LONGSCHAMPS CARS
ActiveLONGSCHAMPS CARS has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.95M and a net result of €1.21M. Equity is growing by ~21.5% per year across the filed fiscal years. Its solvency ranks better than 36% of 4157 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-3
Solvency50▼-20
Growth65▼-2
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €260k at 30 days acceptable
Liquidity tight (current ratio 1.36 against 1.97 in 2024; short-term debt: 73.2% and cash: 43.2% of total assets), and 75.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.6%
Return on assets
7.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
27 d early
2023
30 d early
2022
28 d early
2021
51 d early
2020
29 d early
2019
38 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€24.64M▼ 7.5%
2024 · €26.64M
2019: €22.31M
2020: €18.99M
2021: €20.01M
2022: €19.50M
2023: €33.41M
2024: €26.64M
2019 → 2025
EBIT margin
7.1%▼ 1.9pp
2024 · 9.0%
2019: 4.7%
2020: 5.4%
2021: 4.8%
2022: 8.6%
2023: 10.4%
2024: 9.0%
2019 → 2025
Net result
€1.21M▼ 29.0%
2024 · €1.71M
2019: €720k
2020: €677k
2021: €706k
2022: €1.22M
2023: €2.52M
2024: €1.71M
2019 → 2025
Working capital
€4.21M▼ 53.9%
2024 · €9.14M
2019: €3.62M
2020: €4.63M
2021: €5.37M
2022: €5.01M
2023: €7.44M
2024: €9.14M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€20.01M-€19.50M▼ 2.6%€33.41M▲ 71.3%€26.64M▼ 20.2%€24.64M▼ 7.5%
Equity€4.30M-€4.21M▼ 2.0%€6.73M▲ 59.8%€8.44M▲ 25.4%€3.95M▼ 53.2%
Operating result€951k-€1.68M▲ 76.9%€3.47M▲ 106%€2.39M▼ 31.1%€1.75M▼ 26.7%
Net result€706k-€1.22M▲ 72.3%€2.52M▲ 107%€1.71M▼ 32.1%€1.21M▼ 29.0%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €16.07M
Fixed assets
€101k▼ 24.6%
Current assets
€15.97M▼ 13.9%
Equity and liabilities €16.07M
Equity
€3.95M▼ 53.2%
Provisions
€29k=
Debt
€12.09M▲ 18.3%
The debt ratio rises from 54.7% to 75.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€1.81M▼
2024 · €2.45M
Cash flow
€1.28M▼
2024 · €1.77M
Solvency
24.6%▼
2024 · 45.2%
Current ratio
1.36▼
2024 · 1.97
Quick ratio
0.78▼
2024 · 1.14
Debt / equity
3.06▲
2024 · 1.21
ROE
30.8%▲
2024 · 20.3%
ROA
7.6%▼
2024 · 9.1%
Interest coverage
59.14▲
2024 · 31.40
Debt
€12.09M▲
2024 · €10.22M
Debt ≤ 1 year
€11.76M▲
2024 · €9.41M
Debt > 1 year
€1k▼
2024 · €368k
Income taxes
€451k▼
2024 · €613k
Staff costs
€1.30M▲
2024 · €1.06M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€18.69M€16.07M▼
Fixed assets21/28€134k€101k▼
Tangible fixed assets22/27€134k€101k▼
Plant, machinery and equipment23€24k€10k▼
Furniture and vehicles24€1k€12k▲
Other tangible fixed assets26€109k€80k▼
Current assets29/58€18.55M€15.97M▼
Stocks and contracts in progress3€7.86M€6.82M▼
Stocks30/36€7.86M€6.82M▼
Goods purchased for resale34€7.86M€6.82M▼
Amounts receivable within one year40/41€2.77M€2.20M▼
Trade receivables40€2.29M€2.03M▼
Other amounts receivable41€474k€170k▼
Cash at bank and in hand54/58€7.90M€6.95M▼
Deferred charges and accrued income490/1€23k€6k▼
Equity and liabilities
Total equity and liabilities10/49€18.69M€16.07M▼
Equity10/15€8.44M€3.95M▼
Contributions10/11€135k€135k=
Capital10€135k€135k=
Issued capital100€135k€135k=
Reserves13€8.31M€3.81M▼
Non-distributable reserves130/1€14k€14k=
Legal reserve130€14k€14k=
Tax-exempt reserves132€1.31M€1.05M▼
Distributable reserves133€6.99M€2.75M▼
Profit (loss) carried forward14€928€833▼
Provisions and deferred taxes16€29k€29k=
Provisions for liabilities and charges160/5€29k€29k=
Other liabilities and charges164/5€29k€29k=
Amounts payable17/49€10.22M€12.09M▲
Amounts payable after more than one year17€368k€1k▼
Other amounts payable178/9€368k€1k▼
Amounts payable within one year42/48€9.41M€11.76M▲
Financial debts43€62k€88k▲
Credit institutions430/8€62k€88k▲
Trade debts44€7.79M€8.26M▲
