
- Buildings
- 61 m²
- Volume, LiDAR
- 666 m³
- Tallest building
- 11.3 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 62038B0150/00S003 | 80 m² | 1 · 61 m² | 11.3 m · 3 |