GABASSI
ActiveGABASSI has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59k and a net result of €25k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 47% of 18120 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-4
Solvency56▲+12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 0.77 in 2024; short-term debt: 30.8% and cash: 23.3% of total assets), and 68.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.1%
Return on assets
12.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €59k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-04-2026, 95 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
95 d early
2024
108 d early
2023
77 d early
2022
110 d early
2021
40 d early
2020
52 d early
2019
94 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€59k▲ 71.4%
2024 · €34k
2018: €-2k
2019: €22k
2020: €58k
2021: €21k
2022: €20k
2023: €5k
2024: €34k
2018 → 2025
Total assets
€190k▲ 4.0%
2024 · €182k
2018: €269k
2019: €231k
2020: €262k
2021: €274k
2022: €220k
2023: €223k
2024: €182k
2018 → 2025
Net result
€25k▼ 16.2%
2024 · €29k
2018: €-21k
2019: €24k
2020: €36k
2021: €41k
2022: €37k
2023: €33k
2024: €29k
2018 → 2025
Working capital
€1k
2024 · €-15k
2018: €656
2019: €-12k
2020: €11k
2021: €-29k
2022: €-27k
2023: €-45k
2024: €-15k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€20k▼ 1.4%€5k▼ 75.1%€34k▲ 575%€59k▲ 71.4%
Operating result€59k-€54k▼ 9.7%€52k▼ 2.3%€53k▲ 0.8%€37k▼ 30.2%
Net result€41k-€37k▼ 9.3%€33k▼ 10.6%€29k▼ 12.0%€25k▼ 16.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 30% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €190k
Fixed assets
€130k▼ 1.7%
Current assets
€60k▲ 18.8%
Equity and liabilities €190k
Equity
€59k▲ 71.4%
Debt
€131k▼ 11.7%
The debt ratio falls from 81.2% to 68.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€45k▼
2024 · €64k
Cash flow
€32k▼
2024 · €41k
Solvency
31.1%▲
2024 · 18.8%
Current ratio
1.02▲
2024 · 0.77
Quick ratio
0.96▲
2024 · 0.70
Debt / equity
2.22▼
2024 · 4.31
ROE
41.7%▼
2024 · 85.2%
ROA
12.9%▼
2024 · 16.0%
Interest coverage
13.23▲
2024 · 12.47
Debt
€131k▼
2024 · €148k
Debt ≤ 1 year
€58k▼
2024 · €65k
Debt > 1 year
€72k▼
2024 · €83k
Income taxes
€9k▼
2024 · €19k
Staff costs
€45k▼
2024 · €46k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€182k€190k▲
Fixed assets21/28€132k€130k▼
Tangible fixed assets22/27€120k€117k▼
Land and buildings22€118k€116k▼
Plant, machinery and equipment23€2k€1k▼
Financial fixed assets28€13k€13k=
Current assets29/58€50k€60k▲
Stocks and contracts in progress3€4k€4k▼
Stocks30/36€4k€4k▼
Amounts receivable within one year40/41€903€11k▲
Trade receivables40-€2k
Other amounts receivable41€903€9k▲
Cash at bank and in hand54/58€42k€44k▲
Deferred charges and accrued income490/1€3k€758▼
Equity and liabilities
Total equity and liabilities10/49€182k€190k▲
Equity10/15€34k€59k▲
Contributions10/11€1€1=
Reserves13€24k€44k▲
Distributable reserves133€24k€44k▲
Profit (loss) carried forward14€10k€15k▲
Amounts payable17/49€148k€131k▼
Amounts payable after more than one year17€83k€72k▼
Financial debts170/4€83k€72k▼
Amounts payable within one year42/48€65k€58k▼
Current portion of amounts payable after more than one year42€16k€10k▼
Trade debts44€18k€27k▲
Suppliers440/4€18k€27k▲
Taxes, remuneration and social security45€16k€21k▲
Taxes450/3€2k€9k▲
Remuneration and social security454/9€14k€11k▼
Other amounts payable47/48€15k-
Income statement
Code20242025
Remuneration, social security and pensions62€46k€45k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€8k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€113k€93k▼
Operating profit (loss)9901€53k€37k▼
Financial income75/76B€80-
Recurring financial income75€80-
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€48k€34k▼
Income taxes67/77€19k€9k▼
Profit (loss) for the period9904€29k€25k▼
Profit (loss) for the period to be appropriated9905€29k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€35k▲
Profit (loss) brought forward from the previous period14P€3k€10k▲
Transfer to equity691/2€22k€20k▼
To other reserves6921€22k€20k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €41k ▲14.4%
Operating result €59k, net result €41k, both a record.
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fléron · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue des Martyrs 2804620 FléronGround area
80 m²
Building footprint
61 m²
Volume, LiDAR
666 m³
Parcel 62038B0150/00S003, Wallonia · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TWICE AS NICE
since 20142.236.122.687
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62038B0150/00S003 | Wallonia | 80 m² | 1 · 61 m² | 11.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,018 companies in sector 47770 we hold annual accounts for 900. 668 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-10-2014
Fiscal year end31-12
Activities, NACEBEL
47770Retail sale of watches and jewellery
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.