Financials
- Fiscal year
- 2024
- Total assets
- €25,845
- Profit
- €2,696
- Solvency
- 53.1%
Total assets▲ 79.8%
Net result
20232024
Lousaconstruct
ActiveSummary
The computed 12-month bankruptcy probability of Lousaconstruct is 5.3% (elevated). The 2024 annual accounts show equity of €13,724 and a net result of €2,696. Its solvency ranks better than 62% of 9989 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
General construction of other non-residential buildings
NACE 41003General construction of residential buildings NACE 41001NACE 41203
1 site
Size
€25,845total assets 2024
- Equity
- €13,724
- Profit
- €2,696
Turnover not published (abridged schema)
Structure
Accounts 67 d overdue0 of 1 deed read
Why 38- 1 financial year not filed after the legal deadline; latest accounts 53 days late; 1 of the last 3 late- Founded in 2023- Sector Construction of residential and non-residential buildings (NACE 41)- Figures for FY 2024 (filed 23-09-2025)Show the evidence
Checked score
Score 2024
38
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 48% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Average
Solvency
78-22
equity 53.1% of total assets
Liquidity
32-60
short-term debt 46.9% · cash 4.0%
Profitability
64-36
return on assets 10.4%
Bankruptcy probability, 12 months
5.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.7%lowest value
12-2024: 0.7%● 0.0% vs 11-2024lowest value
01-2025: 0.7%▲ +1.8% vs 12-2024
02-2025: 0.8%▲ +4.0% vs 01-2025
03-2025: 0.8%▲ +0.9% vs 02-2025
04-2025: 0.8%▲ +2.5% vs 03-2025
05-2025: 0.8%▲ +6.5% vs 04-2025
06-2025: 0.8%▲ +1.2% vs 05-2025
07-2025: 1.0%▲ +14.9% vs 06-2025
08-2025: 1.3%▲ +37.4% vs 07-2025
09-2025: 1.5%▲ +14.9% vs 08-2025
10-2025: 4.3%▲ +182% vs 09-2025
11-2025: 4.3%● 0.0% vs 10-2025
12-2025: 4.3%● 0.0% vs 11-2025
01-2026: 4.2%▼ -1.8% vs 12-2025
02-2026: 4.2%▼ -1.2% vs 01-2026
03-2026: 4.3%▲ +2.2% vs 02-2026
04-2026: 4.4%▲ +2.1% vs 03-2026
05-2026: 4.4%▲ +1.4% vs 04-2026
06-2026: 4.4%▲ +0.1% vs 05-2026
07-2026: 4.5%▲ +1.9% vs 06-2026
08-2026: 4.8%▲ +7.3% vs 07-2026
09-2026: 5.0%▲ +3.2% vs 08-2026
10-2026: 5.3%▲ +6.0% vs 09-2026highest value
- 1 financial year not filed after the legal deadline; latest accounts 53 days late; 1 of the last 3 late raises the probability
- Founded in 2023 raises the probability for this profile
- Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
- Figures for FY 2024 (filed 23-09-2025) raises the probability
Credit up to €500 at 30 days only on tighter terms
Liquidity ample (current ratio 2.03 against 4.29 in 2023; short-term debt: 46.9% and cash: 4% of total assets), and 46.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 61%, liquidity 27%, profitability 35%, growth against the median 67%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-09-2025, 53 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
53 d late
2023
30 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 12 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2024
- 22-09-2025Annual accounts filed
- 01-07-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of other non-residential buildingsNACE 41003
- Founded
- 30-01-2023
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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