M.M GROUP CONSTRUCTION
ActiveSummary
The computed 12-month bankruptcy probability of M.M GROUP CONSTRUCTION is 2.4% (moderate). The 2025 annual accounts show equity of €124k and a net result of €59k. Its solvency ranks better than 43% of 2179 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▼-12
Solvency57▼-32
Growth52
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity tight (current ratio 1.4 against 2.72 in 2024; short-term debt: 62.6% and cash: 0.1% of total assets), and 68.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-01-2025 was due by 31-08-2025 and was filed on 03-12-2025, 94 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 2 filingsDeviation from the deadline
2026
not confirmed
2025
94 d late
2024
24 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, abbreviated schema
Turnover
€137k
EBIT margin
58.3%
Net result
€59k▼ 7.5%
2024 · €64k
2024: €64k
2024 → 2025
Working capital
€98k▲ 54.2%
2024 · €63k
2024: €63k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Turnover€137k-
Equity€65k-€124k▲ 91.1%
Operating result€80k-€82k▲ 3.0%
Net result€64k-€59k▼ 7.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €392k
Fixed assets
€49k ▲ 3,231%
Current assets
€343k ▲ 243%
Equity and liabilities €392k
Equity
€124k ▲ 91.1%
Debt
€268k ▲ 629%
Debt's share of the balance-sheet total rises from 36.2% to 68.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€89k▲
2024 · €81k
Cash flow
€66k▲
2024 · €64k
Current ratio
1.40▼
2024 · 2.72
Debt to equity
2.16▲
2024 · 0.57
ROE
47.7%▼
2024 · 98.5%
ROA
15.1%▼
2024 · 62.8%
Interest coverage
88.76▼
2024 · 6572.93
Debt ≤ 1 year
€245k▲
2024 · €37k
Debt > 1 year
€23k
Income taxes
€22k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€102k€392k▲
Fixed assets21/28€1k€49k▲
Tangible fixed assets22/27€1k€49k▲
Furniture and vehicles24€1k€49k▲
Current assets29/58€100k€343k▲
Amounts receivable within one year40/41€96k€343k▲
Trade receivables40€95k€279k▲
Other amounts receivable41€2k€63k▲
Cash at bank and in hand54/58€4k€310▼
Equity and liabilities
Total equity and liabilities10/49€102k€392k▲
Equity10/15€65k€124k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€64k€123k▲
Amounts payable17/49€37k€268k▲
Amounts payable after more than one year17-€23k
Financial debts170/4-€23k
Amounts payable within one year42/48€37k€245k▲
Current portion of amounts payable after more than one year42-€12k
Trade debts44€11k€171k▲
Suppliers440/4€11k€35k▲
Bills of exchange payable441-€135k
Taxes, remuneration and social security45€20k€63k▲
Taxes450/3€16k€38k▲
Remuneration and social security454/9€4k€24k▲
Other amounts payable47/48€6k-
Income statement
Code20242025
Turnover70€137k-
Goods, raw materials, services and sundry goods60/61€56k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€637€7k▲
Other operating charges640/8€534€2k▲
Gross operating margin9900€81k€92k▲
Operating profit (loss)9901€80k€82k▲
Financial charges65/66B€12€1k▲
Recurring financial charges65€12€1k▲
Profit (loss) for the period before taxes9903€80k€81k▲
Income taxes67/77€16k€22k▲
Profit (loss) for the period9904€64k€59k▼
Profit (loss) for the period to be appropriated9905€64k€59k▼
Appropriation of the result
Profit (loss) to be appropriated9906€64k€123k▲
Profit (loss) brought forward from the previous period14P-€64k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 94 days late
31-01
Financial
Equity above €100kEq €124k ▲91.1%
2 profitable years in a row build equity to €124k.
2024
24-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergensesteenweg 241600 Sint-Pieters-LeeuwGround area
3,664 m²
Building footprint
572 m²
Volume, LiDAR
4,211 m³
2 parcels, Flanders, Wallonia · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
M.M GROUP CONSTRUCTION
since 20232.354.704.001
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25061A0091/00A000 | Wallonia | 2,026 m² | 1 · 174 m² | 7.6 m · 2 fl. |
| 23077A0118/00W082 | Flanders | 1,638 m² | 1 · 398 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LNT WORKS
BE 0794.682.594
Fontaine-l'Evêque · Eq €123,202
AMPRENTA
BE 0775.826.091
Gent · Eq €124,713
AAZ CONCEPT
BE 0881.584.302
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IATCHIV BOUWWERKEN
BE 1003.330.584
Rijkevorsel · Eq €122,665
PRORENBO
BE 0674.824.446
Antwerpen · Eq €125,054
Of 2,451 companies in sector 41003 we hold annual accounts for 1,054. 746 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-01-2023
Fiscal year end31-01
Activities, NACEBEL 2025
41003General construction of other non-residential buildings
43120Site preparation
43221Plumbing work
43230Insulation installation
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.