Equity
€61,056 ▼ 52.0%
AS-EXPERTS paid out €66,850 in dividends. That is 10,175% of the 2025 profit.
AS-EXPERTS
Lifetime
15 annual accounts with figures on one time axispeak €66,988 (2011)
€3,783▼ 84.0%
lowest -€7,009 (2015)
€657▼ 95.5%
peak €127,249 (2024)
€61,056▼ 52.0%
€8,059▲ 216%
Board4 names since 2016
1 directorNicolas Degallaix
Documentsfilings and deeds
30-06-202631 days before the deadline
2025micro format
Gross margin from €23,680 to €3,783Result from €14,510 to €657Dividend €66,850Equity from €127,249 to €61,056Debts from €2,554 to €8,059
Key points
from the 2025 annual accountsChecked score
94
Excellent
Financially stronger than 52% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 7.97, cash €20,239
Equity €61,056 (88.3% of total assets)
Figures for financial year 2025 (filed on 30-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 78% on liquidity, 33% on profitability and 12% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 10,904 companies had the same profile as AS-EXPERTS has now. Each dot stands for 28 companies, two years later.
95.2%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of AS-EXPERTS itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for AS-EXPERTS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 7.97 (48.21 in 2024), above the usual 1.5. Short-term debt is 11.7% and cash 29.3% of total assets. 11.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 days early
2024
31 days early
2023
36 days early
2022
33 days early
2021
32 days early
2020
32 days early
2019
20 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 31 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
ND
Nicolas Degallaix
Manager, since 27-04-2021
- Nicolas Degallaix 100%deed of 27-05-2021
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0825375077
Resignation: Constantin Carpiaux (manager)
Transfer of shares from Constantin Carpiaux to Nicolas Degallaix · Nicolas Degallaix holds 100% of the shares · Director discharge: Constantin Carpiaux · General meeting of 27-04-2021 · Gazette deed
1 manager appointed, 2 resignations
Transfer of shares from Gilles Lemercinier to Nicolas Degallaix · Transfer of shares from Rémy Schietse to Nicolas Degallaix · Resignations: Gilles Lemercinier (manager) and Rémy Schietse (manager) · General meeting of 07-09-2016 · Gazette deed
Registered-office move
Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| AS-EXPERTS Mons | €69,115 | €3,783 | 88.3% | - |
| Guichets Fermés Beauvechain | €67,370 | €3,986 | 56.3% | - |
| TAMARACK Brussels | €71,481 | €4,153 | 66.3% | - |
| OPTRIDIS Seraing | €72,639 | €3,463 | -25.9% | - |
| SOCONMA Ghent | €79,327 | €3,920 | 99.6% | - |
| LONATH Waremme | €69,543 | €4,111 | 63.8% | - |
| AKN CONSULTING Namur | €61,892 | €4,256 | 73.2% | - |
These companies have the same main activity as AS-EXPERTS: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €61,900 and €79,300, founded between 2008 and 2011.
Official details
Source: KBO- Status
- Active since 15-04-2010Normal situation
- Activity
- Business and other management consultancyNACE 70200and 2 others
- Establishment unit
- 2.187.832.0307030 Mons, since 15-04-2010
- Financial year end
- 31 December
- Peppol
- Reachable since 08-10-2025
Annual accounts 2025
- ≈ €18,000estimated
- €69,115▼ 46.8%
- Filing
- Filed on 30-06-2026, 31 days before the end of the filing period
Insights on AS-EXPERTS
AS-EXPERTS files the micro format. That format states no turnover. The gross margin fell from €66,988 in 2011 to €3,783 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about AS-EXPERTS
- What is the company number of AS-EXPERTS?
- The company number of AS-EXPERTS is 0825.375.077. The VAT number is the same number with BE in front: BE 0825.375.077.
- Where is AS-EXPERTS based?
- The registered office is at Rue Nestor Dehon 43, 7030 Mons.Company details
- What does AS-EXPERTS do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of AS-EXPERTS?
- AS-EXPERTS is a private limited company (pre-2019) (BVBA).
- When was AS-EXPERTS founded?
- AS-EXPERTS was founded on 15-04-2010.
- Is AS-EXPERTS still active?
- Yes, AS-EXPERTS is an active enterprise in the KBO register.
- What is the turnover of AS-EXPERTS?
- The turnover in financial year 2025 is ≈ €18,000. This figure is estimated from the gross margin of €3,783 and 205 comparable companies (NACE 70200). It probably lies between €8,500 and €35,000. It is a rough estimate.Financials
- Is AS-EXPERTS profitable?
- In financial year 2025, AS-EXPERTS made a profit of €657.
- Where can I find the annual accounts of AS-EXPERTS?
- AS-EXPERTS filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of AS-EXPERTS due?
- AS-EXPERTS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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