AS-EXPERTS
ActiveSummary
AS-EXPERTS has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €127k and a net result of €15k. Equity is growing by ~28.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 37953 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability83▼-8
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 48.21 against 24.97 in 2023; short-term debt: 2% and cash: 16.9% of total assets), and 2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
36 d early
2022
33 d early
2021
32 d early
2020
32 d early
2019
20 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€127k▲ 12.9%
2023 · €113k
2018: €1klowest in 7 years
2019: €18k▲ +1520% vs 2018
2020: €49k▲ +170% vs 2019
2021: €76k▲ +55.8% vs 2020
2022: €93k▲ +22.8% vs 2021
2023: €113k▲ +21.3% vs 2022
2024: €127k▲ +12.9% vs 2023highest in 7 years
2018 → 2024
Total assets
€130k▲ 10.6%
2023 · €117k
2018: €3klowest in 7 years
2019: €23k▲ +583% vs 2018
2020: €57k▲ +151% vs 2019
2021: €83k▲ +44.9% vs 2020
2022: €98k▲ +18.5% vs 2021
2023: €117k▲ +20.1% vs 2022
2024: €130k▲ +10.6% vs 2023highest in 7 years
2018 → 2024
Net result
€15k▼ 30.2%
2023 · €21k
2018: €-2klowest in 7 years
2019: €17k▲ +833% vs 2018
2020: €37k▲ +117% vs 2019highest in 7 years
2021: €31k▼ -15.8% vs 2020
2022: €18k▼ -41.5% vs 2021
2023: €21k▲ +15.3% vs 2022
2024: €15k▼ -30.2% vs 2023
2018 → 2024
Working capital
€121k▲ 7.9%
2023 · €112k
2018: €1klowest in 7 years
2019: €17k▲ +1472% vs 2018
2020: €48k▲ +175% vs 2019
2021: €75k▲ +55.4% vs 2020
2022: €92k▲ +23.2% vs 2021
2023: €112k▲ +21.5% vs 2022
2024: €121k▲ +7.9% vs 2023highest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€49k-€76k▲ 55.8%€93k▲ 22.8%€113k▲ 21.3%€127k▲ 12.9%
2020: €49klowest in 5 years
2021: €76k▲ +55.8% vs 2020
2022: €93k▲ +22.8% vs 2021
2023: €113k▲ +21.3% vs 2022
2024: €127k▲ +12.9% vs 2023highest in 5 years
Operating result€52k-€47k▼ 9.6%€28k▼ 40.4%€32k▲ 14.2%€22k▼ 30.2%
2020: €52khighest in 5 years
2021: €47k▼ -9.6% vs 2020
2022: €28k▼ -40.4% vs 2021
2023: €32k▲ +14.2% vs 2022
2024: €22k▼ -30.2% vs 2023lowest in 5 years
Net result€37k-€31k▼ 15.8%€18k▼ 41.5%€21k▲ 15.3%€15k▼ 30.2%
2020: €37khighest in 5 years
2021: €31k▼ -15.8% vs 2020
2022: €18k▼ -41.5% vs 2021
2023: €21k▲ +15.3% vs 2022
2024: €15k▼ -30.2% vs 2023lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 30% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €130k
Fixed assets
€7k ▲ 584%
Current assets
€123k ▲ 5.8%
Equity and liabilities €130k
Equity
€127k ▲ 12.9%
Debt
€3k ▼ 45.2%
Debt's share of the balance-sheet total falls from 4.0% to 2.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23k▼
2023 · €33k
Cash flow
€15k▼
2023 · €21k
Current ratio
48.21▲
2023 · 24.97
Debt to equity
0.02▼
2023 · 0.04
ROE
11.4%▼
2023 · 18.4%
ROA
11.2%▼
2023 · 17.7%
Interest coverage
53.36▲
2023 · 52.69
Debt ≤ 1 year
€3k▼
2023 · €5k
Income taxes
€7k▼
2023 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 44 lines
Balance sheet
Code20232024
Assets
Total assets20/58€117k€130k▲
Fixed assets21/28€976€7k▲
Tangible fixed assets22/27€976€7k▲
Furniture and vehicles24€976€7k▲
Current assets29/58€116k€123k▲
Amounts receivable within one year40/41€95k€99k▲
Trade receivables40€10k€8k▼
Other amounts receivable41€86k€91k▲
Cash at bank and in hand54/58€19k€22k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€117k€130k▲
Equity10/15€113k€127k▲
Contributions10/11€7k€7k=
Reserves13€105k€119k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€104k€117k▲
Profit (loss) carried forward14€329€1k▲
Amounts payable17/49€5k€3k▼
Amounts payable within one year42/48€5k€3k▼
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€2k€768▼
Taxes450/3€2k€768▼
Other amounts payable47/48€1k-
Income statement
Code20232024
Non-recurring operating income76A-€414
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€655€543▼
Other operating charges640/8€375€896▲
Gross operating margin9900€33k€24k▼
Operating profit (loss)9901€32k€22k▼
Financial income75/76B-€67
Recurring financial income75-€67
Financial charges65/66B€617€427▼
Recurring financial charges65€617€427▼
Profit (loss) for the period before taxes9903€31k€22k▼
Income taxes67/77€10k€7k▼
Profit (loss) for the period9904€21k€15k▼
Profit (loss) for the period to be appropriated9905€21k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€15k▼
Profit (loss) brought forward from the previous period14P€34€329▲
Transfer to equity691/2€20k€14k▼