Suppliers440/4€7.79M€8.26M▲
Advances received on contracts in progress46€718k€475k▼
Taxes, remuneration and social security45€664k€544k▼
Taxes450/3€581k€411k▼
Remuneration and social security454/9€83k€133k▲
Other amounts payable47/48€182k€2.39M▲
Accrued charges and deferred income492/3€436k€334k▼
Income statement
Code20242025
Operating income70/76A€29.43M€27.11M▼
Turnover70€26.64M€24.64M▼
Other operating income74€2.79M€2.25M▼
Non-recurring operating income76A€1k€222k▲
Operating charges60/66A€27.04M€25.36M▼
Goods for resale, raw materials and consumables60€24.41M€22.69M▼
Purchases600/8€23.45M€21.29M▼
Change in stocks: decrease (increase)609€959k€1.40M▲
Services and other goods61€1.02M€1.18M▲
Remuneration, social security and pensions62€1.06M€1.30M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€62k€62k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€393k€-82k▼
Other operating charges640/8€76k€50k▼
Non-recurring operating charges66A€17k€156k▲
Operating profit (loss)9901€2.39M€1.75M▼
Financial income75/76B€26k€16k▼
Recurring financial income75€26k€16k▼
Income from current assets751-€7k
Other financial income752/9€26k€9k▼
Financial charges65/66B€92k€102k▲
Recurring financial charges65€92k€102k▲
Debt charges650€78k€31k▼
Write-downs on current assets other than stocks, contracts in progress and trade receivables: additions (reversals)651-€46k
Other financial charges652/9€14k€26k▲
Profit (loss) for the period before taxes9903€2.32M€1.67M▼
Income taxes67/77€613k€451k▼
Taxes670/3€613k€451k▼
Profit (loss) for the period9904€1.71M€1.21M▼
Transfer from tax-exempt reserves789€211k€253k▲
Transfer to tax-exempt reserves689€505k-
Profit (loss) for the period to be appropriated9905€1.41M€1.47M▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.42M€1.47M▲
Profit (loss) brought forward from the previous period14P€206€928▲
Transfer from equity791/2-€4.49M
From reserves792-€4.49M
Transfer to equity691/2€1.41M€253k▼
To other reserves6921€1.41M€253k▼
Profit to be distributed694/7-€5.71M
Return on contributions (dividend)694-€5.71M
Social balance
Average headcount (FTE)908717.817.2▼
The notes to these accounts (50 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2019net €2.52M ▲107%
Operating result €3.47M, net result €2.52M, both a record.
31-12
Financial
Equity above €5MEq €6.73M ▲59.8%
5 profitable years in a row build equity to €6.73M.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €677k ▼5.9%
Net result drops to €677k, the lowest in the series; recovery starts the following year.
07-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 38 days late
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
17-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 17 days late
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Namur 2421300 WavreGround area
1.1 ha
Building footprint
2,587 m²
Volume, LiDAR
8,571 m³
Parcel 25772K0027/00C000, Wallonia · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LONGSCHAMPS CARS
since 20022.157.292.866
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25772K0027/00C000 | Wallonia | 1.1 ha | 2 · 2,587 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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G & A MOTORS
BE 0438.972.015
Turnhout · Eq €3.96M
GARAGE BOONE
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OLLIVIER
BE 0431.397.206
Waterloo · Eq €4.00M
Of 10,672 companies in sector 47811 we hold annual accounts for 5,223. 1,718 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded08-01-2002
Fiscal year end31-12
Activities, NACEBEL
47811Retail sale of cars and light vans (up to 3.5 tonnes)
50103
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
50200
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.