C G R
ActiveC G R has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €126k and a net result of €10k. Equity is growing by ~29.4% per year across the filed fiscal years. Its solvency ranks better than 80% of 7331 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-24
Solvency97▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.27 against 1.89 in 2024; short-term debt: 27.7% and cash: 1% of total assets), and 27.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.3%
Return on assets
5.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
67 d late
2021
30 d late
2020
17 d late
2019
7 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€126k▲ 8.9%
2024 · €116k
2018: €23k
2019: €21k
2020: €27k
2021: €31k
2022: €35k
2023: €59k
2024: €116k
2018 → 2025
Total assets
€175k▼ 0.7%
2024 · €176k
2018: €40k
2019: €41k
2020: €36k
2021: €50k
2022: €53k
2023: €86k
2024: €176k
2018 → 2025
Net result
€10k▼ 81.9%
2024 · €57k
2018: €819
2019: €-2k
2020: €6k
2021: €4k
2022: €4k
2023: €23k
2024: €57k
2018 → 2025
Working capital
€62k▲ 15.0%
2024 · €54k
2018: €20k
2019: €19k
2020: €25k
2021: €29k
2022: €35k
2023: €-1k
2024: €54k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€35k▲ 12.7%€59k▲ 65.7%€116k▲ 97.6%€126k▲ 8.9%
Operating result€7k-€6k▼ 10.7%€36k▲ 469%€81k▲ 122%€15k▼ 81.6%
Net result€4k-€4k▼ 8.7%€23k▲ 483%€57k▲ 146%€10k▼ 81.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 82% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €175k
Fixed assets
€65k▲ 3.7%
Current assets
€110k▼ 3.1%
Equity and liabilities €175k
Equity
€126k▲ 8.9%
Debt
€48k▼ 19.3%
The debt ratio falls from 34.1% to 27.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€16k▼
2024 · €81k
Cash flow
€11k▼
2024 · €57k
Solvency
72.3%▲
2024 · 65.9%
Current ratio
2.27▲
2024 · 1.89
Quick ratio
2.27▲
2024 · 1.89
Debt / equity
0.38▼
2024 · 0.52
ROE
8.2%▼
2024 · 49.4%
ROA
5.9%▼
2024 · 32.5%
Interest coverage
8.79▼
2024 · 53.41
Debt
€48k▼
2024 · €60k
Debt ≤ 1 year
€48k▼
2024 · €60k
Income taxes
€8k▼
2024 · €26k
Staff costs
€12k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€176k€175k▼
Fixed assets21/28€62k€65k▲
Tangible fixed assets22/27€2k€4k▲
Furniture and vehicles24€2k€4k▲
Financial fixed assets28€61k€61k=
Current assets29/58€114k€110k▼
Amounts receivable within one year40/41€81k€108k▲
Trade receivables40€15k€14k▼
Other amounts receivable41€65k€94k▲
Cash at bank and in hand54/58€32k€2k▼
Deferred charges and accrued income490/1€435€318▼
Equity and liabilities
Total equity and liabilities10/49€176k€175k▼
Equity10/15€116k€126k▲
Contributions10/11€7k€7k=
Reserves13€14k€14k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€12k€12k=
Profit (loss) carried forward14€96k€106k▲
Amounts payable17/49€60k€48k▼
Amounts payable within one year42/48€60k€48k▼
Trade debts44€18k€14k▼
Suppliers440/4€18k€14k▼
Taxes, remuneration and social security45€42k€34k▼
Taxes450/3€38k€34k▼
Remuneration and social security454/9€4k-
Income statement
Code20242025
Remuneration, social security and pensions62€13k€12k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€163€1k▲
Other operating charges640/8€5k€1k▼
Gross operating margin9900€99k€29k▼
Operating profit (loss)9901€81k€15k▼
Financial income75/76B€4k€6k▲
Recurring financial income75€4k€6k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€83k€19k▼
Income taxes67/77€26k€8k▼
Profit (loss) for the period9904€57k€10k▼
Profit (loss) for the period to be appropriated9905€57k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€96k€106k▲
Profit (loss) brought forward from the previous period14P€38k€96k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €57k ▲146%
Operating result €81k, net result €57k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.89
Current ratio from 0.95 to 1.89.
31-12
Financial
Equity above €100kEq €116k ▲97.6%
5 profitable years in a row build equity to €116k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
07-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 7 days late
2019
31-12
Financial
Weakest financial yearnet €-2k ▼347%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
05-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 66 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Théodore Verhaegenstraat 196-2021060 Sint-Gillis (bij-Brussel)Ground area
888 m²
Building footprint
495 m²
Volume, LiDAR
8,957 m³
2 parcels, Brussels · tallest building 22.6 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
C G R
since 20162.258.240.271
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21562A0329/00R012 | Brussels | 801 m² | 1 · 441 m² | 22.6 m · 6 fl. |
| 21384D0210/00R012 | Brussels | 87 m² | 1 · 54 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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IMMO VGJ
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MALOK
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Of 29,810 companies in sector 41001 we hold annual accounts for 16,041. 12,893 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-03-2016
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
81220Other building cleaning and industrial cleaning
43310Plastering work
43350Other building finishing work
43992Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.