To other reserves6921€20k€14k▼
Profit to be distributed694/7€1k-
Return on contributions (dividend)694€1k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €414 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €356 | €476 | €465 | €655 | €543 | ▼ 17.1% |
| Other operating charges640/8 | - | €421 | €344 | €375 | €896 | ▲ 139% |
| Gross operating margin9900 | €52k | €48k | €29k | €33k | €24k | ▼ 28.0% |
| Operating profit (loss)9901 | €52k | €47k | €28k | €32k | €22k | ▼ 30.2% |
| Financial income75/76B | - | - | - | - | €67 | - |
| Recurring financial income75 | €1 | - | - | - | €67 | - |
| Financial charges65/66B | - | €1k | €799 | €617 | €427 | ▼ 30.8% |
| Recurring financial charges65 | €361 | €1k | €799 | €617 | €427 | ▼ 30.8% |
| Profit (loss) for the period before taxes9903 | €51k | €46k | €27k | €31k | €22k | ▼ 30.0% |
| Income taxes67/77 | €15k | €15k | €9k | €10k | €7k | ▼ 29.4% |
| Profit (loss) for the period9904 | €37k | €31k | €18k | €21k | €15k | ▼ 30.2% |
| Profit (loss) for the period to be appropriated9905 | €37k | €31k | €18k | €21k | €15k | ▼ 30.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €57k | €83k | €98k | €117k | €130k | ▲ 10.6% |
| Fixed assets21/28 | €565 | €1k | €958 | €976 | €7k | ▲ 584% |
| Tangible fixed assets22/27 | €565 | €1k | €958 | €976 | €7k | ▲ 584% |
| Furniture and vehicles24 | - | €1k | €958 | €976 | €7k | ▲ 584% |
| Current assets29/58 | €56k | €81k | €97k | €116k | €123k | ▲ 5.8% |
| Amounts receivable within one year40/41 | €13k | €17k | €8k | €95k | €99k | ▲ 3.6% |
| Trade receivables40 | - | €5k | €6k | €10k | €8k | ▼ 17.9% |
| Other amounts receivable41 | - | €12k | €2k | €86k | €91k | ▲ 6.0% |
| Cash at bank and in hand54/58 | €41k | €63k | €87k | €19k | €22k | ▲ 15.1% |
| Deferred charges and accrued income490/1 | - | €2k | €2k | €2k | €2k | ▲ 20.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €57k | €83k | €98k | €117k | €130k | ▲ 10.6% |
| Equity10/15 | €49k | €76k | €93k | €113k | €127k | ▲ 12.9% |
| Contributions10/11 | - | €7k | €7k | €7k | €7k | = |
| Reserves13 | €41k | €69k | €86k | €105k | €119k | ▲ 12.8% |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | €67k | €84k | €104k | €117k | ▲ 13.0% |
| Profit (loss) carried forward14 | €394 | €1 | €34 | €329 | €1k | ▲ 307% |
| Amounts payable17/49 | €8k | €7k | €5k | €5k | €3k | ▼ 45.2% |
| Amounts payable within one year42/48 | €8k | €7k | €5k | €5k | €3k | ▼ 45.2% |
| Trade debts44 | €470 | €930 | €833 | €2k | €2k | ▼ 8.3% |
| Suppliers440/4 | - | €930 | €833 | €2k | €2k | ▼ 8.3% |
| Taxes, remuneration and social security45 | - | €2k | €3k | €2k | €768 | ▼ 55.2% |
| Taxes450/3 | - | €2k | €3k | €2k | €768 | ▼ 55.2% |
| Other amounts payable47/48 | - | €4k | €800 | €1k | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €37k | €31k | €18k | €21k | €15k | ▼ 30.2% |
| + Depreciation and write-downs630 | €356 | €476 | €465 | €655 | €543 | ▼ 17.1% |
| Operating cash flow (approximation) | €37k | €31k | €18k | €21k | €15k | ▼ 29.8% |
| Investment in fixed assets (approximation) | - | €-981 | €-353 | €-673 | €-6k | ▼ 827% |
| Change in cash | - | €22k | €24k | €-68k | €3k | ▲ 104% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €113k ▲21.3%
5 profitable years in a row build equity to €113k.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €37k ▲117%
Operating result €52k, net result €37k, both a record.
11-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 4.68
Current ratio from 1.50 to 4.68.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 70 days late
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 92 days late
13-03
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 225 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2010
Ground area
535 m²
Building footprint
55 m²
Parcel 53071B0463/00R002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue Nestor Dehon 43, 7030 Mons
since 20102.187.832.030
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53071B0463/00R002 | Wallonia | 535 m² | 1 · 55 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 40,868 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded15-04-2010
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
47521Retail sale of hardware, building materials, paint and glass (general range)
71122Land surveying
Scores and ratios are computed by Checked and are not a credit decision.