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G & A MOTORS

Active
Public limited companyfounded 1989active for 36 yearsRaadsherenstraat 1, 2300 Turnhout, BelgiumKBO/BCE: BE 0438.972.015

From the official registers: KBO 37 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

G & A MOTORS has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.0m and a net result of €87,368. Equity has been growing by about 5.3% per year since 2018. Its solvency ranks better than 43% of 5,036 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisFollow ReportCompare
G & A MOTORSActiveChecked score 81/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 21-11-1989 Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811and 3 others
Establishment unit
2.047.050.881 2300 Turnhout, since 12-02-1990
Financial year end
31 December
Peppol
Reachable since 20-11-2025
Company details

Board and ownership

Board
  • Jobes HoldingDirector · since 26-09-2024 · permanent representative Joeri Adriaenssens
  • NEARBYDirector · since 26-09-2024 · permanent representative Jan Téblick
  • Fastré Management SolutionsDirector · permanent representative Jan Fastré
Auditor
Moore Audit
Shareholders
Board & ownership

Financial position

81 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Turnover
€52.2m
▼ 13.3%
Profit
€87,368
▼ 69.4%
Equity
€4.0m
=
Total assets
€13.4m
▼ 17.2%
Staff
44.4 FTE
▲ 7.5%
Net result -69%: branch of activity transferred
Filed on 01-07-2026, 30 days before the deadlineat the National Bank
Financials
Score breakdownraises riskLiquidity: current ratio 1.35, cash €528,209Size: turnover €52.2m, 44.4 FTE, total assets €13.4mSector: Retail trade (NACE 47)lowers riskFounded in 1989Show the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 30% of small companies in retail trade (NACE 47)
Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 55+5
equity 29.6% of total assets
Liquidity 19+4
short-term debt 68.3% · cash 3.9%
Profitability 49+5
return on assets 0.7%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,694 companies, NACE 47, small)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.4%▼ -0.1 percentage points vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.5%▲ +0.1 percentage points vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025 08-2025: 0.6%● unchanged vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026highest value 08-2026: 0.4%▼ -0.2 percentage points vs 07-2026lowest value 09-2026: 0.4%● unchanged vs 08-2026lowest value 10-2026: 0.4%● unchanged vs 09-2026lowest value
Credit of up to €320,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.35 (1.16 in 2024), below the usual 1.5. Short-term debt is 68.3% and cash 3.9% of total assets. 70.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 49% of them on solvency, 16% on liquidity, 31% on profitability and 25% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.35, cash €528,209
NBB · annual accounts
lowers risk · Founded in 1989
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: turnover €52.2m, 44.4 FTE, total assets €13.4m
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 days early
2024
22 days early
2023
37 days early
2022
17 days early
2021
41 days early
2020
44 days early
2019
52 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 35 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 89% of companies in retail tradesector median €446,140 · 5,037 companies €4.0m View
  • Result fell in 2025branch of activity transferred to JUSO ▼ 69.4% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 8 profitable years in a rowprofit 2025: €87,368 8 years View
  • Branch transferred to JUSOcontribution on 14-06-2024 2024 View
  • New directorlatest change 01-08-2026 · 3 in office 1 joined View
  • Flemish supportawarded from 2022 to 2025 €152,877 View

Companies linked to G & A MOTORS

Comparable companies

These companies have the same main activity as G & A MOTORS: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €11m and €14m, founded between 1984 and 1992.

CompanyTotal assetsTurnover
G & A MOTORS Turnhout€13.4m€52.2m
Automobile Centre Mechelen II Mechelen€12.5m€61.2m
Jean Michel MARTIN Sint-Pieters-Woluwe€14.4m€43.8m
BELIËN NEERPELT Pelt€14.1m€60.7m
Etablissements Fernand NERI Fléron€12.1m€40.2m
OLLIVIER Waterloo€13.6m€38.9m
HENRY Visé€11.2m€41.5m
Full comparison

Documents

Annual accounts at the NBB

All 37 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about G & A MOTORS
What is the company number of G & A MOTORS?
The company number of G & A MOTORS is 0438.972.015. The VAT number is the same number with BE in front: BE 0438.972.015.
Where is G & A MOTORS based?
The registered office is at Raadsherenstraat 1, 2300 Turnhout.Company details
What does G & A MOTORS do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of G & A MOTORS?
The legal form of G & A MOTORS is Public limited company (NV).
When was G & A MOTORS founded?
G & A MOTORS was founded on 21-11-1989.
Is G & A MOTORS still active?
Yes, G & A MOTORS is an active enterprise in the KBO register.
How many employees does G & A MOTORS have?
G & A MOTORS had an average of 44.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of G & A MOTORS?
The turnover of G & A MOTORS was €52.2m in financial year 2025, according to the filed annual accounts.
Is G & A MOTORS profitable?
In financial year 2025, G & A MOTORS made a profit of €87,368.
Where can I find the annual accounts of G & A MOTORS?
G & A MOTORS filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of G & A MOTORS due?
G & A MOTORS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence See whether the workforce is growing and whether people stay.Employer check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies

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